It's not just how much my partner would need to make, it's how much in assets I would be guaranteed if something happened to said partner or we divorced. That would need to be a hell of a lot. |
Well there is life insurance in case of death, and a legal agreement in case of divorce. I don't worry about the latter. I think we'd need partner's income to be at least $300K. |
It always cracks me up when people ask this. You really can't think of anything you'd do other than go to work every day? |
You are taking the phrase "stay at home" too literally. ![]() |
This has probably been responded to several times at this point, but no, it doesn't really get boring. I have several hobbies, I go to the gym, I shop for the family, I clean, go see movies, take walks, volunteer for the kids' school, take walks, etc. Certainly I have my days that I feel lonely, but overall I like having the space and time to explore and think. |
What a stupid comparison. |
I have a colleague who works about 15 hours a week at around 250 dollars an hour. If he works 48 weeks out of the year, that's 180,000/annually. |
That's more than my husband and I make together, so I wouldn't need that much. I'd be happy with $250k. |
So this is what my spouse averaged when we divorced and I was a SAHM. Even with primary custody I would have had to go back to work and sell the house/move had I not had other assets. The divorce took a year, women/ make damn sure you’re a primary account holder on everything or you will very literally find an unwell or addicted spouse can literaly take everything and you have to pay (a lot!!!) to get it back. In the meantime you’re job hunting and trying to care for the needs of emotionally hurting kids and self. It’s not fun. Protect yourself ladies who are at home- most likely nothing will happen but PLEASE protect yourself on the off chance that it does. I trusted mine with everything - had I not had emergency funds of my own he could have easily forced me to take less than fair terms. |
Let’s just say it’s MUCH easier than working and raising kids. Signed, former SAHM of 9 year old twins who went back to work last year |
Use your imagination people. Things long-term SAHMs I know have done to fill the hours:
-lawyer volunteers at pro bono clinics and is reading every Supreme Court case ever written just for kicks -one took up old interest in painting and after about 10 years of working at it has a gallery show coming up -I know three who went to lots of writing classes and seminars and book clubs and writing groups and have published books that they wrote over the course of years -a handful took Master Gardiner courses and volunteer at public school gardens, National Children's garden, Hillwood, British Embassy, and at least two of them started related businesses and one is starting up a related .org -another handful took Master Naturalist classes and are volunteering in national parks, stream cleaning, teaching clubs in public schools, and volunteer environmental advocacy - several turned their after school club volunteering into small businesses -one learns a language through the year and takes the kids on a long trip to a country to practice the language each summer (she's on her third). - one who is very religious runs prayer groups and volunteers all over the place - one took up photography and is pretty darned good, and maybe will make money at if she wants to someday -a bunch studying tech to try to keep one step ahead of the kids! and so on. And sometimes they have a 3-hour lunch. |
Sounds like you know a lot of super pretentious, insecure people. Yeash. |
I've been a stay at home mom for 11 years (three kids) and this is the first year my kids have been in full time school. I very much enjoy my life and keep myself busy.
That being said, I will warn you of one little catch which is that at least half of my SAHM friends went back to work once their youngest was in full time school, for financial reasons mostly. I still have my friends to get together with for workouts or lunches, etc, but it isn't as social as it was when our kids were younger and we had playgroups and met up at the playground etc. That phase of my life was much more socially engaging than my career ever was (small office at a nonprofit). At least in my area, there are fewer SAHMs to connect with when your kids are school age vs. pre-k, so you'll need to find your network. Maybe that isn't other moms at all - maybe you'll want to find a hobby, or a running group, hit the dog park, etc. But social connection is important for mental wellbeing and that aspect of it gets harder as a SAHM of older children. |
Huh? I think you are projecting a bit, PP. |
Yeah, no. It would need to be a sizable life insurance policy, we'd need outstanding disability coverage and, for me, a post-nup. There's no way I'd assume fairness in a divorce, even in a "rock-solid" marriage. |