
Where can several couples who are in to this kind of thing go where the tab is only $385? |
Chipotle accepts credit cards. |
OP just said they were out, not "out to dinner" which means it could just have been a couple rounds of drinks. |
Did OP not have another credit card? On the rare occasion my credit card has been declined (potential fraud risk etc) I have another at the ready.
but I still think it was a troll. |
When I worked on wall st, it was always popular with the young analysts and first year associates. Some of the more immature traders would do it at happy hours after running up big wine tabs |
I used to work on Wall Street. The traders would do this for lunch. |
You do understand the apr on overdraft can be significantly more, right. You need to read your terms now. |
Uhhh I'm sorry but no, you are not the OP. That distinction goes to me and me only, Larla. You do not speak for us, you do not know our lives and you do not know what me and DH are going through currently. At any rate, I have started to take a deep dive into our finances and I've come to realize DH lied about more than just credit cards. He is apparently further in debt than I imagined. There were several purchases that he made without my knowledge that total over $20,000 along with student loans and another loan for a pontoon boat he purchased, we are seriously over leveraged. My mom is an accountant and I will be speaking with her this weekend to figure out our options but I am seriously mad at my husband. We are currently not speaking with each other and my sister thinks I should consider divorcing him due to our poor finances now that everything is coming into focus |
I am seriously considering setting up my own bank account and doing my own taxes instead of filing jointly for 2024. On top of that, I will be getting another credit card and possibly looking into ways we can pay down our outstanding debt.
I won't lie this experience has been completely embarrassing and demoralizing but I opening as well. I should have inquired more about our finances as a household sooner rather than later but at least we can begin to repair the damage |
That's insane. |
Karma has its eye on you. It’s gonna be great! |
Good for you, OP. |
I’m a previous poster who said my card was 7k over the limit. I just kept using it until one day my charge was declined. I logged into my account and I was 7k over my limit. So yes, for my card, this is how it worked. I have no idea why they kept allowing charges, but they did. |
I’m the pp who went 7k over, my card didn’t even raise my credit limit. Just let me keep going. |
How many times has your poor husband lost at "credit card roulette" -- maybe that's why you're $4,500 over your credit limit? |