Anonymous wrote:
Anonymous wrote:It's going to be different for every person and for every couple. Some people would be smart to live together first, others may be better off not. There really isn't a right answer on this one.
For me personally, I lived with a partner in a LTR before we eventually split and I met and married DH. Leaving someone you live with is incredibly challenging. Even if you are able to resist relationship inertia, there are financial and logistical considerations that make it that much harder to break up when you live together. I was in an abusive relationship much longer than I otherwise would have been - like, years longer - if I hadn't had to overcome those practical challenges.
If you had gotten yourself entangled in the guy's finances - cosigned for his car loan, kept him afloat during episodes of joblessness, leased furniture with him, that sort of thing, I can see how it would have been difficult for you to extricate yourself from that situation. Ideally, you don't get all financially wrapped up with each other unless you know how that person handles responsibility and his money.
FWIW, I had a boyfriend try to persuade me to cosign on a car loan for him and he also used my credit card w/o my permission and wrote checks on my bank acct w/o my permission (I put an abrupt end to that sh*t when I found out about it). He couldn't hold a job to save his life. Thankfully I did not ever share a place with that guy nor did I cosign any loans with him. If I had, that would have been pretty disastrous for me. I honestly don't know what my life would look like now if I had allowed that. You have got to look out for yourself. People who are financially irresponsible with their own money and credit will sometimes try to take you down with them.
On an up note, the boyfriend that I did share a place with was on the same page with me financially which is vitally important. If things hadn't worked out between us, we really could have just walked away from each other. By the time I purchased a house with him I considered him to be a good investment partner. It doesn't sound too romantic, but having the ability to trust someone like that is just the most amazing thing ever. Especially after what the last boyfriend had put me through, KWIM?