Student loan forgiveness has made me even more distant from my father

[Anonymous]

When people think they are entitled to something that they absolutely don’t deserve, we are so throughly fked!

[Anonymous]

All current student loans will be forgiven, either by direct action or Department of Education regulatory capture.
Reputable economists forecast a serious recession for FY23 second and third quarters. The student loan issue will be a minefield for the GOP next summer.
Biden cares not for the students, rather, the higher education lobby own him and the Democratic Party.

[Anonymous]

Anonymous wrote:

Anonymous wrote:How is it fair that college-educated people are being subsidized by taxpayers who never went to college, chose a less expensive college, or who have already paid off their loans?

+10

How is it fair that the agriculture and oil and gas industry are subsidized? There are lots of subsidies that we’ve all lived with for decades! The ‘fairness’ argument smacks of petty jealousy.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:How is it fair that college-educated people are being subsidized by taxpayers who never went to college, chose a less expensive college, or who have already paid off their loans?

+10

How is it fair that the agriculture and oil and gas industry are subsidized? There are lots of subsidies that we’ve all lived with for decades! The ‘fairness’ argument smacks of petty jealousy.

False analogy

[Anonymous]

Anonymous wrote:He's a moron. This was a moment where he could support you and choose not to. He could have lied and said he voted for Biden. He sounds like a moron. Since you were eligible for a Pell grant, I'm not sure why he's republican. Being republican does not help poor people. His party brainwashed him.

Read your post. Your argumentation skills are extremely weak. I would be wary of calling other people "moron."

[Anonymous]

Anonymous wrote:

Anonymous wrote:Your dad seems awful. But the student loan forgiveness that is currently being contemplated is poorly designed, short-sighted, and will lead to greater student loans going forward. You are just angry and selfish.

If it only benefited me, I would agree, but millions of Americans will benefit. This can be the beginning of something big. I support universal health care as well. The US is the only developed country where education and healthcare can and do bankrupt its citizens. Many internationals manage to study undergraduate in their home countries and get full scholarships to study for graduate school in the US. My husband is one of them, so in this sense, his almost free education was better. This me, me, me attitude is what causes Americans to be labeled as selfish worldwide. I'm sure all the people outside of the US think it's ridiculous we are fighting about supplementing college education and of course, they all know we are morons because we can't agree on gun control. We train our young children what to do in case a crazy person walks in and starts shooting. That is insane. Now that I have written this out, I have realized republicans are all mentally ill.

His country is so great to foot the bill for his degrees then why does he want to migrate to the US? The irony of "this is me, me, attitude" statement...I want everything free, free, free without having to pay back the loan I promised to pay back...smh

[Anonymous]

the problem of asking the rest of the taxpayers to foot the bill that you promised to pay back is that it doesn't solve the root problem of ever rising tuitions...a decade down the road and we'll have another wave of graduates asking for another "forgiveness"

[Anonymous]

Anonymous wrote:OP is actually a good example of why student loan forgiveness is a thing. She was an extremely poor credit risk: someone who borrowed money she could not afford and then did not finish the degree and therefore did not get the higher paying job that would have allowed her to easily pay off the low five figure loan. She should possibly not have qualified for the loan to begin with, but was allowed to borrow, probably for exorbitant tuition at an interest rate she could not afford, on which the lenders has likely collected a great deal of interest without making much of a dent in the principal. This is the kind of loan shark tactic for which the current government is holding itself accountable even though it was enacted by prior administrations. It’s giving people like this a fresh start, which I’m okay with as most of them did not realize how screwed they were from the get go. And a great many of them have paid the value of the loan over again already in interest.

this would be the excuse when cryptobros cry out for a "crypto bailout"

[Anonymous]

Why is it anyone else’s responsibility to pay YOUR college debt? Or your children’s? I paid for my degree myself. And I will pay for my kids. I don’t expect YOU to yet you expect it of me. F off.

[Anonymous]

Anonymous wrote:

Anonymous wrote:From a political perspective, the loan forgiveness issue presents a minefield for the GOP. Many reputable and non-partisan economists forecast a serious recession in FY23 second and third quarters, resulting in serious layoffs, especially younger and less experienced workers, the demographic most likely to hold student loans. As realized in the recent midterms, young people vote. The GOP House hard line against no student loan forgiveness will damage them politically.

