Relative misrepresented that they bought a house

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Wow, OP. My husband and I shopped for our car together. I am the primary user of the car. We could have both been on the financing, but my husband has a remarkable credit score, whereas mine was just regular good at the time. He made all the payments, but in all practicality, it's my car. I drive it daily. We share plently of other expenses. For instance, I generally pay for all the groceries, doesn't mean the groceries aren't also 'his.' Geez.

You are *married* and the car purchased during your marriage is marital property. If he dies his property automatically goes to you. If you were unmarried he would need to have a will stating that the car went to you and, remember, one false move and he could take that car away from you and change his will.

If he owned a house before you married and the house was in his name only that property belongs to him, and only to him, to do with as he sees fit.

You are a pedantic dickwad. SO your concern is that the ownership tatus of the property is legally correct? "Good news, we purchased this this house as a fee simple absolute!"

You're just looking to defend a crappy position, and doing a bad job of it.

No. You either own a property or you do not. You either are married or you are not. You have either graduated from college and have a degree or you do not.

Walking around wishing that these things were true does not make them true. If your "husband" (not really married) dies and the house that he has rightful ownership passes to your "MIL"(not really your MIL because you aren't really married) then you will have some gigantic problems that you would not have if you actually DID own your house.

Nothing in that post disabuses anyone else of the belief that you are in fact a pedantic dickwad for having a hissy fit because your relative "lied" about her ownership interest in the property. Just say congratulations, and find something else to occupy your time.

[Anonymous]

Wow! So my friend who put the house in her name, bcs her DH's husband's credit was busted(due to both of their mistakes) has a house but her DH doesn't? Even though at the time she did not work and he was/is paying the mortgage? So when dh and I were young and bought a house and put it into both of our names, it was really his house as he was the one that saved the money for down payment? I was still in college and not working? By the time we moved in I was working too, hence contributing so now it is kind of a little more mine too?

[Anonymous]

Anonymous wrote:Everyone was congratulatory and proud of 40-something family member for settling down and buying a home. Turns out from public records that their SO actually bought it and is the only one on title. Why would someone lie about something like that? Would your opinion of this person change?

(1) As other posters have noted, the public record might list only one owner.
(2) Your family member might have contributed to the down payment and mortgage payments, and so feel like they "bought a house" with their SO, and not have intentionally misrepresented anything. S/he might not realize that you all care so much about who's on the deed.
(3) Your family member is still "settling down," since s/he is apparently living in this house with the SO.

And no, my opinion about this person would not change, because I'm not a nosy, judgmental twat.

[Anonymous]

Anonymous wrote:Wow! So my friend who put the house in her name, bcs her DH's husband's credit was busted(due to both of their mistakes) has a house but her DH doesn't? Even though at the time she did not work and he was/is paying the mortgage? So when dh and I were young and bought a house and put it into both of our names, it was really his house as he was the one that saved the money for down payment? I was still in college and not working? By the time we moved in I was working too, hence contributing so now it is kind of a little more mine too?

Ack. You are MARRIED. Your friend is MARRIED and was MARRIED when the house was purchased. Technically, the owning spouse does not have to consult the non-owning spouse if they want to sell the property. But if the owning spouse dies that property will go to the surviving spouse because they are legally married.

If they were UNmarried "spouses" then they better have things in writing.

[Anonymous]

Can you sell a house that you do not legally own? Can you rent out a house that you do not legally own?

[Anonymous]

Anonymous wrote:

Anonymous wrote:When you are together with someone in a permanent and long term way than who is on whatever paperwork doesn't make that much of a difference. My husband 'bought' my car but it comes out of our joint checking account, he was just the one who went to the dealership that day (after I price compared/found/picked out the car I wanted).

Don't be a nosey nancy OP, just makes YOU look ugly.

If you are UNmarried and driving around HIS car that HE owns and he suddenly passes away, his estate would go through probate and the car given to his next of kin which ain't you sweetie - unless he has a will that gives the car to you. Unmarried SOs do not have the same protections as married people do.

Before dh and I married we each owned our own cars and we each owned the house we had bought together 50/50. This was before we had kids and it worked out well for us.

That is true from a practical perspective but OP isn't asking about the wisdom of such arrangements, she's accusing her relative of lying. And it is very possible (I would say highly likely) that the relative does not feel like they were lying because of this technicality, however badly it exposes them in the event of their SO's passing.

[Anonymous]

Anonymous wrote:

Anonymous wrote:
I’d be worried that the house is not in her name. Does she even know?

