Trump to gut ACA via executive order

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Catastrophic policies are now OUTLAWED by Obamacare.

Yes they are, - and that's what insurance really should be for. You don't insure your car for oil changes or new tires, but for the major expenses. But Obama couldn't allow us to buy that catastrophic insurance because he needed more of us in the pool so that lower income would get every little sneeze and cough paid for.

I would much prefer to buy catastrophic care - or what the PP above you called "hospitalization" and what my oarents called "major medical." The problem is the minor things - a quick visit to the doctor for a throat swab - now runs into several hundred dollars, so people need to have coverage for that. IF every minor thing was NOT covered by insurance - for everyone - costs would come down.

In other words, our problem is not that we have too little insurance (as a nation). The problem is we have too MUCH. But if you have some people getting everything covered by insurance at no cost to them (the poor people), there is no price sensitivity for them - and the costs zoom. But then you have the LM people who do have to pay all the zoomed-up costs, and that's where we find ourselves now.

You're clearly clueless about health insurance.

What an insightful response that demonstrates your suoerior knowledge about it. Tyoical lib retort - a meaningless insult.

LOL, do you assume that everyone who knows you're clueless is a liberal?

No, but I assume that everyone who responds to a well-articulated explanation about price sensitivity with a six-word put-down IS a liberal.

Take an Econ course and learn why government-subsidized goods and services go UP in price.

Well, your assumptions are wrong. And, I have graduate-level courses in both econ, insurance, and health care. I'm sorry not to fit your very narrow world-view.

It's very simple, really. When things are free to the end user (because some entity is paying for it), the end user doesn't care about price. Do you think the poor person getting free care in the ER cares that I had to cancel my vacation because MY bill was $3000? Believe me, they don't care who pays for their health care or what sacrifices had to be made on their behalf as long as they get every penny covered. This entitlement attitude that liberals are driving has got to stop.

If car insurance policies covered oil changes, the price of oil changes would quadruple. People with insurance (paid for by someone else) won't care. The people who can't afford the insurance WILL care, as they get stuck with an unaffordable oil change.

You're right, it is simple, but you still can't understand that people are not cars and the insurance to cover people is different than the insurance to cover cars. What you also fail to understand is that the ACA isn't just about what people can get for free. Some people just want to be able to GET coverage and KEEP it without being held hostage to a job or a progressive state.

FTR, IDGAF about your vacation and your "sacrifice."

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Everyone whose employee premium, deductibles and copays have skyrocketed for their employer provided medical coverage, raise your hands.

Everyone who is paying more for medical insurance and getting less, raise your hands.

Tomorrow, when the sun comes up after the moon goes away are you going to believe that the sun made that happen?

Fact is, health insurance premiums, co-pays, and deductibles have been increasing while coverage has been decreasing for many, many years; it's not new since the ACA.

Wait. Are you the PPP who said she had employer-sponsored health insurance? If so, you're not one to talk.

Pre-Ocrap, we didn't see annual increases of 50% and more - even doubling - while deductibles increasing....meaning....wait for it....we are paying much more now AND for much less coverage! Before, I had a reasonable co-pay for specialists, but now it's all out-of-pocket until I reach some godforsaken deductible. I used to pay $40 for labwork, and now it's $250 (the negotiated rate). I never paid $300 for a prescription before, but I do now!

And you know why? Because Obama worked it so the insurance companies would have to cover everybody for everything. There's no way an insurance company can come out ahead doing that without enough healthy people to offset the sick (which we don't have because an onerous penalty would have been ruled unconstitutional), and yet Obama, in his socialist dream state, went ahead with this anyway. So since the insurers couldn't get more money from the low-income, they turned to the middle-income for zooming premiums, Plus, they could make up the costs by also denying coverage until you reach an ever-increasing deductible.

I mean, really....is paying $24,000 a year (for a couple) on top of potentially another $13, 000 is costs counted as "insured"? When they couple is in their 50s and earning less than $80,000 combined?

I agree with the PP who said we need to have short-term gain in order to force Comgress to act, and a good place to start is with the illegal CSRs. They were only allowed to continue because if we stopped popping up this House of Cards, it wold all come crashing down. Let it. Let the poor people go to the ER, just like before Obamacare - and just like they keep doing even with the free insurance.

