I just sold the handbags I once kept for financial security

[Anonymous]

Y'all, that was a wild ride. I hope Ivanka posts more selfies on Instagram

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Would the money have less value to you if it didn't come in "like actual cash in five thick envelopes full of 100s plus a fat check"? Or did you just think we're too dumb to understand what 70K means unless you help us visualize it?

I'll tell you what I told the Jewelry OP, who did the same thing. You would have been so much better off buying tech stocks 20 years ago at a different bank. You're not factoring in inflation here in your pricing.

Real money in modern society is not in clothes or jewels. We're not living in huts and wearing our family's entire fortune on our person.

I actually got excited by fat envelopes full of cash because I don't have a car to get to ATMs or banks anymore. I miss cash.

I was like CASH!! But then it's just like a check and now I have to uber to the bank tomorrow to deposit it.

I miss cash in terms of being able to give tips, mostly.

I would have been able to do better to buy tech stocks 20 years ago but I think we did that. Like I have a pile of 100 statements piling up all the time because we have investment accounts for all of our kids.

I just sold some stuff today that was in my closet and I wasn't paying attention to because you're right, you are very correct, stuff I had is just not relevant today.

I guess you can get mad at me for agreeing with you but ... I'm agreeing with you

What? I'm old and I can deposit a check using my phone. OP is off.

I can do that with our joint account.

But the account I've accrued in my own name, I really try not to touch that money. It said I could deposit up to $50K in checks and I had a 49K check but whenever I tried with the app it said "no accounts available for this function" (or something)

So I had to get an uber to the bank. They said my account had gone dormant and was costing me $5 a month to keep active. I really had not been touching it. So OK I've lost $120 ish I guess. Wasn't really thinking it through at those times.

Now my account is activated again and I know to take even an old check from our joint account (I still have them) and put in $20 written out to me once a month at minimum. I can also write checks from our general account and I don't know that he'd notice.

If we get divorced, it's not fraud, it's all documented and the money is all there. But we're just not divorced. So he can use money, and I can use money, and he's so far putting all his funds into the joint account.

I just need some leeway in case he does decide to file at some point, I will need funds on my own.

[Anonymous]

Just pay the $5.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Would the money have less value to you if it didn't come in "like actual cash in five thick envelopes full of 100s plus a fat check"? Or did you just think we're too dumb to understand what 70K means unless you help us visualize it?

I'll tell you what I told the Jewelry OP, who did the same thing. You would have been so much better off buying tech stocks 20 years ago at a different bank. You're not factoring in inflation here in your pricing.

Real money in modern society is not in clothes or jewels. We're not living in huts and wearing our family's entire fortune on our person.

I actually got excited by fat envelopes full of cash because I don't have a car to get to ATMs or banks anymore. I miss cash.

I was like CASH!! But then it's just like a check and now I have to uber to the bank tomorrow to deposit it.

I miss cash in terms of being able to give tips, mostly.

I would have been able to do better to buy tech stocks 20 years ago but I think we did that. Like I have a pile of 100 statements piling up all the time because we have investment accounts for all of our kids.

I just sold some stuff today that was in my closet and I wasn't paying attention to because you're right, you are very correct, stuff I had is just not relevant today.

I guess you can get mad at me for agreeing with you but ... I'm agreeing with you

What? I'm old and I can deposit a check using my phone. OP is off.

I can do that with our joint account.

But the account I've accrued in my own name, I really try not to touch that money. It said I could deposit up to $50K in checks and I had a 49K check but whenever I tried with the app it said "no accounts available for this function" (or something)

So I had to get an uber to the bank. They said my account had gone dormant and was costing me $5 a month to keep active. I really had not been touching it. So OK I've lost $120 ish I guess. Wasn't really thinking it through at those times.

Now my account is activated again and I know to take even an old check from our joint account (I still have them) and put in $20 written out to me once a month at minimum. I can also write checks from our general account and I don't know that he'd notice.

If we get divorced, it's not fraud, it's all documented and the money is all there. But we're just not divorced. So he can use money, and I can use money, and he's so far putting all his funds into the joint account.

I just need some leeway in case he does decide to file at some point, I will need funds on my own.

If he's putting all the funds in the joint account (and his $$$ vacation on your card that you need to pay off from joint funds) then you should absolutely be dipping into that joint account for everything and anything. You are entitled to it as you are married. I wouldn't worry too much about divorce and a reckoning.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Just skimmed this and barely read but it sounds top DCUM horrible people so chiming in to say I am old money WASP and also make over 800k a year as a woman so...idk bicker about Birkins. Or something. Good luck with the divorce.

Who still says "I am old money WASP and make over 800k a year as a woman"

This is hilarious

I mostly wake up and decide what bathrobe to wear after feeding my cats and dogs and chickens and goats and then decide what streaming show to watch. Is it warm? Is it cold? Sometimes I make bread to feed to the turkeys who wander my farm.

All my children are already millionaires. I don't have to do anything lol

Yessss Queen
You’ve earned your flowers

Thank you. I don’t think I did it as well as I could have, though

If I’d had higher self-esteem in the first place I wouldn’t have made handbags my thing at all

They’re really all about impressing other people and I 100% got that one wrong

But they held up far more over other collectibles. I have a brother who dedicated his whole life to collecting sports memorabilia.

I don’t know if he’s going to get that much more out of the things he has accumulated

[Anonymous]

Anonymous wrote:Would the money have less value to you if it didn't come in "like actual cash in five thick envelopes full of 100s plus a fat check"? Or did you just think we're too dumb to understand what 70K means unless you help us visualize it?

I'll tell you what I told the Jewelry OP, who did the same thing. You would have been so much better off buying tech stocks 20 years ago at a different bank. You're not factoring in inflation here in your pricing.

