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I wore mine in a side part for years, and I guess it never really flattered me but I didn't know it. Last year I splurged on a celebrity hair stylist who told me, "never ever wear your hair in a side part again". I have a small but prominent widow's peak, and I guess the middle part does look better with it.
For summer though?
I blame ONs for putting me in the position to get posterior tibial tendonitis, which was extremely painful for me for an entire year. I only wore them to do two mile walks around my neighborhood, but they lack support and are really hard on the ankles somehow. And I do think they have become dorky....I only ever see them on pretty elderly and/or unfashionable people nowadays.
I only wear New Balance 880s now.
As an aside, can anyone tell me what color combos for athletic shoes are hot right now? All white, pastels, brights, neons, etc? I have no idea and I'm due for a new pair
I only wear New Balance 880s now.
As an aside, can anyone tell me what color combos for athletic shoes are hot right now? All white, pastels, brights, neons, etc? I have no idea and I'm due for a new pair
Not the person you’re replying to, but, if anything, I’d be triggered by the “raw egg” — which, to me, isn’t all that health-conscious. Maybe you have great sources for your eggs?
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I do indeed. I buy sourdough bread from a woman who also sells eggs from her own pasture-raised, organic-fed coop of chickens.
Sorry, I've been eating this way much longer than RFK Jr. has been a public figure. Guess I've triggered you by being health-conscious but you do you.
Love parsley in Mediterranean/lebanese dishes. It's wonderful.
It's the way to make delicious roasted garlic that you can then spread on a baguette.
Mayo is excellent on a cheeseburger. Gives it a satisfying depth and makes the meat taste better. That said, I make my own mayonaisse with avocado oil and a raw egg.....I would never eat the soybean-oil laden varieties.
Anonymous wrote:avalonrose wrote:Anonymous wrote:avalonrose wrote:Anonymous wrote:This is silly OP stay.
There is zero reason for you to move to a $850,000 house from a $1.1 house.
You need to move to a $650,000 or less home for this to make any sense.
By the time you factor in move costs this is just wrong.
Where do you get your figures? Realtor fees will cost us about $60k and moving will be approximately $4k. Am i missing something? We still will have at least 150k in profit.
You want to sell your house in order to free up cash. It's not really about lower housing costs as the difference in maintenance and operating costs between a $1M and a $800k property is near nonexistent. Even your property taxes won't change that much. It's really tapping into the equity. But you'd probably spend close to $100k to sell and buy and move etc, just to have access to an extra 100k in cash after paying for the new house. That is where it doesn't make sense and if you really needed cash to pay off debts, then you'd be moving to a 500k townhouse, not slightly downsizing.
The very high costs of selling/buying and moving means moving is a luxury or a disaster. Tell your husband to find a better job and you might also do the same.
Not really sure you're on target here. We'd be moving from 4000 square feet to about 2500 square feet. Taxes where we're looking would be half that of where we are now. We'd be moving from a two story to a one story (lower maintenance costs) Right now we have an HOA....we'd be moving into a non HOA. If we loved our house, I could see your point. But we don't.
It may be intentional or not but you're leaving out a lot of information that is confusing the people who want to give you advice. In the first place, I suspect you're not in the DMV area, right? In most parts of the DMV a $1.1M house is pretty ordinary and it's rare to have a HOA for SF housing outside the minimal fees you sometimes find in more recent subdivisions , so that impacts the advice we think we're giving you. Are you out West? Also, not sure you're right that just moving to a single story house translates into lower maintenance costs (a 2500 sqft one story versus 4k sqft two story means a bigger roof and that translates into a more expensive roof replacement if needed, to use as one example). If your taxes would drop by half simply by moving to a house 25% cheaper, then it means you're moving to a completely different town and also need to see what that translates into regarding schools. Even so, do the potential savings really add up enough to justify moving? Assume 80k to buy/sell/move and a generous 10k in annual savings from living in a smaller house, it'd take you eight years just to recoup the costs of selling and moving.
People who need to downsize due to financial necessities downsize dramatically, not marginally.