To a great extent President Biden has effectively reduced federally subsidized student loan balances through Department of Education regulatory capture. True, the President lacks authority to simply forgive the debt, yet he has the authority through the DOE to restructure the repayment formulas to minimize the repayment, basing repayment on earnings rather than debt amount and establishing a short repayment time requirement.

Actually it's not a partisan issue. I am not a Trumper or even a moderate, but I am against the student loan forgiveness, as are 76% of people of both party affiliations. NOTHING IS FREE. Why should I have paid all my loans off and you didn't? Sorry, there is no way you can cherry pick this issue.

Do you have a source for this info?
How can ANYONE know what 76% of both parties agrees or disagree with??
I wasn't asked, were you asked? Probably not.

You know who WAS asked?
People with landline phones... ie; the older generation.
Your 76% number means nothing.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OP, go see a therapist. Some of this is your dad, some of this is you. And has nothing to do with politics. Maybe you don’t mean to, but you come across as narcissistic.

BTW, no one is going broke on a marijuana habit. I get the feeling if his hobby were fishing, you’d have an issue about how he bought himself a fishing pole and made you take out student loans. Basically, he’s supposed to foresake anything that brings him a little bit of pleasure for you. I hope you aren’t raising your own children the way you wanted to be treated. You sound like you want everything handed to you at someone else’s expense. As a lifelong Dem voter, I can’t stand this attitude -it gives fuel to people who don’t want to support social programs for the underprivileged.

Op here. People do go broke from buying marijuana. You have no idea what my childhood was like because of his drug habit. He could have provided us with a much better upbringing if he wasn't high all the time. He was feeling a little pleasure daily. That's not okay. Even if I didn't qualify for student loan forgiveness, I would still support others who do qualify.

Wait wait wait - you are a college drop out, who owes student loans, and you blame your dad? I wish you could understand how pathological you sound. You blame your failures on other people, which is very childlike. All an external locus of control. If you had no car, get a job and buy one.

I'm this poster. The more I read OP's post above it, the more ick it makes me feel. That she is broke up because he "is feeling pleasure daily." After not buying her a car as a teen. This is so dysfunctional. I bet her father blames his shortcomings on his parents too, and it's just a vicious cycle of generational failures. Wake up OP. Go accomplish things. Forget the past.

Op here. Some of you are sick and have no idea what its like to have parents that are drug addicts. You know what's dysfunctional? Parents who do drugs.

OP, some of us have been in your shoes. We make different choices from you, get help, and work on our own outlook. You need to be the ultimate victim in every story so suppose you will post back telling us that your life is so much worse. Have at it. You don’t want to deal with your trauma, you want to wallow in it. That is the behavior you are modeling for children and it’s damaging.

Op here. My life is fine. I distanced myself from him. You know next to nothing about me, but yet you are labeling me as playing the victim. In real life I know no one whose parents are drug addicts. It's especially tough now that I have kids because my dad and his new wife are still using drugs. The last time they visited, they disappeared for a few hours and returned stoned. They took a plane to visit us as we live several states away, and they found drugs where I live locally even though they know no one from my area. I don't want my kids exposed to this. I can't sympathize with drug addicts. If that makes me selfish, so be it.

[Anonymous]

It would be tough to feel a connection to almost ANYone who supports Trump, especially these days.

It wouldn’t matter who the person is, was, etc.

Any person who would support a person like Trump must have a character deficiency by some means.

Re: the student loan forgiveness plan - if it helps JUST ONE college graduate to not be weighed down w/outstanding debt then I am all for it.
My son got a Pell grant which paid for his community college for two years.
However when he transferred to a University for his Jr./Sr. years - he had to take out student loans.

He came from a low-income home, I was a working single mother who didn’t make enough to fund his entire college nor did he ever have any extended family who contributed to a college fund.
Anyway when he graduated w/his Bachelor of Science degree in 2014, he had tons of student debt outstanding.

He actually was homeless for about a year and a half (he would shower at the local 24 Hr Fitness where he had a membership) and he slept in his mini-van where he had an inflatable mattress.
No one knew he was doing this in order to pay his student loans back, but me.

If this student loan forgiveness plan can prevent any other people > not fortunate to come from UMC families, from having to sacrifice so much after graduation, then how can this be a bad thing??
Even my son, who now has a great career thanks to his post-HS education thinks the loan forgiveness program is a great idea.
He doesn’t understand how some people who had to struggle to pay their loans back think it is unfair that others do not have to pay their loans off.

