Student loan forgiveness has made me even more distant from my father

[Anonymous]

I don’t want to pay your bills either

[Anonymous]

Anonymous wrote:

Anonymous wrote:From a political perspective, the loan forgiveness issue presents a minefield for the GOP. Many reputable and non-partisan economists forecast a serious recession in FY23 second and third quarters, resulting in serious layoffs, especially younger and less experienced workers, the demographic most likely to hold student loans. As realized in the recent midterms, young people vote. The GOP House hard line against no student loan forgiveness will damage them politically.

To a great extent President Biden has effectively reduced federally subsidized student loan balances through Department of Education regulatory capture. True, the President lacks authority to simply forgive the debt, yet he has the authority through the DOE to restructure the repayment formulas to minimize the repayment, basing repayment on earnings rather than debt amount and establishing a short repayment time requirement.

Actually it's not a partisan issue. I am not a Trumper or even a moderate, but I am against the student loan forgiveness, as are 76% of people of both party affiliations. NOTHING IS FREE. Why should I have paid all my loans off and you didn't? Sorry, there is no way you can cherry pick this issue.

+1 I worked full time during college, lived at home, went to a cheap school. All so I would not graduate with loans. It kind of sucks that irresponsible people now get their loans forgiven. And my kids will be paying for these peoples loans for generations to come.

[Anonymous]

Hey op, did your dad take out any student loans for culinary or tech school? I had the same issue until I showed him his defaulted student loans stand to be forgiven. That generation has to be part of the relief for them to support it so maybe see if that route is open to you.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OP, go see a therapist. Some of this is your dad, some of this is you. And has nothing to do with politics. Maybe you don’t mean to, but you come across as narcissistic.

BTW, no one is going broke on a marijuana habit. I get the feeling if his hobby were fishing, you’d have an issue about how he bought himself a fishing pole and made you take out student loans. Basically, he’s supposed to foresake anything that brings him a little bit of pleasure for you. I hope you aren’t raising your own children the way you wanted to be treated. You sound like you want everything handed to you at someone else’s expense. As a lifelong Dem voter, I can’t stand this attitude -it gives fuel to people who don’t want to support social programs for the underprivileged.

Op here. People do go broke from buying marijuana. You have no idea what my childhood was like because of his drug habit. He could have provided us with a much better upbringing if he wasn't high all the time. He was feeling a little pleasure daily. That's not okay. Even if I didn't qualify for student loan forgiveness, I would still support others who do qualify.

Wait wait wait - you are a college drop out, who owes student loans, and you blame your dad? I wish you could understand how pathological you sound. You blame your failures on other people, which is very childlike. All an external locus of control. If you had no car, get a job and buy one.

I'm this poster. The more I read OP's post above it, the more ick it makes me feel. That she is broke up because he "is feeling pleasure daily." After not buying her a car as a teen. This is so dysfunctional. I bet her father blames his shortcomings on his parents too, and it's just a vicious cycle of generational failures. Wake up OP. Go accomplish things. Forget the past.

Op here. Some of you are sick and have no idea what its like to have parents that are drug addicts. You know what's dysfunctional? Parents who do drugs.

OP, some of us have been in your shoes. We make different choices from you, get help, and work on our own outlook. You need to be the ultimate victim in every story so suppose you will post back telling us that your life is so much worse. Have at it. You don’t want to deal with your trauma, you want to wallow in it. That is the behavior you are modeling for children and it’s damaging.

Op here. My life is fine. I distanced myself from him. You know next to nothing about me, but yet you are labeling me as playing the victim. In real life I know no one whose parents are drug addicts. It's especially tough now that I have kids because my dad and his new wife are still using drugs. The last time they visited, they disappeared for a few hours and returned stoned. They took a plane to visit us as we live several states away, and they found drugs where I live locally even though they know no one from my area. I don't want my kids exposed to this. I can't sympathize with drug addicts. If that makes me selfish, so be it.