No, I'm not that PP. Have you ever had cancer or a chronic illness? Are you one of those people who think that you'll always be healthy? Two of my kids get Remicade infusions every 6 weeks. They cost $5-15 thousand or more every time, for each son. If you get cancer or a chronic illness, you'll be begging to pay only $24,000 a year. Honestly, the fact that people like you in this country will tell my kids, that through no fault of their own that they should just be bankrupt their whole lives because they had the misfortune to get a chronic illness (and, no, we have no family history), is indicative of the what a shortsighted and selfish country we live in. Hang a fucking American flag on that.

Y
By paying for your kids, someone else can no longer afford to pay for theirs. Why are yours more important?

Why aren't they?

[Anonymous]

Trump just declared Obamacare as "done" - so, will be interesting to see what Trumpcare looks like.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Everyone whose employee premium, deductibles and copays have skyrocketed for their employer provided medical coverage, raise your hands.

Everyone who is paying more for medical insurance and getting less, raise your hands.

Tomorrow, when the sun comes up after the moon goes away are you going to believe that the sun made that happen?

Fact is, health insurance premiums, co-pays, and deductibles have been increasing while coverage has been decreasing for many, many years; it's not new since the ACA.

Wait. Are you the PPP who said she had employer-sponsored health insurance? If so, you're not one to talk.

Pre-Ocrap, we didn't see annual increases of 50% and more - even doubling - while deductibles increasing....meaning....wait for it....we are paying much more now AND for much less coverage! Before, I had a reasonable co-pay for specialists, but now it's all out-of-pocket until I reach some godforsaken deductible. I used to pay $40 for labwork, and now it's $250 (the negotiated rate). I never paid $300 for a prescription before, but I do now!

And you know why? Because Obama worked it so the insurance companies would have to cover everybody for everything. There's no way an insurance company can come out ahead doing that without enough healthy people to offset the sick (which we don't have because an onerous penalty would have been ruled unconstitutional), and yet Obama, in his socialist dream state, went ahead with this anyway. So since the insurers couldn't get more money from the low-income, they turned to the middle-income for zooming premiums, Plus, they could make up the costs by also denying coverage until you reach an ever-increasing deductible.

I mean, really....is paying $24,000 a year (for a couple) on top of potentially another $13, 000 is costs counted as "insured"? When they couple is in their 50s and earning less than $80,000 combined?

I agree with the PP who said we need to have short-term gain in order to force Comgress to act, and a good place to start is with the illegal CSRs. They were only allowed to continue because if we stopped popping up this House of Cards, it wold all come crashing down. Let it. Let the poor people go to the ER, just like before Obamacare - and just like they keep doing even with the free insurance.

No, I'm not that PP. Have you ever had cancer or a chronic illness? Are you one of those people who think that you'll always be healthy? Two of my kids get Remicade infusions every 6 weeks. They cost $5-15 thousand or more every time, for each son. If you get cancer or a chronic illness, you'll be begging to pay only $24,000 a year. Honestly, the fact that people like you in this country will tell my kids, that through no fault of their own that they should just be bankrupt their whole lives because they had the misfortune to get a chronic illness (and, no, we have no family history), is indicative of the what a shortsighted and selfish country we live in. Hang a fucking American flag on that.

Y
By paying for your kids, someone else can no longer afford to pay for theirs. Why are yours more important?

Why aren't they?

Because of individual rights in this country. Your rights end where mine begin. Same for your kids. Liberals are so compassionate that they want another child to suffer so theirs can be treated free or cheaply.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Catastrophic policies are now OUTLAWED by Obamacare.

Yes they are, - and that's what insurance really should be for. You don't insure your car for oil changes or new tires, but for the major expenses. But Obama couldn't allow us to buy that catastrophic insurance because he needed more of us in the pool so that lower income would get every little sneeze and cough paid for.

I would much prefer to buy catastrophic care - or what the PP above you called "hospitalization" and what my oarents called "major medical." The problem is the minor things - a quick visit to the doctor for a throat swab - now runs into several hundred dollars, so people need to have coverage for that. IF every minor thing was NOT covered by insurance - for everyone - costs would come down.

In other words, our problem is not that we have too little insurance (as a nation). The problem is we have too MUCH. But if you have some people getting everything covered by insurance at no cost to them (the poor people), there is no price sensitivity for them - and the costs zoom. But then you have the LM people who do have to pay all the zoomed-up costs, and that's where we find ourselves now.

You're clearly clueless about health insurance.

What an insightful response that demonstrates your suoerior knowledge about it. Tyoical lib retort - a meaningless insult.

LOL, do you assume that everyone who knows you're clueless is a liberal?

No, but I assume that everyone who responds to a well-articulated explanation about price sensitivity with a six-word put-down IS a liberal.

