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Here is what my "busy" SAHW did all day.
Got up in the morning. Got DD ready for school. Dropped DD off at the school at 8:20. Would park car nearby. Run 3 miles to gym. Work out. Run 3 miles home. Do whatever housework needed to be done. Run 3 miles back to school to pick up car and DD. I come home from work - no time for exercise (or allowance), DW starts to complain how hard she has it all day. She needs me to help her around the house. Excuse me? BWTF were you doing all day when I was earning the paycheck that puts food on the table and a roof over our heads. Oh, that's right, training for your 1/2 marathon, cooking the occasional dinner and throwing a load of laundry in the machine. Sorry, babe! That ain't work that holds a candle to what I do all day. |
Damn! I always let my husband know how much I appreciate him, even though his ridiculous working hours sometimes piss me off. |
What do you do all day? |
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We both decided that I would stay home with kids and we practice natural family planning which has a 1% divorce rate for practicing couples, we pray for our marriage also so I do not worry.
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I write memos, attend meetings, do presentations. . . |
You're wife must look hot as hell. I would kill for a schedule like that. I run... around the house like a lunatic!! Get kids ready for school, breakfast, teeth, bathroom, book bags packed, laundry, dishes, yell at youngest to nap. When nap happens either masturbate or quickly check emails, fold laundry, iron, look for things to cook for dinner. Feed child, remove something stick off counter, remove something sticky out of youngest hair, more laundry. Pick everyone up from locations where they have been all day. Cook dinner. Yell at people to do homework. While my husband puts kids into bed either go outside and run or go to the gym... Rinse and repeat. |
Earns the money to support her freeloading ass. |
| I guess to be fair, stay at home DADs should worry about the bread winner wives leaving too? Not just a questions for stay home moms only don't you think? |
of course! |
OP.. you found 1 lunatic.
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So actually... you did worry about it and got insurance, or your H worried about it and got insurance. You have your own money, marketable skills, money to retrain and family. I think this is the answer that the OP was looking for. |
And to be fair, the working parent needs a plan if they are left with the kids and no SAHP. My H and I both have a plan if something happens, we both work, but it is no different if one of us stayed at home. The kids can't care for themselves and the laundry will not do itself. |
Are you joking? Only if you don't know how to purchase the right amount -- life insurance is available by the millions of dollars, and some of us carry that much. |
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The person who most benefits from my staying home is my DH. If I go back to work, guess who has to step in and do more? Luckily, DH appreciates my staying home, and even recognizes that it is a sacrifice for me, since I loved my former career and feel underutilized now. He considers it our money, not his, and encourages me to spend more on myself. Do I worry now? No. We have insurance, trusts, and a nice nest egg (thanks to my careful stewardship of our finances). Would I worry if we had not planned so carefully? Yes, because you never know what the future will bring. |
Sure you cant take out an insane amount of insurance but most people don't have that much insurance. How much do you have. So if your H is in a nursing home at $350/day, how long will it last? Most families here live off of $250/year. So 5 million will last you about 20 years, you will be 60ish if you are in your 40's. Do you have 15 million in insurance to get you to 100? |