Again with the victimhood. He’s a loser, and you allow him in your house. Per your recounting, he’s had substance abuse issues as long as you’ve known him. Yet you allow him to stay in your home. That’s on you.

Op here. He's my father and I have been living out of state since high school. It has been hard to keep track of his drugs use. Cutting off your parents is very very hard. You make it sound like going to the grocery store and deciding between two items.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OP, go see a therapist. Some of this is your dad, some of this is you. And has nothing to do with politics. Maybe you don’t mean to, but you come across as narcissistic.

BTW, no one is going broke on a marijuana habit. I get the feeling if his hobby were fishing, you’d have an issue about how he bought himself a fishing pole and made you take out student loans. Basically, he’s supposed to foresake anything that brings him a little bit of pleasure for you. I hope you aren’t raising your own children the way you wanted to be treated. You sound like you want everything handed to you at someone else’s expense. As a lifelong Dem voter, I can’t stand this attitude -it gives fuel to people who don’t want to support social programs for the underprivileged.

Op here. People do go broke from buying marijuana. You have no idea what my childhood was like because of his drug habit. He could have provided us with a much better upbringing if he wasn't high all the time. He was feeling a little pleasure daily. That's not okay. Even if I didn't qualify for student loan forgiveness, I would still support others who do qualify.

Wait wait wait - you are a college drop out, who owes student loans, and you blame your dad? I wish you could understand how pathological you sound. You blame your failures on other people, which is very childlike. All an external locus of control. If you had no car, get a job and buy one.

I'm this poster. The more I read OP's post above it, the more ick it makes me feel. That she is broke up because he "is feeling pleasure daily." After not buying her a car as a teen. This is so dysfunctional. I bet her father blames his shortcomings on his parents too, and it's just a vicious cycle of generational failures. Wake up OP. Go accomplish things. Forget the past.

Op here. Some of you are sick and have no idea what its like to have parents that are drug addicts. You know what's dysfunctional? Parents who do drugs.

OP, some of us have been in your shoes. We make different choices from you, get help, and work on our own outlook. You need to be the ultimate victim in every story so suppose you will post back telling us that your life is so much worse. Have at it. You don’t want to deal with your trauma, you want to wallow in it. That is the behavior you are modeling for children and it’s damaging.

Op here. My life is fine. I distanced myself from him. You know next to nothing about me, but yet you are labeling me as playing the victim. In real life I know no one whose parents are drug addicts. It's especially tough now that I have kids because my dad and his new wife are still using drugs. The last time they visited, they disappeared for a few hours and returned stoned. They took a plane to visit us as we live several states away, and they found drugs where I live locally even though they know no one from my area. I don't want my kids exposed to this. I can't sympathize with drug addicts. If that makes me selfish, so be it.

Again with the victimhood. He’s a loser, and you allow him in your house. Per your recounting, he’s had substance abuse issues as long as you’ve known him. Yet you allow him to stay in your home. That’s on you.

Op here. He's my father and I have been living out of state since high school. It has been hard to keep track of his drugs use. Cutting off your parents is very very hard. You make it sound like going to the grocery store and deciding between two items.

You’ve taken multiple stabs at telling us what an unsatisfactory parent and human your father is, yet you refuse to do anything about it.

[Anonymous]

Anonymous wrote:It would be tough to feel a connection to almost ANYone who supports Trump, especially these days.

It wouldn’t matter who the person is, was, etc.

Any person who would support a person like Trump must have a character deficiency by some means.

Re: the student loan forgiveness plan - if it helps JUST ONE college graduate to not be weighed down w/outstanding debt then I am all for it.
My son got a Pell grant which paid for his community college for two years.
However when he transferred to a University for his Jr./Sr. years - he had to take out student loans.

He came from a low-income home, I was a working single mother who didn’t make enough to fund his entire college nor did he ever have any extended family who contributed to a college fund.
Anyway when he graduated w/his Bachelor of Science degree in 2014, he had tons of student debt outstanding.

He actually was homeless for about a year and a half (he would shower at the local 24 Hr Fitness where he had a membership) and he slept in his mini-van where he had an inflatable mattress.
No one knew he was doing this in order to pay his student loans back, but me.

