It is what it is. The mom’s money to do what she wants with. It’s clear the OP doesn’t care for her sister or what happens to her so putting the money in a trust wouldn’t have helped. But, yes. It’s clear that the sisters are both better friends fed if they cut contact. |
| OP, you lost me in your first post when you called your sister a loser. The obesity and hoarding point to serious mental illness. That does take a toll but your mom probably saw your lack of compassion and responded accordingly. |
| Damn. That sucks, OP. Sorry. |
I think this is correct. OP and her brother don't need to care for the sister and won't be stuck with that burden. Sister is taken care of until she dies, and maybe feels positive about this development. The two successfully launched kids will be okay. I wouldn't have made her the sole heir but I think it's inevitable that it would be significantly uneven. Even $1 million would not have been sufficient if your sister lives a long time. |
Is it nasty if it’s just facts? What would a 300 pound keyboarder do with $4.5M, spend it on knickknacks? Can she even manage the money? If the mother passed due to dementia or similar I would sue the estate |
Maybe the mother had never heard of this. Op could sure the estate to make sure a trust is established for her sister. |
Sorry Op that sucks. Your mother is not a good person. If she actually cared about your sister, she’d have set up a trust and involved you and your brother. What she did is stupid, irresponsible, and passive aggressive. Don’t give your sister a dime when she blows it all—protect yourself. |
“Taken care of?” That money will be gone in 3-5 years. |
* I specifically mean sue to have the $4.5 million put into a trust for your sister. Not sue to take the money for yourself. That should pay out about $12-15k per month pre tax and she will need it for health insurance and living expenses |
Since OP is non-loser, she can maje her own money, no? Why worry about what her mom passed down? |
Similar happened on my husband's side of the family. His sister was a deadbeat pretending to be married to a deadbeat. Never actually married but told his parents they were. They got like 80% of the estate, which was a couple million bucks. |
Sister not Aunt |
| I would not say another world to the sister unless she shares the inheritance. |
How wil it be gone? If it's parked in bonds shes making ~$196,000 a year without touching the principal. She owns her condo. Utilities and hoa fees might be $500 a month How will a morbidly obese shut in spend the other $17,000 coming in every month? |
| I tend to agree with PPs who say this was your mom's way of letting you off the hook. It sucks and feels hurtful and wasteful. But you have no moral or financial obligation to your sister anymore, so maybe consider the freedom your inheritance. |