| OP, I have been a SAHM for 12 years but believe your question, in and of itself, is so wrong. Neither spouse should need to convince the other to leave the workforce. If your DH does not agree you should work until retirement. If DH tells me I must work full-time I will do so for as long as we are married. That is only fair and right. Money is not the issue. |
DP. I have two kids and am pregnant with a third, work in biglaw, have a husband with an equally demanding career, and have great friends in DC. And obviously all of my friends (who are similarly situated) also have friends. It's not uncommon. I don't get enough exercise or sleep, but I do make time for friendship! |
A little thing called life insurance. It's typical for high earning spouses to have a 2M + life insurance policy. Plus some level of disability insurance. |
That's awesome. How do you make time for it? I had some very close friends when I worked part time, and we would probably hang out and talk while the kids would play for maybe 5-10 hours/wk. I still see my friends, but it's more like once or twice a month, and they just aren't as close anymore. I can see that in a few years, I probably won't even really know what's going on in their lives, let alone all of the details and all of their thoughts about it. |
Our they are wealthy enough they don’t life insurance. |
| I’ve been mostly a SAHM/SAHW for 33 years. I am a personal trainer and work about 10-15 hours a week. I didn’t have to “convince” my DH of anything. We agreed before we got married that I would SAH. It’s never been an issue. These are the kinds of things you discuss before you get married. Shared goals and a shared vision of what you want your life to look like is so important. |
Half of a large amount of wealth, is still a lot. Often times, more than enough. Same for if spouse dies, if you own your house(s), cars, have millions in assets and savings…you will be just fine |
I don't know. This goes both ways. If the expectation is that both spouses work outside the home, then the expectation should be that both spouses work to make that possible by splitting up chores and childcare duty. Even if that means that neither spouse really gets the life or career that they wanted. I'm a WOHM, but when my kids were little, I sometimes felt like Cinderella, and my family was like the evil stepmother. DH, my kids school, my mom, and my friends and relatives all paid lip service to supporting me working, but in reality, it was like: "I see no reason you can't work. IF you can get all of the chores done. And IF you can find childcare. And IF you can find something suitable to wear." My situation is annoying enough, but OP's is worse. You can't be Cinderella's stepmother, tear her dress, and give her a whole list of chores to do, and then be SURPRISED when she doesn't show up to the ball. |
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It's different with women because we are pregnant for 9 months and honestly I think everyone should stay home for at least the first year.
Every man should assume his wife will be in and out of the work force. Yes it should be discussed before marriage, but things do change. What if you have a SN child? A lot of unforeseen things happen. If you can afford it OP then yes I would quit to be home with the kids. You can't get those years back. Especially if you're the one doing most of the child and house chores it's obvious you should quit. He doesn't seem bothered by you having two jobs. I think you shouldn't be bothered if it bugs him you quit. Oh well. |
Where did you read that? Yes she does have her own money. All the assets would be split as well as the retirement, house, etc. I was divorced and I will get my portion of our retirement at the given age. All income is joint fyi. |
DP. Her husband is semi-retired you are assuming this is money from income and not an inheritance. |
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Look at the costs and discuss the carpooling and who stays home with the sick kid.
I would have made around $1150/week pre tax working F/T so I would clear about $800/week after tax. I would have needed to spend about $250 for a weekly house clean and $200/week for after care. Now my gross is $350/week. Not quite sure to count in commuting gas, work wordrobe etc. |
No retirement benefits (401k etc.), no health insurance coverage, no Social Security accrual? |
You would have made $800/wk after tax if yours was the only income. As it is, you are taxed at the highest tax bracket your husband has reached, plus he doesn't get the tax benefit of having you as his dependent. I'm willing to bet it's less than $800/wk. |
Friend in Virginia just got divorced. Married 15 years. She works but makes about 25% of what he does. She is getting alimony for 7 years. |