If this student loan forgiveness plan can prevent any other people > not fortunate to come from UMC families, from having to sacrifice so much after graduation, then how can this be a bad thing??
Even my son, who now has a great career thanks to his post-HS education thinks the loan forgiveness program is a great idea.
He doesn’t understand how some people who had to struggle to pay their loans back think it is unfair that others do not have to pay their loans off.

It’s not like people are getting frivolous expenses covered ->> it is college tuition money!

It’s a sad thing if being saddled in financial debt is how people start off their lives after finishing college. No former students should have to deal with that. For kids that got their college paid for by their parents, they are at a huge advantage obviously.
But what about those who have no choice but to borrow funds in order to get a four year degree? Why should they be punished for coming from a not so privileged background? To receive any form of college funding is a huge blessing for them because let’s face it, it is rough getting a well paying job when you start off with not much.
The logic of “well I paid my loans back…..so they should too….!” doesn’t make sense in many ways since every person’s experience varies. To take a kid who comes from a poor background and attempts to carve out a tunnel out of poverty should be encouraged.

Many of these people want to succeed professionally. Why should anyone have beef with them receiving assistance with their student loans?? Wouldn’t it be more feasible to help them in that area than to later pay welfare and food stamps/medicaid/etc. because they cannot secure a good job later on to support their family?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:From a political perspective, the loan forgiveness issue presents a minefield for the GOP. Many reputable and non-partisan economists forecast a serious recession in FY23 second and third quarters, resulting in serious layoffs, especially younger and less experienced workers, the demographic most likely to hold student loans. As realized in the recent midterms, young people vote. The GOP House hard line against no student loan forgiveness will damage them politically.

To a great extent President Biden has effectively reduced federally subsidized student loan balances through Department of Education regulatory capture. True, the President lacks authority to simply forgive the debt, yet he has the authority through the DOE to restructure the repayment formulas to minimize the repayment, basing repayment on earnings rather than debt amount and establishing a short repayment time requirement.

Actually it's not a partisan issue. I am not a Trumper or even a moderate, but I am against the student loan forgiveness, as are 76% of people of both party affiliations. NOTHING IS FREE. Why should I have paid all my loans off and you didn't? Sorry, there is no way you can cherry pick this issue.

+1 I worked full time during college, lived at home, went to a cheap school. All so I would not graduate with loans. It kind of sucks that irresponsible people now get their loans forgiven. And my kids will be paying for these peoples loans for generations to come.

"Irresponsible people". 🤣
Get over yourself - you sound hateful & miserable.

[Anonymous]

Anonymous wrote:

Anonymous wrote:It would be tough to feel a connection to almost ANYone who supports Trump, especially these days.

It wouldn’t matter who the person is, was, etc.

Any person who would support a person like Trump must have a character deficiency by some means.

Re: the student loan forgiveness plan - if it helps JUST ONE college graduate to not be weighed down w/outstanding debt then I am all for it.
My son got a Pell grant which paid for his community college for two years.
However when he transferred to a University for his Jr./Sr. years - he had to take out student loans.

He came from a low-income home, I was a working single mother who didn’t make enough to fund his entire college nor did he ever have any extended family who contributed to a college fund.
Anyway when he graduated w/his Bachelor of Science degree in 2014, he had tons of student debt outstanding.

He actually was homeless for about a year and a half (he would shower at the local 24 Hr Fitness where he had a membership) and he slept in his mini-van where he had an inflatable mattress.
No one knew he was doing this in order to pay his student loans back, but me.

If this student loan forgiveness plan can prevent any other people > not fortunate to come from UMC families, from having to sacrifice so much after graduation, then how can this be a bad thing??
Even my son, who now has a great career thanks to his post-HS education thinks the loan forgiveness program is a great idea.
He doesn’t understand how some people who had to struggle to pay their loans back think it is unfair that others do not have to pay their loans off.

It’s not like people are getting frivolous expenses covered ->> it is college tuition money!