Take an Econ course and learn why government-subsidized goods and services go UP in price.

Well, your assumptions are wrong. And, I have graduate-level courses in both econ, insurance, and health care. I'm sorry not to fit your very narrow world-view.

It's very simple, really. When things are free to the end user (because some entity is paying for it), the end user doesn't care about price. Do you think the poor person getting free care in the ER cares that I had to cancel my vacation because MY bill was $3000? Believe me, they don't care who pays for their health care or what sacrifices had to be made on their behalf as long as they get every penny covered. This entitlement attitude that liberals are driving has got to stop.

If car insurance policies covered oil changes, the price of oil changes would quadruple. People with insurance (paid for by someone else) won't care. The people who can't afford the insurance WILL care, as they get stuck with an unaffordable oil change.

You're right, it is simple, but you still can't understand that people are not cars and the insurance to cover people is different than the insurance to cover cars. What you also fail to understand is that the ACA isn't just about what people can get for free. Some people just want to be able to GET coverage and KEEP it without being held hostage to a job or a progressive state.

FTR, IDGAF about your vacation and your "sacrifice."

Without being held hostage to a job? There’s your problem right there. You all want to be free to do what you love to do without repercussions. And it doesn’t matter who you hurt to get it.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Everyone whose employee premium, deductibles and copays have skyrocketed for their employer provided medical coverage, raise your hands.

Everyone who is paying more for medical insurance and getting less, raise your hands.

Tomorrow, when the sun comes up after the moon goes away are you going to believe that the sun made that happen?

Fact is, health insurance premiums, co-pays, and deductibles have been increasing while coverage has been decreasing for many, many years; it's not new since the ACA.

Wait. Are you the PPP who said she had employer-sponsored health insurance? If so, you're not one to talk.

Pre-Ocrap, we didn't see annual increases of 50% and more - even doubling - while deductibles increasing....meaning....wait for it....we are paying much more now AND for much less coverage! Before, I had a reasonable co-pay for specialists, but now it's all out-of-pocket until I reach some godforsaken deductible. I used to pay $40 for labwork, and now it's $250 (the negotiated rate). I never paid $300 for a prescription before, but I do now!

And you know why? Because Obama worked it so the insurance companies would have to cover everybody for everything. There's no way an insurance company can come out ahead doing that without enough healthy people to offset the sick (which we don't have because an onerous penalty would have been ruled unconstitutional), and yet Obama, in his socialist dream state, went ahead with this anyway. So since the insurers couldn't get more money from the low-income, they turned to the middle-income for zooming premiums, Plus, they could make up the costs by also denying coverage until you reach an ever-increasing deductible.

I mean, really....is paying $24,000 a year (for a couple) on top of potentially another $13, 000 is costs counted as "insured"? When they couple is in their 50s and earning less than $80,000 combined?

I agree with the PP who said we need to have short-term gain in order to force Comgress to act, and a good place to start is with the illegal CSRs. They were only allowed to continue because if we stopped popping up this House of Cards, it wold all come crashing down. Let it. Let the poor people go to the ER, just like before Obamacare - and just like they keep doing even with the free insurance.

No, I'm not that PP. Have you ever had cancer or a chronic illness? Are you one of those people who think that you'll always be healthy? Two of my kids get Remicade infusions every 6 weeks. They cost $5-15 thousand or more every time, for each son. If you get cancer or a chronic illness, you'll be begging to pay only $24,000 a year. Honestly, the fact that people like you in this country will tell my kids, that through no fault of their own that they should just be bankrupt their whole lives because they had the misfortune to get a chronic illness (and, no, we have no family history), is indicative of the what a shortsighted and selfish country we live in. Hang a fucking American flag on that.

Y
By paying for your kids, someone else can no longer afford to pay for theirs. Why are yours more important?

Why aren't they?

Because of individual rights in this country. Your rights end where mine begin. Same for your kids. Liberals are so compassionate that they want another child to suffer so theirs can be treated free or cheaply.

Yup. A liberal's idea of "selfish" is if someone doesn't want to deprive their own kid in order to give more to the liberal's kid.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Everyone whose employee premium, deductibles and copays have skyrocketed for their employer provided medical coverage, raise your hands.

Everyone who is paying more for medical insurance and getting less, raise your hands.

Tomorrow, when the sun comes up after the moon goes away are you going to believe that the sun made that happen?

Fact is, health insurance premiums, co-pays, and deductibles have been increasing while coverage has been decreasing for many, many years; it's not new since the ACA.

