Friends are mocking my credit card

[Anonymous]

The joke will die off soon. You sound very sensitive and like something else may be bothering you about your friends.

[Anonymous]

Jealous ignore

[Anonymous]

Wow I’m a nanny making 100k a year and probably one of the poor people with this card, but I think it’s amazing!! I MAKE money on this card. Every year.

Annual fee is $700, but with the benefits, I get things I’m already paying for: $240/year on streaming (I use it for Hulu, peacock), $200/year on Uber and Uber eats, $200 per year on delta flights (if you know the hack, you can use it for flights and not incidentals), $25/month equinox (I use it towards the online $40 program for classes), $200 per year towards fine hotels (I literally book a $200 hotel so it’s free), free Walmart+ ($15/month for free grocery delivery) so I was able to cancel Amazon, $100/year for saks. Amex and priority pass lounges, free global entry/tsa pre. These are literally just the benefits I use, there are so many more.

Your friends are dumb, op

[Anonymous]

Nanny again forgot to mention with the Amex offers, so far this year I’ve received free calm app for the year ($70), $50 off instacart twice, $50 off container store twice, $50 off Home Depot. So many good offers in the Amex app!

[Anonymous]

Anonymous wrote:OP wrote: "Fee is waived since DH is in the military." Otherwise, the annual fee is $695.

OP: Your friends probably think that you are paying $695 a year for the AMEX Platinum Card in order to impress others. In reality, it is a meaningful benefit (no annual fee with high rewards) of military service. Your friends are ignorant, shallow, small-minded, and insensitive. If this is the focus--or even a focus-of their thoughts and words, then you might want to consider making new friends.

OP here. That's exactly what bothers me. I stopped using the card in person early on when a cashier commented on it being metal, but my debit card had just been stolen and I didn't have a choice. I'm super thrifty and live way under my means, and it hurt that they made assumptions about me.

[Anonymous]

Anonymous wrote:Nanny again forgot to mention with the Amex offers, so far this year I’ve received free calm app for the year ($70), $50 off instacart twice, $50 off container store twice, $50 off Home Depot. So many good offers in the Amex app!

You’re not poor. At all. All those things are things I can’t afford. A gym, hotels, flights, Hulu, Peacock, etc.

[Anonymous]

GMAB

[Anonymous]

I have that card and we are not rich. DH has a business and I have one of the cards. I had no idea there were issues with it until reading this post.

If my friends joked about it I would likely say something like - yes, we are fancy like that. And then let it go.

[Anonymous]

Anonymous wrote:I have that card and we are not rich. DH has a business and I have one of the cards. I had no idea there were issues with it until reading this post.

If my friends joked about it I would likely say something like - yes, we are fancy like that. And then let it go.

You're right. This is what I should have said - I've just been ignoring it, which I thought was what you did when you want people to drop something!

[Anonymous]

Anonymous wrote:The joke will die off soon. You sound very sensitive and like something else may be bothering you about your friends.

Why is being sensitive such a bad thing? No one likes to be teased.

[Anonymous]

I thought the OP was going to say that all her friends whipped out their silver, black, rose gold cards and she only had the generic green Amex! Because that is actually what I have. I can afford the higher fee cards but I can't justify the higher cost.

[Anonymous]

Anonymous wrote:

Anonymous wrote:The joke will die off soon. You sound very sensitive and like something else may be bothering you about your friends.

Why is being sensitive such a bad thing? No one likes to be teased.

It’s fine to be sensitive and her friends are in the wrong but it’s not healthy or mature to shrink and feel bad. Crack a joke, own it and be proud of your choice, call them out on their behavior, brush it off, or dump the friends, but ruminating and feeling bad about it is not a good way to deal with it.

[Anonymous]

Anonymous wrote:

Anonymous wrote:The joke will die off soon. You sound very sensitive and like something else may be bothering you about your friends.

Why is being sensitive such a bad thing? No one likes to be teased.

Except that many friends DO tease as a sign of affection. There’s a difference between friendly teasing and mean teasing. There’s nothing wrong with being sensitive. An issue here, though, is that IF this is friendly teasing — vs what the OP experiences as “mocking”, then the OP’s friends might not realize that it bothers the OP. I would do something like the PP who said: “Yes, we’re fancy like that” — and joke back.

Alternatively, the OP could take it seriously and say directly that she doesn’t like the teasing. If they really are friends, they will respect that. A potential downside though, is that while they’ll stop, if it IS friendly teasing, stifling it might make these relationships less playful overall, and possibly less intimate — which might be more comfortable for the OP.

[Anonymous]

Anonymous wrote:This was a month ago, why are you still thinking about it?
Also, if you're trying to humble brag here, ain't no one impressed.

Did you read the OP?

We have a group email thread, and they keep bringing it up.

[Anonymous]

Anonymous wrote:

Anonymous wrote:OP wrote: "Fee is waived since DH is in the military." Otherwise, the annual fee is $695.

OP: Your friends probably think that you are paying $695 a year for the AMEX Platinum Card in order to impress others. In reality, it is a meaningful benefit (no annual fee with high rewards) of military service. Your friends are ignorant, shallow, small-minded, and insensitive. If this is the focus--or even a focus-of their thoughts and words, then you might want to consider making new friends.

OP here. That's exactly what bothers me. I stopped using the card in person early on when a cashier commented on it being metal, but my debit card had just been stolen and I didn't have a choice. I'm super thrifty and live way under my means, and it hurt that they made assumptions about me.

Ok, this just took it to another level. OP. Why would a comment that it’s “metal” — which most credit cards are not — make you stop using it ? At the worst, someone you encountered once in your life made a random comment that you spiraled into what you imagined— and assumed— someone you’ll likely never see again thinks about you. A random cashier doesn’t know — or care — that you’re “ super thrifty”, and was likely not making any assumptions about how you live or intending to hurt you. OP, is this a pattern for you beyond issues related to your credit card?