how many of us have a mother or MIL who never worked outside the home in her lifetime?

[Anonymous]

Anonymous wrote:My grandma. Now my grandpa is on his deathbed and she keeps talking about how his pension and his ss stops. She only had 80+ years to prepare. Now she has to live on her little ss benefits

This is a serious issue that a lot of people overlook. My father died unexpectedly early. My mother worked, but at a trailing spouse job. When my father died, my mother was not old enough for SS. He had retired a year earlier and they were living comfortably on his SS and other retirement money as well as her trailing spouse income. With the SS gone, the financial house of cards was in disarray.

If you depend on a primary earner, you need to consider financial disaster not just when raising children but for your entire life. Those of us who have moms and grandmoms who didn't have access to the same job opportunities we do need to be particularly aware of this gap.

[Anonymous]

Anonymous wrote:

Anonymous wrote:My grandma. Now my grandpa is on his deathbed and she keeps talking about how his pension and his ss stops. She only had 80+ years to prepare. Now she has to live on her little ss benefits

Tell your grandmother that your grandfathers SS will not stop at his death. She will get the larger of the qualifying amount. There is a possibility that his pension might stop but also a possibility it will continue albeit not at the same amount.

[Anonymous]

Anonymous wrote:My grandma. Now my grandpa is on his deathbed and she keeps talking about how his pension and his ss stops. She only had 80+ years to prepare. Now she has to live on her little ss benefits

Tell your grandmother that your grandfathers SS will not stop at his death. She will get the larger of the qualifying amount. There is a possibility that his pension might stop but also a possibility it will continue albeit not at the same amount.