Um, you still have to do these things, right? Only in your "off hours". I guess that's assuming you aren't so well of that you can hire a nanny who will do it all. |
Not pp, but I think the point is that you spend more time doing those things if you SAH because a) you have more time to do it and less money to hire someone and b) your husband likely wouldn't do as much as he would if you worked outside the home (at least that's how it is in my house - we both work, we split housework, we both take care of the kid, etc) |
Except she has never been a SAHM so actually has never experienced anything the OP was talking about. Most WOHMs who have never stayed at home are very anti-SAH so her attitude is right in line. Doesn't say anything about actual real life experiences of SAHMs, as this poster has none. |
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More and more of my customers are working part-time.
Robin's Nest |
| What about finding another job, or even starting a second career? i.e. going back to school or something? I am like you, someone that has considered quitting to spend more time with my kids, but realize that long-term it is probably best to stay dialed-in. I think I would regret it and wonder about my potential. |
I'm the pp you quoted and for my household, it's like this pp stated. With us both working, we split household chores and had a weekly housekeeper come in to do the rest. when I quit, we had to push the housekeeper to do once-a-month for the big stuff and the rest fell on my shoulders. Other things we got rid of - we did peapod and other grocery delivery options, we ate out or ordered in several times a week, had lawn maintenance, and honestly, quite a few things would hardly ever get done - like folding and putting away laundry. Often, we'd wash/dry clothes and they'd go in laundry baskets ready to be folded and put away, but before that would happen, we'd be digging in the piles for our clean clothes. Once I stayed home, I felt obligated to do all that stuff and others we just cut back on because of finances. Honestly, I was one of those moms that loved spending time and being around my kids, but hated - absolutely hated doing all the housework stuff. And that's what I meant about it being different than vacation. For me, I envisioned being SAH like it was during a vacation, where I just spent the days playing and hanging out with the kids. But when you're home for the long haul, all these other mundane tasks have to get done and in my family they fell on my shoulders and I hated it. But like others have mentioned, it really depends on you and what works for you and your family - both options have their positives and negatives. |
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Your husband makes 500k and your biggest expense is only the $5000 mortgage. So even if it's harder to get back into the workforce, even if you have to take a paycut, it won't impact your family financially much since your family can already live well below your means currently. So apart from having to take a job that might not have maxed your potential when you left the workforce, the common downsides in terms of getting stuck with jobs with lesser pay, less prestigious jobs doesn't concern your situation. I would say go for the SAH.
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The "common" downsides also include loss of husband at which point you're unprepared to take care of your kids. It's really surprising to me how many people are willing to rely on others for their financial well-being. |
+1 This happens all. the. time. And so many of the women got blindsided by it. |
Most people rely on others for their financial well being you dolt. |
You can also plan for some of these doomsday scenarios, such as through life insurance and/or savings. I couldn't afford to support my child on the non-profit salary I was making before I became a SAHM, does this mean we shouldn't have had a kid since we can *only* afford to support our child with DH's salary? Many in this area can only afford their house, car, childcare with 2 salaries. Does that mean they shouldn't have all those things in case one of them loses a job or dies? This argument is a non-starter for me. |
What if your company goes bankrupt? It's really surprising how many people are willing to rely on others for their financial well-being... |
Do you mean most adults rely on others for their financial well being? If so, why do you think so? |
I agree with this. I quit to stay home a few years ago but got caught up in a mix of constant worry about finances and intellectual boredom. Some of the boredom could've definitely been warded off had I had extra funds to pay a sitter and have some free time occasionally. So, if my DH made what OP's makes, I'd probably quit again -- especially now that my kids are older. They need me even more now. I'm grateful that my position is somewhat flexible. But if I could quit and outsource the drudgery of staying home, I'd do it in a heartbeat. |
I agree with the immediate PP. I'm sure the OP and her husband have substantial life insurance policies and savings. When life throws you a curve ball, you adapt. This brings to mind a memorable exchange from When Harry Met Sally: H: "when the shit comes down, I'm going to be ready for it and you're not, that's all I'm saying." S:"yeah, and in the meantime you're going to ruin your whole life waiting for it." |