Real money in modern society is not in clothes or jewels. We're not living in huts and wearing our family's entire fortune on our person.

This post is incorrect. Stocks would be considered marital assets and accessing them to hire a divorce attorney or fund an escape from a marriage could be difficult. As a SAHm going through a divorce now who was lucky to have access to funds from family for an attorney, it is very challenging to access cash quickly if you don’t have your own job, and if your partner files first you cannot liquidate marital assets. A spouse can file for divorce after emptying all of your accounts and while some of that money is legally yours, it takes months or years to claw it back and it doesn’t make cash available when you need it.

That’s why you always need to have a small stash of actual cash (not in the bank) to survive for at least a week or two should you get totally screwed.

[Anonymous]

Anonymous wrote:Just pay the $5.

I already did for 2+ years, but if I don’t keep the account active then I apparently lose the ability to use the app to mobile deposit

Like I just got some random refund from my medical provider for $90 and now I can deposit that, for example, to my own account, as opposed to our joint account

I’m not stressed over the $60 a year

They did try to sell me on a money market account on the spot but the person that was supposed to be in the office hadn’t shown up yet and was a half hour late and I didn’t really want to sit around. I just said I’m good for now I can do that another day. I just wanted to get the funds into the bank.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Just skimmed this and barely read but it sounds top DCUM horrible people so chiming in to say I am old money WASP and also make over 800k a year as a woman so...idk bicker about Birkins. Or something. Good luck with the divorce.

Who still says "I am old money WASP and make over 800k a year as a woman"

This is hilarious

I mostly wake up and decide what bathrobe to wear after feeding my cats and dogs and chickens and goats and then decide what streaming show to watch. Is it warm? Is it cold? Sometimes I make bread to feed to the turkeys who wander my farm.

All my children are already millionaires. I don't have to do anything lol

Yessss Queen
You’ve earned your flowers

Thank you. I don’t think I did it as well as I could have, though

If I’d had higher self-esteem in the first place I wouldn’t have made handbags my thing at all

They’re really all about impressing other people and I 100% got that one wrong

But they held up far more over other collectibles. I have a brother who dedicated his whole life to collecting sports memorabilia.

I don’t know if he’s going to get that much more out of the things he has accumulated

We live and we learn.
Please keep us posted.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Just skimmed this and barely read but it sounds top DCUM horrible people so chiming in to say I am old money WASP and also make over 800k a year as a woman so...idk bicker about Birkins. Or something. Good luck with the divorce.

Who still says "I am old money WASP and make over 800k a year as a woman"

This is hilarious

I mostly wake up and decide what bathrobe to wear after feeding my cats and dogs and chickens and goats and then decide what streaming show to watch. Is it warm? Is it cold? Sometimes I make bread to feed to the turkeys who wander my farm.

All my children are already millionaires. I don't have to do anything lol

Yessss Queen
You’ve earned your flowers

Thank you. I don’t think I did it as well as I could have, though

If I’d had higher self-esteem in the first place I wouldn’t have made handbags my thing at all

They’re really all about impressing other people and I 100% got that one wrong

But they held up far more over other collectibles. I have a brother who dedicated his whole life to collecting sports memorabilia.

I don’t know if he’s going to get that much more out of the things he has accumulated

We live and we learn.
Please keep us posted.

I really wanted to keep that cash. That was insane money to handle. It felt rockstar-like

But I am not a rock star

And it’s kind of an old system, I realized that if I needed to give 10-20K to a divorce lawyer, it wasn’t going to be handing over bills.

You can’t even count that stuff by hand, and if I had a lawyer who had a bill counter like the bank I’d be worried I was with the wrong lawyer.

What I needed was an account in my own name.

At one point my ex asked me for the account details for the annuity which I presumed were to pay taxes … then I was told that that wasn’t possible for him to have to pay taxes if I hadn’t drawn on the annuity. That’s how dumb I have been.

Anyway, he can’t use it, and I have instructed my most responsible adult kid who lives locally on where to find the account numbers and PIN numbers for my cards in case something happens to me, and where to find the cards. I have an app that texts him that I haven’t responded if I don’t check in every single morning, and I’ve got that cancer thing.

I lost power for a few days last summer when a car hit our utility pole and I had nothing for 5 days and that app did actually text him. Mostly I just worry about my pets not being fed for days.

[Anonymous]

Anonymous wrote:Of all the designer bags, those are the ones that hold their value. I gave my granddaughter a small Birkin to either use when she’s older or sell. (She’s 18)

’’\\\

I am late to this quote but this was a gorgeous gift to your granddaughter

I am OP

I think your giving your granddaughter a 25 (must be) Birkin is lovely lovely lovely

Like you are the best (I won’t even ask you what color or leather)

[Anonymous]

Anonymous wrote:

Anonymous wrote:Of all the designer bags, those are the ones that hold their value. I gave my granddaughter a small Birkin to either use when she’s older or sell. (She’s 18)

’’\\\

I am late to this quote but this was a gorgeous gift to your granddaughter

I am OP

I think your giving your granddaughter a 25 (must be) Birkin is lovely lovely lovely

Like you are the best (I won’t even ask you what color or leather)

Thank you! It wasn’t unusual: black/ noir Togo leather.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Of all the designer bags, those are the ones that hold their value. I gave my granddaughter a small Birkin to either use when she’s older or sell. (She’s 18)

’’\\\

I am late to this quote but this was a gorgeous gift to your granddaughter

I am OP

I think your giving your granddaughter a 25 (must be) Birkin is lovely lovely lovely

Like you are the best (I won’t even ask you what color or leather)

Thank you! It wasn’t unusual: black/ noir Togo leather.

NP. What a nice gesture & gift.