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DH lost Credit card roulette...
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Anonymous
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OP here, allow me to answer these questions...
So this game was done at the request of one of our friends. My husband handles all of our finances, I let him deal with that. We each have our own separate credit cards but I am not aware of what he owes on his until he told me. The total bill for the evening was roughly $385. For those who are not aware this is an actual game and we have played it before but he has never once been selected and I think he assumed that he wouldn't be selected this time and that's why there was a lot of shock when the card came back declined. |
Anonymous
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Also for those saying this is a troll post, I regularly post here. I have no reason nor desire to play games like that. I am a grown woman and have no time for that foolishness
If you're willing to offer me constructive advice I will take it but if you're here to just label me as a troll or give Starkey responses then please don't reply. |
Anonymous
I'm the poster you replied to, there's no need to be snarky when this person is asking for legitimate advice |
Anonymous
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Do you have your own cards, not in his name? Keep using them and build your rating. His apparently is bad. Pull a credit report for yourself be sure he hasn't added joint cards you don't know about.
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Anonymous
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Is this real? If so, he should have just shrugged and been like “Christmas, amirite?”
Credit card roulette sounds f-ing stupid though, normal adults just pay for what they ordered. |
Anonymous
People who have credit card debt? |
Anonymous
Time for you to handle the finances since he has proven he can’t do it. |
Anonymous
Yes. Has to be a troll. |
Anonymous
Right. If someone was that far over the limit, why would they be going out to eat? |
Anonymous
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I've run up against my CC limit a few times, usually after booking a big family vacation. It's a temporary crunch but I always have the funds for when payments are due.
In your case, OP, you need to find out if this is an ongoing overspending issue, or a temporary one off incident. Until you have all the facts, you can't really formulate a proper response. Forget about the meal and don't worry about your friends' reaction. Many of us have been there with surprising cc declines. Deal with the actual issue at hand, if there is one. |
Anonymous
Grown women don’t play foolish games like credit card roulette. You are not persuasive. |
Anonymous
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I thought you can't go past the CC limit THUS WHY there is a limit.
Also grown adults don't do this they pay separate checks. Are you a grown adult OP? |
Anonymous
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What kind of responsible adult plays games with money? This is ridiculous.
Sounds like your husband is irresponsible with money. If it was a one time mistake during the time his parent died or he had open heart surgery or some other hugely stressful time I'd forgive it. Otherwise I'd be insisting on taking over all money management and considering divorce. I don't screw around with money. Regarding your embarrassment, get over yourself. You have bigger problems. Just move on with your friends. |
Anonymous
Clearly your husband is NOT responsible enough to handle all your finances anymore. This is a stupid game and you were stupid to play it/be married to someone willing to play it. You don't play games with money. |
Anonymous
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What credit card is going to let somebody exceed the credit limit by $4500?
This story is fishy. |