Reply to My parent has gotten sick very fast, other parent in denial, how to pay for nursing home in Virginia

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Reply to "My parent has gotten sick very fast, other parent in denial, how to pay for nursing home in Virginia"

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[quote=Anonymous]I would find out if hospice care is available.  At home, they would provide a lot of support, although you would still need to cover the daily care needs somehow.  People piece together care all the time, between family and private care to help with costs.  Even if your Dad needs assistance with everything, there may be more things than you think that your mom or another family is able to provide, and then just fill in the gaps. Don't panic, I work in the medical field and see people find a way all of the time.  I know you said they can't afford 8k/mo but would not qualify for Medicaid.  Is that due to assests or income or both?  Many people's initial reaction is that they cannot afford the cost of care, but do you actually know the specifics of your parents' financial situation? Have someone help them look at their finances.  Sometimes you can pull LIfe insurance out before death. What is the prognosis, do they know? That will matter in financial and care planning. May be worth getting a geriatric case manager involved.  Look into FMLA to help with care. Is there any family member who can take leave from work to become a caregiver?  There is no magic answer, no free care in this country, so you will probably find a solution that will work, but may not be ideal.  If it were my family member, I'd try to go the home route first. I totally disagree with not telling the hospital SW about going home. How will they help then? I get what PP was getting at... but if you don't let them know what the options are for you they won't be able to get the resources you need, he will just be sent to a skilled nursing or rehab center (which is covered by insurance for short-term, ST varies based on his insurance and functional potentional) and that may not be the best thing for him or your family.[/quote]

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