It’s a sad thing if being saddled in financial debt is how people start off their lives after finishing college. No former students should have to deal with that. For kids that got their college paid for by their parents, they are at a huge advantage obviously.
But what about those who have no choice but to borrow funds in order to get a four year degree? Why should they be punished for coming from a not so privileged background? To receive any form of college funding is a huge blessing for them because let’s face it, it is rough getting a well paying job when you start off with not much.
The logic of “well I paid my loans back…..so they should too….!” doesn’t make sense in many ways since every person’s experience varies. To take a kid who comes from a poor background and attempts to carve out a tunnel out of poverty should be encouraged.

Many of these people want to succeed professionally. Why should anyone have beef with them receiving assistance with their student loans?? Wouldn’t it be more feasible to help them in that area than to later pay welfare and food stamps/medicaid/etc. because they cannot secure a good job later on to support their family?

And maybe, just maybe, people should not be going to college in the numbers they are today. By continuing to prop up needing a college degree for jobs that used to only require a high school diploma, we are doing people a huge disservice. For every person who will wax poetic about the brilliant lit class they took, there is someone who is simply trying to slug it through so they can get the degree to get the entry level job. Sending everyone to college isn’t making our society more literate or more creative, but it is driving loads of people to the poorhouse.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:From a political perspective, the loan forgiveness issue presents a minefield for the GOP. Many reputable and non-partisan economists forecast a serious recession in FY23 second and third quarters, resulting in serious layoffs, especially younger and less experienced workers, the demographic most likely to hold student loans. As realized in the recent midterms, young people vote. The GOP House hard line against no student loan forgiveness will damage them politically.

To a great extent President Biden has effectively reduced federally subsidized student loan balances through Department of Education regulatory capture. True, the President lacks authority to simply forgive the debt, yet he has the authority through the DOE to restructure the repayment formulas to minimize the repayment, basing repayment on earnings rather than debt amount and establishing a short repayment time requirement.

Actually it's not a partisan issue. I am not a Trumper or even a moderate, but I am against the student loan forgiveness, as are 76% of people of both party affiliations. NOTHING IS FREE. Why should I have paid all my loans off and you didn't? Sorry, there is no way you can cherry pick this issue.

+1 I worked full time during college, lived at home, went to a cheap school. All so I would not graduate with loans. It kind of sucks that irresponsible people now get their loans forgiven. And my kids will be paying for these peoples loans for generations to come.

How exactly will your kids be paying for generations to come?
Your taxes don't pay student loan forgiveness, so what exactly are you talking about?? 🤫

Oh, and that 76% figure was pulled from the pp's ignorant @ss.
There's no such figure to refer to. None. Zilch.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:From a political perspective, the loan forgiveness issue presents a minefield for the GOP. Many reputable and non-partisan economists forecast a serious recession in FY23 second and third quarters, resulting in serious layoffs, especially younger and less experienced workers, the demographic most likely to hold student loans. As realized in the recent midterms, young people vote. The GOP House hard line against no student loan forgiveness will damage them politically.

To a great extent President Biden has effectively reduced federally subsidized student loan balances through Department of Education regulatory capture. True, the President lacks authority to simply forgive the debt, yet he has the authority through the DOE to restructure the repayment formulas to minimize the repayment, basing repayment on earnings rather than debt amount and establishing a short repayment time requirement.

Actually it's not a partisan issue. I am not a Trumper or even a moderate, but I am against the student loan forgiveness, as are 76% of people of both party affiliations. NOTHING IS FREE. Why should I have paid all my loans off and you didn't? Sorry, there is no way you can cherry pick this issue.

+1 I worked full time during college, lived at home, went to a cheap school. All so I would not graduate with loans. It kind of sucks that irresponsible people now get their loans forgiven. And my kids will be paying for these peoples loans for generations to come.