It’s not like people are getting frivolous expenses covered ->> it is college tuition money!

[Anonymous]

Anonymous wrote:Why is it anyone else’s responsibility to pay YOUR college debt? Or your children’s? I paid for my degree myself. And I will pay for my kids. I don’t expect YOU to yet you expect it of me. F off.

But in reality you already are paying for other people.
Your tax monies are spent in areas where other families are benefitting. You are paying for public school even if your kids attend private or are already out of school. You are paying for free school lunches for millions of low-income children too. You are also funding healthcare for illegal immigrants who give birth in the U.S., you are paying their Medicaid healthcare as well as social benefits as well.

So are you trying to say that college graduates are less worthy?? Whether you like it or not, you are also paying for Federal Pell grants for many.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OP, go see a therapist. Some of this is your dad, some of this is you. And has nothing to do with politics. Maybe you don’t mean to, but you come across as narcissistic.

BTW, no one is going broke on a marijuana habit. I get the feeling if his hobby were fishing, you’d have an issue about how he bought himself a fishing pole and made you take out student loans. Basically, he’s supposed to foresake anything that brings him a little bit of pleasure for you. I hope you aren’t raising your own children the way you wanted to be treated. You sound like you want everything handed to you at someone else’s expense. As a lifelong Dem voter, I can’t stand this attitude -it gives fuel to people who don’t want to support social programs for the underprivileged.

Op here. People do go broke from buying marijuana. You have no idea what my childhood was like because of his drug habit. He could have provided us with a much better upbringing if he wasn't high all the time. He was feeling a little pleasure daily. That's not okay. Even if I didn't qualify for student loan forgiveness, I would still support others who do qualify.

Wait wait wait - you are a college drop out, who owes student loans, and you blame your dad? I wish you could understand how pathological you sound. You blame your failures on other people, which is very childlike. All an external locus of control. If you had no car, get a job and buy one.

I'm this poster. The more I read OP's post above it, the more ick it makes me feel. That she is broke up because he "is feeling pleasure daily." After not buying her a car as a teen. This is so dysfunctional. I bet her father blames his shortcomings on his parents too, and it's just a vicious cycle of generational failures. Wake up OP. Go accomplish things. Forget the past.

Op here. Some of you are sick and have no idea what its like to have parents that are drug addicts. You know what's dysfunctional? Parents who do drugs.

OP, some of us have been in your shoes. We make different choices from you, get help, and work on our own outlook. You need to be the ultimate victim in every story so suppose you will post back telling us that your life is so much worse. Have at it. You don’t want to deal with your trauma, you want to wallow in it. That is the behavior you are modeling for children and it’s damaging.

Op here. My life is fine. I distanced myself from him. You know next to nothing about me, but yet you are labeling me as playing the victim. In real life I know no one whose parents are drug addicts. It's especially tough now that I have kids because my dad and his new wife are still using drugs. The last time they visited, they disappeared for a few hours and returned stoned. They took a plane to visit us as we live several states away, and they found drugs where I live locally even though they know no one from my area. I don't want my kids exposed to this. I can't sympathize with drug addicts. If that makes me selfish, so be it.

Again with the victimhood. He’s a loser, and you allow him in your house. Per your recounting, he’s had substance abuse issues as long as you’ve known him. Yet you allow him to stay in your home. That’s on you.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Why is it anyone else’s responsibility to pay YOUR college debt? Or your children’s? I paid for my degree myself. And I will pay for my kids. I don’t expect YOU to yet you expect it of me. F off.

But in reality you already are paying for other people.
Your tax monies are spent in areas where other families are benefitting. You are paying for public school even if your kids attend private or are already out of school. You are paying for free school lunches for millions of low-income children too. You are also funding healthcare for illegal immigrants who give birth in the U.S., you are paying their Medicaid healthcare as well as social benefits as well.

So are you trying to say that college graduates are less worthy?? Whether you like it or not, you are also paying for Federal Pell grants for many.

All of these programs sound wonderful. Some are more successful than others. But they all cost money. People are feeling an economic squeeze right now, it’s hard to argue with them not being wild about adding something else to it. Also, the college graduates have a degree that will help them make money. So, we should pay for them for what specific reason?

Intro level economics: prices adjust to what the market will bear. The college tuition market is already out of control. If you keep flooding it with cheap money, do you really think that market is going to stabilize? Go crack an Econ book.