My husband pays the mortgage but we’re both on the title. My neighbor has an abusive husband who hid from her that her name wasn’t on the title, and she only found out years later.

That's kind of impossible to hide. Was she not there at closing? Did she not realize that she wasn't signing any documents when everyone else at the table was signing hundreds of pages?

Maybe he told her she didn't need to be at the closing. Seems like it would be pretty easy to hide, especially if he pays the bills.

[Anonymous]

I look up stuff like this all the time. I know it could be considered creepy so I don't share it with anyone except spouse.

One time I found that neighbors, whom I didn't like, had added a third person to their house deed, someone who was clearly unrelated to them. I figured they had a debt to this person that they couldn't pay, and instead gave the person a third of the value of their house (to be realized when they sold it).

[Anonymous]

Anonymous wrote:

Anonymous wrote:Wow! So my friend who put the house in her name, bcs her DH's husband's credit was busted(due to both of their mistakes) has a house but her DH doesn't? Even though at the time she did not work and he was/is paying the mortgage? So when dh and I were young and bought a house and put it into both of our names, it was really his house as he was the one that saved the money for down payment? I was still in college and not working? By the time we moved in I was working too, hence contributing so now it is kind of a little more mine too?

Ack. You are MARRIED. Your friend is MARRIED and was MARRIED when the house was purchased. Technically, the owning spouse does not have to consult the non-owning spouse if they want to sell the property. But if the owning spouse dies that property will go to the surviving spouse because they are legally married.

If they were UNmarried "spouses" then they better have things in writing.

If they are in a long term relationship and living together that is legal equal to marriage, in many states. Well, in most of Europe it is.

[Anonymous]

Anonymous wrote:Everyone was congratulatory and proud of 40-something family member for settling down and buying a home. Turns out from public records that their SO actually bought it and is the only one on title. Why would someone lie about something like that? Would your opinion of this person change?

Do you always pull crap like this?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Wow! So my friend who put the house in her name, bcs her DH's husband's credit was busted(due to both of their mistakes) has a house but her DH doesn't? Even though at the time she did not work and he was/is paying the mortgage? So when dh and I were young and bought a house and put it into both of our names, it was really his house as he was the one that saved the money for down payment? I was still in college and not working? By the time we moved in I was working too, hence contributing so now it is kind of a little more mine too?

Ack. You are MARRIED. Your friend is MARRIED and was MARRIED when the house was purchased. Technically, the owning spouse does not have to consult the non-owning spouse if they want to sell the property. But if the owning spouse dies that property will go to the surviving spouse because they are legally married.

If they were UNmarried "spouses" then they better have things in writing.

If they are in a long term relationship and living together that is legal equal to marriage, in many states. Well, in most of Europe it is.

That is the case in some U.S. states but definitely not all of them.

[Anonymous]

You’re a jerk OP. Who cares? MYOB.

[Anonymous]

The fact that OP even thought to look this up in order to "catch" their relative speaks of severe envy and mental instability. Clearly this whole family is bananas...

[Anonymous]

Anonymous wrote:The fact that OP even thought to look this up in order to "catch" their relative speaks of severe envy and mental instability. Clearly this whole family is bananas...

If you don't want to be caught in a lie, don't lie. If you tell the truth there won't be anything to "catch" you on.

Obviously, Op doubted what the relative was saying for some reason. Why else would Op even check this?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:When you are together with someone in a permanent and long term way than who is on whatever paperwork doesn't make that much of a difference. My husband 'bought' my car but it comes out of our joint checking account, he was just the one who went to the dealership that day (after I price compared/found/picked out the car I wanted).

Don't be a nosey nancy OP, just makes YOU look ugly.

If you are UNmarried and driving around HIS car that HE owns and he suddenly passes away, his estate would go through probate and the car given to his next of kin which ain't you sweetie - unless he has a will that gives the car to you. Unmarried SOs do not have the same protections as married people do.

Before dh and I married we each owned our own cars and we each owned the house we had bought together 50/50. This was before we had kids and it worked out well for us.

That is true from a practical perspective but OP isn't asking about the wisdom of such arrangements, she's accusing her relative of lying. And it is very possible (I would say highly likely) that the relative does not feel like they were lying because of this technicality, however badly it exposes them in the event of their SO's passing.

This. Even if the relative doesn't legally own the house, if they are living there and helping to pay for it, they might say "SO and I bought a house" or "We bought a house" or even "I bought a house" without trying to deceive anyone.