DH lost Credit card roulette...

[Anonymous]

Seems very odd that he could be $4500 over his limit. I used to work for the credit card division of a bank and cards were automatically declined once they reached 10% of the max. I doubt he had a $45,000 credit limit.

[Anonymous]

Anonymous wrote:Seems very odd that he could be $4500 over his limit. I used to work for the credit card division of a bank and cards were automatically declined once they reached 10% of the max. I doubt he had a $45,000 credit limit.

+1. We have a bad troll here today.

[Anonymous]

Anonymous wrote:Also for those saying this is a troll post, I regularly post here. I have no reason nor desire to play games like that. I am a grown woman and have no time for that foolishness

If you're willing to offer me constructive advice I will take it but if you're here to just label me as a troll or give Starkey responses then please don't reply.

Why didn't you include ALL of details in your original post? From that post many of us thought the tab was $4500!

I would also add why on earth would any woman in today world allow her husband to be in charge of their finances? Now that you know he is $4500 over limit (obviously not an AMEX card), you should be aware of family finances.

[Anonymous]

I played this "game" with my friends in my 20s not infrequently. Usually at a bar, for a night's worth of drinking, so we'd be talking a couple of hundred dollar tab. Enough to slightly smart at that phase in life, but nothing we couldn't afford. It was basically a way to take turns covering while realizing different people were out each time, different places had different levels of expense, etc, so it was never going to be exactly fair. It was actually motivated by places that wouldn't bill split (or wouldn't split it more than 2 ways) and was before the advent of Venmo, when covering your portion was a pain in the ass (post-cash, pre-Venmo times). I assume it doesn't happen as often with Venmo, Zelle, etc now being super easy.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Also for those saying this is a troll post, I regularly post here. I have no reason nor desire to play games like that. I am a grown woman and have no time for that foolishness

If you're willing to offer me constructive advice I will take it but if you're here to just label me as a troll or give Starkey responses then please don't reply.

Why didn't you include ALL of details in your original post? From that post many of us thought the tab was $4500!

I would also add why on earth would any woman in today world allow her husband to be in charge of their finances? Now that you know he is $4500 over limit (obviously not an AMEX card), you should be aware of family finances.

DP. That's what trolls do; they add details as they go on. Lots of holes here as others have pointed out. Another one is that she claims DH handles ALL the finances yet she has a separate credit card.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Also for those saying this is a troll post, I regularly post here. I have no reason nor desire to play games like that. I am a grown woman and have no time for that foolishness

If you're willing to offer me constructive advice I will take it but if you're here to just label me as a troll or give Starkey responses then please don't reply.

Why didn't you include ALL of details in your original post? From that post many of us thought the tab was $4500!

I would also add why on earth would any woman in today world allow her husband to be in charge of their finances? Now that you know he is $4500 over limit (obviously not an AMEX card), you should be aware of family finances.

This is a crazy comment. I think this is individual based on the couple dynamics.
I am a woman with ADHD and pretty unorganized and careless, so if I was in charge our bills would likely go unpaid regularly - at least the few I had in my 20s were.
My DH is a finance guy by trade and hobby and in the past 25 years has grown our net worth from negative to over $5M with our 401K, corporate and private real estate holdings, and other investments.

[Anonymous]

Anonymous wrote:I played this "game" with my friends in my 20s not infrequently. Usually at a bar, for a night's worth of drinking, so we'd be talking a couple of hundred dollar tab. Enough to slightly smart at that phase in life, but nothing we couldn't afford. It was basically a way to take turns covering while realizing different people were out each time, different places had different levels of expense, etc, so it was never going to be exactly fair. It was actually motivated by places that wouldn't bill split (or wouldn't split it more than 2 ways) and was before the advent of Venmo, when covering your portion was a pain in the ass (post-cash, pre-Venmo times). I assume it doesn't happen as often with Venmo, Zelle, etc now being super easy.

We did this as late as 2019. But I agree, it was only with a select group of friends and only for drinks/appetizers where the bill wasn't a lot. A couple of people were lucky enough to never have their card selected, but it was a fun and fair game. Everyone could afford it, and if the bill was unusually large or seemed unfair, someone else would leave the tip or give the "loser" cash to help cover it.

But in today's world of instant digital P2P payments, even if one person pays the they are quickly reimbursed

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:What is credit card roulette? And why is your bigger problem embarrassment rather that financial?

Everyone puts a credit or debit card out and the waiter picks one to pay the whole check.

WTF?! WHO does that?!

People who have credit card debt?

The only people I know who do this are very rich men who like to proverbially show off the size of their penis by suggesting this when out with friends. It’s gross.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I surprised such a learned crowd doesn’t know what credit card roulette is, it’s not new. Not sure what to tell you OP, that’s embarrassing. Good luck with it.

I know what it is, it's just a very dangerous game to play.

Not if you have money, and you have an idea what the total is going to be. $300-400 is not a huge amount of money. If you can’t cover that you’ve got bigger problems.

[Anonymous]

Anonymous wrote:Also for those saying this is a troll post, I regularly post here. I have no reason nor desire to play games like that. I am a grown woman and have no time for that foolishness

If you're willing to offer me constructive advice I will take it but if you're here to just label me as a troll or give Starkey responses then please don't reply.

This entire scenario would suggest otherwise.

This is something douchebags in movies do, not real people. Start there and work your way backwards.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:What is credit card roulette? And why is your bigger problem embarrassment rather that financial?

Everyone puts a credit or debit card out and the waiter picks one to pay the whole check.

WTF?! WHO does that?!

People who have credit card debt?

The only people I know who do this are very rich men who like to proverbially show off the size of their penis by suggesting this when out with friends. It’s gross.

There’s nothing gross about it. It’s just a fun way to say “my treat” amongst friends. It doesn’t sound like it was a good idea in this case though.

[Anonymous]

Anonymous wrote:What is credit card roulette? And why is your bigger problem embarrassment rather that financial?

This entirely.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:What is credit card roulette? And why is your bigger problem embarrassment rather that financial?

Everyone puts a credit or debit card out and the waiter picks one to pay the whole check.

Weird. Who does this. Most people don't have the money for these ridiculous games. And OP is probably spending the money that is on that credit card.

And what meal where costs more than $4K?

[Anonymous]

Anonymous wrote:I surprised such a learned crowd doesn’t know what credit card roulette is, it’s not new. Not sure what to tell you OP, that’s embarrassing. Good luck with it.

I can guess what it is, but I would shut down anyone who proposed such nonsense. How tacky and presumptuous can one be?

[Anonymous]

Anonymous wrote:I'm not surprised that so many on here are saying they'd never play that game, etc. Not the adventurous types here.

I do it sometimes when I'm out with the guys. We all can easily afford it, so no one is worrying over a bar tab.

What's fishy here is OP says the bill was about $400 but refers to being $4,500 over the limit. The card machine just says declined and makes no mention of limit.

Also, could it have been some credit card fraud a day or two before and that caused the balance to go up so high? OP needs to troll better.

I try not to be adventurous with other people's money. If you're open to picking up the tab, then just do it and hope your friends who can "easily afford it" will reciprocate next time.