How exactly will your kids be paying for generations to come?
Your taxes don't pay student loan forgiveness, so what exactly are you talking about?? 🤫

Oh, and that 76% figure was pulled from the pp's ignorant @ss.
There's no such figure to refer to. None. Zilch.

https://www.forbes.com/advisor/personal-finance/who-pays-for-student-loan-forgiveness/

[Anonymous]

Your dad smokes pot.

You are a college drop out.

You claim your shortcomings/failures are other people's fault. His fault.

You are both immature. You and your father. You have time to grow up. Own your life - you be in charge and take responsibility. Achieve things.

[Anonymous]

Anonymous wrote:Your dad smokes pot.

You are a college drop out.

You claim your shortcomings/failures are other people's fault. His fault.

You are both immature. You and your father. You have time to grow up. Own your life - you be in charge and take responsibility. Achieve things.

Op here. I will graduate this semester. I took a break because the debt scared me. I went back because I got a full scholarship. I gave you facts about my upbringing. You know nothing about my life or other achievements. It's bizarre you conclude all these things about me from knowing so little. I wonder what happened to you to make you this hateful.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OP, go see a therapist. Some of this is your dad, some of this is you. And has nothing to do with politics. Maybe you don’t mean to, but you come across as narcissistic.

BTW, no one is going broke on a marijuana habit. I get the feeling if his hobby were fishing, you’d have an issue about how he bought himself a fishing pole and made you take out student loans. Basically, he’s supposed to foresake anything that brings him a little bit of pleasure for you. I hope you aren’t raising your own children the way you wanted to be treated. You sound like you want everything handed to you at someone else’s expense. As a lifelong Dem voter, I can’t stand this attitude -it gives fuel to people who don’t want to support social programs for the underprivileged.

Op here. People do go broke from buying marijuana. You have no idea what my childhood was like because of his drug habit. He could have provided us with a much better upbringing if he wasn't high all the time. He was feeling a little pleasure daily. That's not okay. Even if I didn't qualify for student loan forgiveness, I would still support others who do qualify.

Wait wait wait - you are a college drop out, who owes student loans, and you blame your dad? I wish you could understand how pathological you sound. You blame your failures on other people, which is very childlike. All an external locus of control. If you had no car, get a job and buy one.

I'm this poster. The more I read OP's post above it, the more ick it makes me feel. That she is broke up because he "is feeling pleasure daily." After not buying her a car as a teen. This is so dysfunctional. I bet her father blames his shortcomings on his parents too, and it's just a vicious cycle of generational failures. Wake up OP. Go accomplish things. Forget the past.

Op here. Some of you are sick and have no idea what its like to have parents that are drug addicts. You know what's dysfunctional? Parents who do drugs.

OP, some of us have been in your shoes. We make different choices from you, get help, and work on our own outlook. You need to be the ultimate victim in every story so suppose you will post back telling us that your life is so much worse. Have at it. You don’t want to deal with your trauma, you want to wallow in it. That is the behavior you are modeling for children and it’s damaging.

Op here. My life is fine. I distanced myself from him. You know next to nothing about me, but yet you are labeling me as playing the victim. In real life I know no one whose parents are drug addicts. It's especially tough now that I have kids because my dad and his new wife are still using drugs. The last time they visited, they disappeared for a few hours and returned stoned. They took a plane to visit us as we live several states away, and they found drugs where I live locally even though they know no one from my area. I don't want my kids exposed to this. I can't sympathize with drug addicts. If that makes me selfish, so be it.

Again with the victimhood. He’s a loser, and you allow him in your house. Per your recounting, he’s had substance abuse issues as long as you’ve known him. Yet you allow him to stay in your home. That’s on you.

Op here. He's my father and I have been living out of state since high school. It has been hard to keep track of his drugs use. Cutting off your parents is very very hard. You make it sound like going to the grocery store and deciding between two items.

You’ve taken multiple stabs at telling us what an unsatisfactory parent and human your father is, yet you refuse to do anything about it.

