Anonymous wrote:
Anonymous wrote:
Anonymous wrote:I feel like owing someone $300 for dinner is nothing compared to multi thousand dollar credit overdraft. Are you guys carrying a giant balance? What's the interest rate on that? Is the interest rate different on an overdraft? You should be combing over those credit card terms.
OP here. We just finished putting in a new master bathroom and put most of the costs on our credit cards. Interest rate is currently 7.99% introductory and then jumps to 29.99% in 12 months. We figured we would hold at low interest and pay off later. But we may have overextended our limit on the card.
Uhhh I'm sorry but no, you are not the OP. That distinction goes to me and me only, Larla. You do not speak for us, you do not know our lives and you do not know what me and DH are going through currently.
At any rate, I have started to take a deep dive into our finances and I've come to realize DH lied about more than just credit cards. He is apparently further in debt than I imagined. There were several purchases that he made without my knowledge that total over $20,000 along with student loans and another loan for a pontoon boat he purchased, we are seriously over leveraged.
My mom is an accountant and I will be speaking with her this weekend to figure out our options but I am seriously mad at my husband. We are currently not speaking with each other and my sister thinks I should consider divorcing him due to our poor finances now that everything is coming into focus