ANd? Your individual experience does not negate point 2. |
But what about your sons? Will they think it's okay for them to stay home or is that something only women do? |
Are your kids good too? College paid for, meaning both undergraduate and graduate school? Enough to give them a gift of down payment on their first home? Is you and your DH:s retirement fully funded included all health and eldercare-related expenses until at least age 90? |
Are you not raising the next generation. PP? |
Well, it is mostly something women do. |
So you want to perpetuate outdated sexist stereotypes? Why won't you encourage your daughters to strive for more? |
What exactly is the breaking point for this? Am I supposed to pick up additional work evenings and weekends until these goals are met? Can I never take a vacation or buy a new car or remodel my kitchen? Or is there a point where you can decide that your children’s financial future is okay, and it’s okay for you to live your life too? |
|
The costs of sahp are significant and varied, no doubt. But once you really see and understand what very young children need, it’s very hard to unsee it. They are not wired to follow rules and comply every second. To have everything they eat, how they sleep, how they potty train and what they touch be decided for maximum expediency and minimal risk. To have rotating caregivers who may be loving but have significant personal burdens in terms of finances, commutes, trauma. To be around so many other children in the same stage. Kids absorb everything—and they are actually wired to develop autonomy and explore from birth. That’s what fortifies their mental health.
I truly hope there will be a shift in which society demands more for kids in terms of nurturing, nutrition and education. We miraculously managed to move away from physical punishment, which was status quo and lauded by professionals and religious leaders for millennia. This needn’t be gendered: I know multiple dads who took a year off to care for kids (fed sabbatical, European company leave, gardening leave) and mom did too. So at least the child gets to age 2. Other parents find a nanny share and deal with the logistics to find someone exceptional. I don’t care who stays home or doesnt—I just think we are deluding ourselves about American childcare norms. |
| If young people understood the truth about all of this they would be encouraged to save a big lump sum for childcare flexibility rather than a wedding. They could use that money to fund the difference between daycare/nanny , to maximize unpaid leave, etc. But no one talks about it! |
Why pay for someones college degree and buy them a home when they could potentially end up a SAHP? That's a waste of money on a college degree. And let the working spouse worry about the living situation. |
|
|
A couple I can think of from a present situation: 1- Be sure your name is on all bank accounts that are jointly held as a couple and to which you jointly contribute whether in bank or investment group such as Fidelity or Vanguard. A spouse really can close you out completely. 2- Be sure that your name is on the deed to any property in which you consider yourself "housed" -- condo, townhouse, or single family home. 3- If you have any car that you did not purchase with your name on the title, then be sure your name is on the car title at least for any joint purchase. 4- Take the time to sit down with a financial advisor - fee based - one time to get an overview of your family finances with DH so that you gain a basic level of understanding. Also, it would be a good time to update goals and perhaps the ratio of your investment portfolio. 5- Keep a identiy record of your own by having at least one bank account in your name only and a credit card to that you do have a history. Same could be said to go for your spouse. |
Silly argument. I was a SAHM then returned to work. Had two degrees, currently working on a third. A lot of women return to work after staying home for a period of time. Seems people on this thread refuse to acknowledge that. |
I’m the person you quoted and yes. I might have to skip the house downpayment if we split (highly unlikely but I’m sure some posters will insist it’s possible) but other than that yes. DH is a high earner and we’ve lived well below our means our entire marriage. |
|
I think it is fine if it is temporary.
I am of the persuasion that both parents have financial and domestic responsibilities for themselves and the family they chose to have. To me an adult who contributes nothing financially and relies on another for everything is no different from an adult who contributes nothing at home and relies on another for everything. However during the preschool years, it can make sense to have one parent at home. Once the kids are in school, then no barring exceptional circumstances. The idea that one parent should have 100% responsibility and work all day while the other really contributes nothing during those hours isn't something I am on board with. |