My parent has gotten sick very fast, other parent in denial, how to pay for nursing home in Virginia
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Anonymous
What arecyou talking about? Filial support laws are not in place to recover Medicaid fraud, it's for nursing homes and care facilities to recover payment. And yes, they have only been used a handful of times, but a peruse person would want to know what they are and if they have them in their state. PA nursing home came after a guy for more than 100,000 dollars . |
Anonymous
| I would find out if hospice care is available. At home, they would provide a lot of support, although you would still need to cover the daily care needs somehow. People piece together care all the time, between family and private care to help with costs. Even if your Dad needs assistance with everything, there may be more things than you think that your mom or another family is able to provide, and then just fill in the gaps. Don't panic, I work in the medical field and see people find a way all of the time. I know you said they can't afford 8k/mo but would not qualify for Medicaid. Is that due to assests or income or both? Many people's initial reaction is that they cannot afford the cost of care, but do you actually know the specifics of your parents' financial situation? Have someone help them look at their finances. Sometimes you can pull LIfe insurance out before death. What is the prognosis, do they know? That will matter in financial and care planning. May be worth getting a geriatric case manager involved. Look into FMLA to help with care. Is there any family member who can take leave from work to become a caregiver? There is no magic answer, no free care in this country, so you will probably find a solution that will work, but may not be ideal. If it were my family member, I'd try to go the home route first. I totally disagree with not telling the hospital SW about going home. How will they help then? I get what PP was getting at... but if you don't let them know what the options are for you they won't be able to get the resources you need, he will just be sent to a skilled nursing or rehab center (which is covered by insurance for short-term, ST varies based on his insurance and functional potentional) and that may not be the best thing for him or your family. |
Anonymous
Nope the poster with the coworker but no he/she was not an "evil, freeloading twat". This is something that is done routinely. It's usually not called "hiding" but "protecting" assets. |
Anonymous
P. S. : There is no such thing as long-term Medicaid. There is just Medicaid and whether or not you qualify for it to cover long term care. And some states have drastically reduced Medicaid benefits, mostly because they hate President and the Affordable Care Act. |
Anonymous
Calm down and understand that posters write that as shorthand for if someone becomes truly destitute and they have no other way to pay, then there is a process on can go through in order to have Medicaid pay for a nursing home. http://www.medicare.gov/what-medicare-covers/part-a/paying-for-nursing-home-care.html |
Anonymous
| Also, small group homes/ALFs may be more affordable than your standard nursing home. There are organizations that help place people, like A Place for Mom. One more thing about home care... when they tell you your Dad needs 24/7 care, that doesn't necessarily mean he needs a private hire caregiver 24/7. ask yourself what part of the care can your mom do and what can't she? The parts of the care that she can't, when would he need help with those things? Could you do just 8 hrs/day? 4 in the morning and 4 in the evening? Live-in care is cheaper than paying for 2, 12 hour shifts. A companion may work over a CNA. This is why it would be helpful to talk through with a professional what his care would look like at home and what community resources are out there to help. |
Anonymous
I said that you have to apply and that yes, you can be destitute and Medicaid application will still be denied for some reason . It can happen! |
Anonymous
You seem very angry when there's no need to be. |
Anonymous
What was angry about this, there were not even any exclamation points or caps. You seem to be reading things that are not there. |
Anonymous
Yes, there is - in Maryland. You apply for regular medicaid through the county office and long term care medicaid through aging and disability. There are two separate programs. My MIL was denied regular medicaid due to income (under $1000 a month) but got long term care. |
Anonymous
Yes, but this poster is exactly right. I hate the "and then Medicaid kicks in" mindset, as if all you have to do is sit back and wait for the dollars to start flowing. This is very misleading. |
Anonymous
PP here. You don't see me disagreeing!! There were 4 daughters and were savvy enough to have things signed over, "sell" the house for WAY below market value (on paper) to a grandchild, give generous "gifts" to the DD's and more. Then Mom qualified for welfare (that's what Medicaid is, people) and the taxpayers paid for 3 years of nursing home care. |
Anonymous
| Contact an elder law attorney. We used Kelly Thompson in Arlington. Spend the money to talk to her for an hour or two. |
Anonymous
| My friend has kept their parents at respite stays in NJ for short duration of time as she was out of city for few weeks and there is no one else to take care of her elder parents then she finally decided to keep them at senior housing. She researched so much before keeping her parents to be there and when I asked for her review she gave me positive feedback about these senior housings. |
Anonymous
She comes to live with you. If you don't have long-term care insurance, spending your own money is the only way to finance this until there is no money left. Will medicare pay for even a part time home health aid and you and they can fill in the rest? It is a tremendous financial problem for a lot of families. Before you get to this point, though, make sure you've talked to the social workers at the hospital to find out if there are any other options. |