x1000 OP has so many options. The first one, to help open up aid channels would be for her to file singly instead of jointly for taxes. But OP seems unwilling to do anything to rock the boat with her husband and really seems intent on making the daughter out to be the problem. I feel very sorry for the girl. Her mom has a primary responsibility to her, the daughter, first and the husband second. Unfortunately OP doesn't seem to understand that. |
+1 |
You evaded the substantive question in my post. I have bolded it. |
What difference does it make? The kid doesn't have the money to go to pretty much any decent college. |
| Nobody is saying she is entitled to the stepdads money. People are saying they her mother, OP, screwed her up and needs to focus all her energies on how to fix that instead of blaming her daughter for lashing out. And in pursuing those solutions, yes, she should also explore what her husband thinks. If he is a decent guy who loves his wife he will find a way to help here. |
Isn't FA just a loan anyway? It's not free money |
No. https://www.savingforcollege.com/article/is-fafsa-a-loan |
This. And the OP doesn't seem to get how college financing works. Her DD qualifies for very little in loans on her own. So it's the $30k saved so far + about $27k over 4 years. That won't pay for any 4-year college. What can OP do to cash flow college payments? What loans is she willing to take to cover it the gap? What loans/cash flow is her bio dad willing to step up for? What can the DD reasonably earn from summer jobs? That is the conversation that needs to happen plus an apology from OP to DD to recognize that her life choices have put DD in a very difficult place. |
| It is free money applied directly against cost of attendance.. The marriage paper these two adults signed for their benefit cost OP,s daughter over 200k in tuition. The absolutely have responsibility to address this - mother in particular but stepdad also to some extent. His poor step daughter is basically paying a steep price for his sex, cleaning, companionship - whatever he is enjoying today and in the future with his new wife. |
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I have read a few pages but no where in this thread was the following questions asked or any of the below addressed.
Did anyone think maybe the step-dad saved over the years to send his kids to these elite schools unlike his now wife who didn't. Is his wealth in liquid assets that he could even provide this to his stepdaughter? Also at the time they married the mom did not now that her daughter was going to want to attend an expensive college or heck even go to college so why would she have not married her now husband. Next how has the step-dad and stepdaughter relationship been? |
My son’s Financial Aid is free money. |
You missed the part where the mom works snd pays no bills snd doesn’t need the step dads money. People think the mom should just use her salary or his money. |
These questions were not asked because they are not all that important. As if now+ the daughter doesn’t have the money to attend any college. The expensive private vs UMD is a red herring that OP served and which masks reality that goes well beyond college tuition and latest iPhones. Also, it seems pretty clear that OP chose not to make her DD a part of the family in any way (this might have been an unstated precondition for marriage, we don’t know). |
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I wonder how much the stepsibling's mother contributes to their college. Even if stepdad does pitch in for OPs daughters education, it still may not equal what her stepsiblings get or be enough for the college she wants to attend.
OP, maybe explain to your DH that your marriage makes her ineligible for xx dollars in financial aid. Maybe he can cover the portion she might have received if you were still single. For what it is worth, I don't think you are a terrible person. I think this is a tough situation and I hope you and your daughter can find a peaceful solution. |
+1 That's OP's framing (and probably her husband's). It's not at all clear that the daughter thinks that her stepfather is obligated to pay for full tuition wherever she wants to go. She's upset because (1) she can't even afford UMD, let alone whatever college she'd really like to go to, and (2) the huge financial disparity between her and her stepsisters is really pointing up how she's not really part of this family (even though her mom's marriage made it impossible for her to get need-based aid). OP just wants her daughter to shut up and make nice with the man she married (who she hasn't even talked to about any of this) and his kids. |