We are broke

[Anonymous]

Anonymous wrote:

Anonymous wrote:OP is full of excuses.

+1. You should teach of you are that desperate. I know it’s a tough career but your kids in elem should have before/after care and what is up with preschool? It’s free but not the same school as your older kid? If you’re paying for preschool then the answer right there is pull your kid out

+2. I don’t blame you for not *wanting* to teach in the current environment, but it’s your best current solution and doesn’t have to be forever.

[Anonymous]

OP, what age did you teach? Join some homeschool groups on Facebook, this could be a niche for you to teach classes to homeschoolers while your kids are in school/in the nanny’s care. Outschool.com is another great place, you can teach there & choose the hours that are good for you. I’ve been a homeschooler- there’s a good market out there for you to make money without working the full school schedule!
The doordash suggestion is also really good. If you can put together some classes & a couple of hours of doordash, that can make a big difference without impacting your kids’ schedules.

[Anonymous]

Anonymous wrote:I'm too lazy to read the whole thread OP.

Sounds like you need to get a job and find a part-time nanny for like 2-5:30pm. Maybe that could be $1500-2000 or less, and your take home income would be at least $1000/month more than that I'm guessing. I'd try that and pay off your credit cards.

Also, consider when your interest only period on the HELOC will end. If it's soon, eventually you may need to move into a cheaper home to live more within your means. I'm sorry though you're going through this.

There is a huge teacher shortage. She could solve this problem within weeks if she wanted to

[Anonymous]

Anonymous wrote:OP here - my kids are in different schools bc I have preschool and elementary aged kids. 2 more years until they’re all in elementary. Pre kids I was a public school teacher in a different city. I have a masters degree. I have no interest in returning to teaching. I will do anything work wise but I’m reluctant to take a job with strict hours. My husband has zero leave left after our year from h3ll. Happy to do some household repairs myself (like painting) but can’t replace the two broken windows on my own.

Sounds like you want the life of a pampered princess. Time to get off your ass and start contributing.

[Anonymous]

Don’t stress about the broken windows, board up with a plywood board & let it be. You’ll get to it when you get to it.

[Anonymous]

Anonymous wrote:Don’t stress about the broken windows, board up with a plywood board & let it be. You’ll get to it when you get to it.

If she needs to use plywood as windows, that's a wake up call that something needs to significantly change. Get a job OP. Then maybe downsize your home. You will be much happier when you aren't buried in a bunch of debt, I promise.

[Anonymous]

Get an adjunct job for evenings at a local college. It’s not a great salary, but it’s very flexible and you can do it after your partner returns from work or while the kids are in preschool. Do that until they are all in school snd then move to full time work.

[Anonymous]

Anonymous wrote:Get an adjunct job for evenings at a local college. It’s not a great salary, but it’s very flexible and you can do it after your partner returns from work or while the kids are in preschool. Do that until they are all in school snd then move to full time work.

That pays next to nothing, and OP probably isn’t qualified anyway.

[Anonymous]

Anonymous wrote:OP is full of excuses.

This. The last thing I would be doing is whining on an anonymous board, I'd would be fine tuning my resume and finding a job stat! If you have to work when your DH is home, so be it. Go take care of the family you created!

[Anonymous]

OP you are so lazy. With each update you sound bad.

[Anonymous]

Anonymous wrote:OP you are so lazy. With each update you sound bad.

Thanks.

[Anonymous]

Anonymous wrote:

Anonymous wrote:OP is full of excuses.

This. The last thing I would be doing is whining on an anonymous board, I'd would be fine tuning my resume and finding a job stat! If you have to work when your DH is home, so be it. Go take care of the family you created!

OP doesn’t want to do anything about her situation, she just wants someone to give her a money tree.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OP is full of excuses.

This. The last thing I would be doing is whining on an anonymous board, I'd would be fine tuning my resume and finding a job stat! If you have to work when your DH is home, so be it. Go take care of the family you created!

OP doesn’t want to do anything about her situation, she just wants someone to give her a money tree.

I think all of her kids are in school? That's a ton of hours that are available to work. PT or FT. Something. Earn income.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OP is full of excuses.

This. The last thing I would be doing is whining on an anonymous board, I'd would be fine tuning my resume and finding a job stat! If you have to work when your DH is home, so be it. Go take care of the family you created!

OP doesn’t want to do anything about her situation, she just wants someone to give her a money tree.

I think all of her kids are in school? That's a ton of hours that are available to work. PT or FT. Something. Earn income.

She fancies herself above that, though.

[Anonymous]

Anonymous wrote:I'm sorry for your struggles.

Just a quick reality check. Having an au pair will cost you roughly 25k a year (agency fees, weekly stipend, transportation, food, small perks, etc). It will be a few months before one arrives, unless you get an in-country au pair. So the time horizon may or may not work for your family.

It actually ends up costing quite a bit more than that