Op here. How did I refuse to do anything about it? I am 34 and I left home when I was 18. I did plenty about it. I distanced myself from home by moving out of state. I don't involve myself in drugs. I have always been employed. I am married and we have two beautiful boys. I decided to introduce my dad to my family when my youngest was two years old. I thought since he had to fly to visit us there would be no opportunity for him to do drugs. I was wrong.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:It would be tough to feel a connection to almost ANYone who supports Trump, especially these days.

It wouldn’t matter who the person is, was, etc.

Any person who would support a person like Trump must have a character deficiency by some means.

Re: the student loan forgiveness plan - if it helps JUST ONE college graduate to not be weighed down w/outstanding debt then I am all for it.
My son got a Pell grant which paid for his community college for two years.
However when he transferred to a University for his Jr./Sr. years - he had to take out student loans.

He came from a low-income home, I was a working single mother who didn’t make enough to fund his entire college nor did he ever have any extended family who contributed to a college fund.
Anyway when he graduated w/his Bachelor of Science degree in 2014, he had tons of student debt outstanding.

He actually was homeless for about a year and a half (he would shower at the local 24 Hr Fitness where he had a membership) and he slept in his mini-van where he had an inflatable mattress.
No one knew he was doing this in order to pay his student loans back, but me.

If this student loan forgiveness plan can prevent any other people > not fortunate to come from UMC families, from having to sacrifice so much after graduation, then how can this be a bad thing??
Even my son, who now has a great career thanks to his post-HS education thinks the loan forgiveness program is a great idea.
He doesn’t understand how some people who had to struggle to pay their loans back think it is unfair that others do not have to pay their loans off.

It’s not like people are getting frivolous expenses covered ->> it is college tuition money!

It’s a sad thing if being saddled in financial debt is how people start off their lives after finishing college. No former students should have to deal with that. For kids that got their college paid for by their parents, they are at a huge advantage obviously.
But what about those who have no choice but to borrow funds in order to get a four year degree? Why should they be punished for coming from a not so privileged background? To receive any form of college funding is a huge blessing for them because let’s face it, it is rough getting a well paying job when you start off with not much.
The logic of “well I paid my loans back…..so they should too….!” doesn’t make sense in many ways since every person’s experience varies. To take a kid who comes from a poor background and attempts to carve out a tunnel out of poverty should be encouraged.

Many of these people want to succeed professionally. Why should anyone have beef with them receiving assistance with their student loans?? Wouldn’t it be more feasible to help them in that area than to later pay welfare and food stamps/medicaid/etc. because they cannot secure a good job later on to support their family?

And maybe, just maybe, people should not be going to college in the numbers they are today. By continuing to prop up needing a college degree for jobs that used to only require a high school diploma, we are doing people a huge disservice. For every person who will wax poetic about the brilliant lit class they took, there is someone who is simply trying to slug it through so they can get the degree to get the entry level job. Sending everyone to college isn’t making our society more literate or more creative, but it is driving loads of people to the poorhouse.

I think forgiving student debt in the long run will disproportionately affect kids from lower-income households by far.
Privileged kids or those talented or lucky enough to earn a full-ride scholarship will never need to worry about this issue.
But for the kids that came from impoverished families or similar situations may feel that a college degree is their only ticket out of poverty.
So if those people complete college how unfair would it be to have them start their professional lives already deep in the hole if we can alleviate it somehow?
If we can make it easier for someone to escape the cycle of poverty and have a lucrative career then everyone wins.

Yes, it would be wonderful if college degrees were not necessary building blocks to leading a prosperous life. But sadly this is reality and nothing will ever change this - sure there are some who still make it in spite of no college education but these people are far + few between.
Most families are already thinking of their child’s education even before they are born. This shows how vital a four year (or more!) degree is to succeed in life.

Every person should have the opportunity to have higher education after high school.
And if there is a way to make this easier then I cannot see or understand why or how anyone can be against this????

[Anonymous]

3:18, you have a very simplistic view of how the economy works and how markets work. Your idea, without a plan to cap tuition, only fuels escalating costs…which in turn makes college even more unattainable for many middle class and less wealthy families. Don’t plug a hole in the dam with your finger. It will never work, and can cause an even bigger flood.