Pt isn’t going to fix it if it’s that severe. You need to get on a plane and help with the funeral arrangements and find them an affordable place to live if you are insisting on taking away their housing. And if they move out of state you need to establish residency for you mom which is a lot of work. |
You can take the train or drive. |
I have no control over their housing. ![]() As for your PT comment, what is your experience in the medical field please? I'd love for you to shed light on my condition. |
Want to come along? |
it's possible I was lied to. My sister said they were turned down. |
At a tremendous cost to them and to their pocketbooks. Now they are about 75K in credit card debt I've discovered - the cost of the old loan that bailed them out and all the new bills rung up. On what? Good question. Would certainly not have happened if changes were made early on like I stated. That's what happens when you run out of money and refuse to downsize. So now they have to. They can stay in the same community, and rent if they'd like. |
They just did with my father.... |
She's getting some caregiving now through her insurance and we've already hired someone who comes in to help. I've been paying credit card bills for my sister for over 4 years now. Just bought the new washer, new TV, have paid for their cable bill and other expenses. They are exceeding in expenses everything we've been paying. How I don't know. I don't have access to the credit cards - only my sister does. She doesn't use her money to pay any house expenses - a bit in food if they are short every once in a while. She never has. |
Where are you finding free places to live for your mom and sister? No place will be free. They will have to pay rent which will be equal or more than maintaining the house. So, you feel you need to dictate everything and cannot even help with the funeral or attend. |
I highly doubt it as I begged them to get involved with my MIL and two different states refused as we were handling things. |
If they have no money, how are they going to rent a place? |
Thanks, my Dad is in the ICU so I think that would take priority. |
From you of course. |
Sorry that happened to you |
The house they live in will sell for around $750K. It’s paid off. It’s in great condition. They cannot afford to stay there as the taxes/fees/etc are not affordable anymore. My mother wants to downsize and has for a while (my father stopped her). So my husband and I pay to get them into the rental home in their community and pay until their home sells. When their home sells, we get reimbursed for the past rent (we might not charge them that in the end) and they get to keep the (probably) 680K to 700K after selling expenses, etc. to live on. Investment planner invests it conservatively (there are now 5% CDs for instance) My mother and sister get a nice place to live, nest egg is replenished, my mother gets the help in she needs in the form of an aide and my sister gets some freedom. Sure they have some credit card debt, but with the new nest egg, they can live much better than they are now, which is hand to mouth, overdrafting their checking account, and running up credit card bills. We had offered them our beach place back east to live in because it’s free for them. My husband and I would be happy to pay the utilities, etc. When my aunt passed (we were the mortgager on that house and she never paid us a dime for 20 years), legally, we got the house back. My aunt had let it run down so we offered to fix it up so they could downsize into that. It’s in their community. They refused (well my father would have but my sister and mother said no). So we offered them two free places, one in their community, and one back home near family and both were refused. There is no funeral. My father and mother made no plans for their demise, sadly. My mother made the decision to cremate my father, which caused its own sh*tstorm in the extended family but it’s my mother’s choice. I’m organizing a celebration of life online since our family is scattered to the four winds across the country. My mother would like the urn interred back east eventually - she did not want to go back east for a funeral either. My husband and I, or course, will be glad to cover those expenses, including buying two plots in the cemetery that my mother has chosen in New England. |