SAHMs that never return to workforce?

[Anonymous]

Makes sure you have your own money just in case.

[Anonymous]

Anonymous wrote:Makes sure you have your own money just in case.

This goes for WOHMs too. I mean if you are in a low paying job and making peanuts, you are poor. You might as well slit your wrist!!

[Anonymous]

A WOHM (for example - a cleaner or a nanny) who works for another WOHM or SAHM should not have had kids? Correct?

Or are such lowly paid workers not worthy of being called human beings?

[Anonymous]

I don’t get why people feel jealous of wealthy SAHMs, its not like being born or getting married into money are any different. Heck, it’s another way of luck favoring you, like being born beautiful, royalty, genius or just winning a lottery.

[Anonymous]

Anonymous wrote:

Anonymous wrote:My favorite is when people say “the work a SAHM does could be done by anybody, you’re totally replaceable.”

So what? In what line of work are you *not* replaceable? Your boss might be sad if you disappeared but they would make do without you.

+1
Isn't it funny that at the office, the work of a recently deceased colleague gets quickly distributed among others within a day or two? When SAHM dies the family does not recover so easily.

Do you think that the family just snaps back after the death of a WOHM?

[Anonymous]

I don’t get why everyone thinks all stay at home moms are wealthy. We were decidedly NOT. We made a lot of sacrifices and had some very very tough times. But we felt it was important for me to be at home.

[Anonymous]

Anonymous wrote:I don’t get why everyone thinks all stay at home moms are wealthy. We were decidedly NOT. We made a lot of sacrifices and had some very very tough times. But we felt it was important for me to be at home.

There are 2 classes of SAH parents. One doesn't need a 2nd income to survive. They are wealthy even if they call themselves middle class. The other won't earn enough to survive anyway. They are poor and rely on a combination of government benefits and other contributions. Which are you?

[Anonymous]

Anonymous wrote:

Anonymous wrote:I don’t get why everyone thinks all stay at home moms are wealthy. We were decidedly NOT. We made a lot of sacrifices and had some very very tough times. But we felt it was important for me to be at home.

There are 2 classes of SAH parents. One doesn't need a 2nd income to survive. They are wealthy even if they call themselves middle class. The other won't earn enough to survive anyway. They are poor and rely on a combination of government benefits and other contributions. Which are you?

NP. How many people who are actually middle class do you know? There are plenty of families with SAHMs who aren’t on government assistance and also don’t have a big HHI.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I don’t get why everyone thinks all stay at home moms are wealthy. We were decidedly NOT. We made a lot of sacrifices and had some very very tough times. But we felt it was important for me to be at home.

There are 2 classes of SAH parents. One doesn't need a 2nd income to survive. They are wealthy even if they call themselves middle class. The other won't earn enough to survive anyway. They are poor and rely on a combination of government benefits and other contributions. Which are you?

You have no clue what you are talking about. I know plenty of SAHMs who left the workforce due to early childhood care costs, and they ended up staying home. The husbands have professions like FBI agent, accountant, school administrator. The families are modestly comfortable, but no one would call them wealthy.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I don’t get why everyone thinks all stay at home moms are wealthy. We were decidedly NOT. We made a lot of sacrifices and had some very very tough times. But we felt it was important for me to be at home.

There are 2 classes of SAH parents. One doesn't need a 2nd income to survive. They are wealthy even if they call themselves middle class. The other won't earn enough to survive anyway. They are poor and rely on a combination of government benefits and other contributions. Which are you?

You have no clue what you are talking about. I know plenty of SAHMs who left the workforce due to early childhood care costs, and they ended up staying home. The husbands have professions like FBI agent, accountant, school administrator. The families are modestly comfortable, but no one would call them wealthy.

Median HHI in the US is around 70k. They families that you refer to are making significantly more than that. They are wealthy.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I don’t get why everyone thinks all stay at home moms are wealthy. We were decidedly NOT. We made a lot of sacrifices and had some very very tough times. But we felt it was important for me to be at home.

There are 2 classes of SAH parents. One doesn't need a 2nd income to survive. They are wealthy even if they call themselves middle class. The other won't earn enough to survive anyway. They are poor and rely on a combination of government benefits and other contributions. Which are you?

You have no clue what you are talking about. I know plenty of SAHMs who left the workforce due to early childhood care costs, and they ended up staying home. The husbands have professions like FBI agent, accountant, school administrator. The families are modestly comfortable, but no one would call them wealthy.

Median HHI in the US is around 70k. They families that you refer to are making significantly more than that. They are wealthy.

You’re a complete financial idiot. There are so many factors in this including local cost of living. A family with an income of $150K in the DC area is not wealthy by any stretch. Clearly, you spend no time around people who are actually wealthy. But do keep lecturing us on how wealthy people live.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I don’t get why everyone thinks all stay at home moms are wealthy. We were decidedly NOT. We made a lot of sacrifices and had some very very tough times. But we felt it was important for me to be at home.

There are 2 classes of SAH parents. One doesn't need a 2nd income to survive. They are wealthy even if they call themselves middle class. The other won't earn enough to survive anyway. They are poor and rely on a combination of government benefits and other contributions. Which are you?

You have no clue what you are talking about. I know plenty of SAHMs who left the workforce due to early childhood care costs, and they ended up staying home. The husbands have professions like FBI agent, accountant, school administrator. The families are modestly comfortable, but no one would call them wealthy.

Median HHI in the US is around 70k. They families that you refer to are making significantly more than that. They are wealthy.

I get the feeling you are someone who would have liked to stay home but refuses to make the sacrifices necessary to allow that to happen. Others doing that threatens you, so you’ve told yourself that you have to be wealthy to stay home. Or maybe your husband wouldn’t let you. But whatever. You sound like someone who doesn’t let facts get in the way of your truth.

[Anonymous]

I'm a SAHM. After taxes/deductions, we lived on about 40K last year. This is somewhat artificial since we put money into our Roths, 401K and HSA. We have a paid off house and no debt.

[Anonymous]

Anonymous wrote:I'm a SAHM. After taxes/deductions, we lived on about 40K last year. This is somewhat artificial since we put money into our Roths, 401K and HSA. We have a paid off house and no debt.

At least you know you are wealthy.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I don’t get why everyone thinks all stay at home moms are wealthy. We were decidedly NOT. We made a lot of sacrifices and had some very very tough times. But we felt it was important for me to be at home.

There are 2 classes of SAH parents. One doesn't need a 2nd income to survive. They are wealthy even if they call themselves middle class. The other won't earn enough to survive anyway. They are poor and rely on a combination of government benefits and other contributions. Which are you?

You have no clue what you are talking about. I know plenty of SAHMs who left the workforce due to early childhood care costs, and they ended up staying home. The husbands have professions like FBI agent, accountant, school administrator. The families are modestly comfortable, but no one would call them wealthy.

Median HHI in the US is around 70k. They families that you refer to are making significantly more than that. They are wealthy.

You’re a complete financial idiot. There are so many factors in this including local cost of living. A family with an income of $150K in the DC area is not wealthy by any stretch. Clearly, you spend no time around people who are actually wealthy. But do keep lecturing us on how wealthy people live.

A family on $150K can live comfortably in this area. We do. If you cannot you have a spending issue. We've lived on a lot less. We don't have to watch what we spend either.