The thing is, all of this would just be me giving you superfluous information.
My question was specifically asking about hard money loans, because with the financial situation we're in right now, we would not qualify for a loan that would allow us to purchase a house before selling ours.
Yes, we are looking forward to pocketing a few 100K, but I'm not asking these questions because we are so strapped that we cannot pay our bills.
If we really wanted to stay in the house, we could. It would be difficult but we could do it.
Thing is, we don't WANT to.
I was seeking information about loans that were tied to equity and not income.
That's pretty much it.
This has gotten way off track.
Anonymous wrote:avalonrose wrote:Anonymous wrote:This is silly OP stay.
There is zero reason for you to move to a $850,000 house from a $1.1 house.
You need to move to a $650,000 or less home for this to make any sense.
By the time you factor in move costs this is just wrong.
Where do you get your figures? Realtor fees will cost us about $60k and moving will be approximately $4k. Am i missing something? We still will have at least 150k in profit.
You want to sell your house in order to free up cash. It's not really about lower housing costs as the difference in maintenance and operating costs between a $1M and a $800k property is near nonexistent. Even your property taxes won't change that much. It's really tapping into the equity. But you'd probably spend close to $100k to sell and buy and move etc, just to have access to an extra 100k in cash after paying for the new house. That is where it doesn't make sense and if you really needed cash to pay off debts, then you'd be moving to a 500k townhouse, not slightly downsizing.
The very high costs of selling/buying and moving means moving is a luxury or a disaster. Tell your husband to find a better job and you might also do the same.
Not really sure you're on target here. We'd be moving from 4000 square feet to about 2500 square feet. Taxes where we're looking would be half that of where we are now. We'd be moving from a two story to a one story (lower maintenance costs) Right now we have an HOA....we'd be moving into a non HOA. If we loved our house, I could see your point. But we don't.
Anonymous wrote:avalonrose wrote:Anonymous wrote:This is silly OP stay.
There is zero reason for you to move to a $850,000 house from a $1.1 house.
You need to move to a $650,000 or less home for this to make any sense.
By the time you factor in move costs this is just wrong.
Where do you get your figures? Realtor fees will cost us about $60k and moving will be approximately $4k. Am i missing something? We still will have at least 150k in profit.
Moving will cost you a lot more than 4000. When was the last time you moved? 2000?
Also, how about the cost of fixing up your place? Painting, carpets, cleaning? Fixing all the broken stuff?
You don't know what you're doing.
We've already fixed the place up. It looks nice. All we have left to do is have carpet in bonus room steamed.....that's it.
Anonymous wrote:This is silly OP stay.
There is zero reason for you to move to a $850,000 house from a $1.1 house.
You need to move to a $650,000 or less home for this to make any sense.
By the time you factor in move costs this is just wrong.
Where do you get your figures? Realtor fees will cost us about $60k and moving will be approximately $4k. Am i missing something? We still will have at least 150k in profit.
Anonymous wrote:OP, unfortunately you have found yourself in a less than ideal situation (as many, including me, have found themselves in). I suggest you adjust your expectations a bit and accept that fact that the result may not be ideal for you. That is unfortunate, but under the circumstances, less than ideal may be the best of all possible worlds.
You are probably right. We have such cold feet about listing it without knowing where we will go. I went to a few showings where the vibe was seriously off, and I'm afraid of buying someplace like that and having mental health problems because of it.
Anonymous wrote:Are you trying to use house proceeds to pay off another debt? Is it credit cards?
It was....but we've paid that off too. We also want to move for other reasons....we don't like our neighborhood, and the floor plan is sub-optimal for our family's needs.
Anonymous wrote:Wait? You own your house outright? but you think having a mortgage or renting is going to be more economical? What am I missing?
Maybe they want to downsize so they can use some of the money that is now tied up in the house? I am only guessing here, but it may be that they are in a tight financial situation and selling the 1.1 million house and moving to say a 700K house will give them some money to pocket. They would be paying cash for the downsize house so no mortgage.
Unfortunately you are correct.