Going really badly for whom? This is highly individualized. |
You clearly don’t have any money. For as long as you’ve had a job, the government has taken out money for Medicare. It’s crap anyway. |
| If they are loaded then they can afford to live separately with assisted living, so are they? If they are broke, this could really impact OP. |
How? Doesn't medicaid only count 50% of marital assets/property which is what they would have gotten in a divorce? It's different if one spouse is still working, but if they have been married for 50 years, I assume neither spouse is working. |
Married old people regularly need tons of paid care and drain all their assets on that. |
| OP, does this news surprise you? Is one of your parents a nasty drunk? I would ask each of your parent, “What’s your plan?” And, then, try not to take sides. |
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If these folks married in their early 20s, they’re in their early 70s and assuming decent health, she may have 20 years left to live - so might he.
If one of them is truly miserable in the marriage, it’s worth getting out. A single year of peace and quiet after decades with someone who has made a person miserable is PRICELESS. I’ve spent the last decade working in elder care, much of it hospice status patients. I’ve listened to people lamenting a life wasted in an unhappy marriage. I’ve learned how little money and possessions matter to people who can see the exit sign over the exit door. I respect anyone who has the courage to stand up for themselves, no matter how late in the game. I wish these people peace on the journey. |
| Your dad is probably gay. |
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Here’s a thread started yesterday that is somewhat relevant: https://www.dcurbanmom.com/jforum/posts/list/1306829.page
Imagine a loveless marriage where you aren’t even really friends - why would anyone choose to stay in that? Many, many do - ‘for the kids.’ Never mind that a dysfunctional marriage does children no good, and often does them serious psychological harm which may not manifest until full adulthood, when they try to do marriage or commitment themselves or try to raise kids and get very triggered by their childhood. Again, we should never criticize the human spirit when it seeks for freedom. No matter the timing. |
Cognitive decline leads to delusions |
How so?! |
| Yes, my parents did. It was terrible. |
We all pay for medicare in our pay checks as soon as we start working, THEN we have to pay a co-pay, premiums, deductables and its generally 80-20 so you have to pay a supplement. |
Medicaid eligibility requires a spend down of assets and owning two homes (even as a couple) can be a problem for eligibility. |
| Just make it clear that you aren’t carrying a double burden because of their decision. Not visiting twice as many houses. If they visit they get half of what the both of them would. Your support is split in two or given to the “normal” parent if the other one is the villain or a the crazy one. |