Wait. Are you the PPP who said she had employer-sponsored health insurance? If so, you're not one to talk.

Pre-Ocrap, we didn't see annual increases of 50% and more - even doubling - while deductibles increasing....meaning....wait for it....we are paying much more now AND for much less coverage! Before, I had a reasonable co-pay for specialists, but now it's all out-of-pocket until I reach some godforsaken deductible. I used to pay $40 for labwork, and now it's $250 (the negotiated rate). I never paid $300 for a prescription before, but I do now!

And you know why? Because Obama worked it so the insurance companies would have to cover everybody for everything. There's no way an insurance company can come out ahead doing that without enough healthy people to offset the sick (which we don't have because an onerous penalty would have been ruled unconstitutional), and yet Obama, in his socialist dream state, went ahead with this anyway. So since the insurers couldn't get more money from the low-income, they turned to the middle-income for zooming premiums, Plus, they could make up the costs by also denying coverage until you reach an ever-increasing deductible.

I mean, really....is paying $24,000 a year (for a couple) on top of potentially another $13, 000 is costs counted as "insured"? When they couple is in their 50s and earning less than $80,000 combined?

I agree with the PP who said we need to have short-term gain in order to force Comgress to act, and a good place to start is with the illegal CSRs. They were only allowed to continue because if we stopped popping up this House of Cards, it wold all come crashing down. Let it. Let the poor people go to the ER, just like before Obamacare - and just like they keep doing even with the free insurance.

No, I'm not that PP. Have you ever had cancer or a chronic illness? Are you one of those people who think that you'll always be healthy? Two of my kids get Remicade infusions every 6 weeks. They cost $5-15 thousand or more every time, for each son. If you get cancer or a chronic illness, you'll be begging to pay only $24,000 a year. Honestly, the fact that people like you in this country will tell my kids, that through no fault of their own that they should just be bankrupt their whole lives because they had the misfortune to get a chronic illness (and, no, we have no family history), is indicative of the what a shortsighted and selfish country we live in. Hang a fucking American flag on that.

Y
By paying for your kids, someone else can no longer afford to pay for theirs. Why are yours more important?

Why aren't they?

Because of individual rights in this country. Your rights end where mine begin. Same for your kids. Liberals are so compassionate that they want another child to suffer so theirs can be treated free or cheaply.

You're assuming that I want my children treated free or cheaply, which is not the case. I want them to be able to GET and KEEP adequate insurance so that they can work and not become disabled. But, I still don't understand why the hypothetical kid who's suffering shouldn't but mine should? Why do you get to decide that?

My kids don't do pity or excuses or expect free care. The oldest is graduating from college early in December and he has a job at a major company in the financial services industry. He's done everything he should be doing to be productive, but people like you are happy for him to be fucked over because he had the misfortune to contract an expensive chronic illness as a child. The youngest is only 14, but I'm quite sure he's shown more courage and compassion in those 14 years than you ever have.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Catastrophic policies are now OUTLAWED by Obamacare.

Yes they are, - and that's what insurance really should be for. You don't insure your car for oil changes or new tires, but for the major expenses. But Obama couldn't allow us to buy that catastrophic insurance because he needed more of us in the pool so that lower income would get every little sneeze and cough paid for.

I would much prefer to buy catastrophic care - or what the PP above you called "hospitalization" and what my oarents called "major medical." The problem is the minor things - a quick visit to the doctor for a throat swab - now runs into several hundred dollars, so people need to have coverage for that. IF every minor thing was NOT covered by insurance - for everyone - costs would come down.

In other words, our problem is not that we have too little insurance (as a nation). The problem is we have too MUCH. But if you have some people getting everything covered by insurance at no cost to them (the poor people), there is no price sensitivity for them - and the costs zoom. But then you have the LM people who do have to pay all the zoomed-up costs, and that's where we find ourselves now.

You're clearly clueless about health insurance.

What an insightful response that demonstrates your suoerior knowledge about it. Tyoical lib retort - a meaningless insult.

LOL, do you assume that everyone who knows you're clueless is a liberal?

No, but I assume that everyone who responds to a well-articulated explanation about price sensitivity with a six-word put-down IS a liberal.

Take an Econ course and learn why government-subsidized goods and services go UP in price.

Well, your assumptions are wrong. And, I have graduate-level courses in both econ, insurance, and health care. I'm sorry not to fit your very narrow world-view.

It's very simple, really. When things are free to the end user (because some entity is paying for it), the end user doesn't care about price. Do you think the poor person getting free care in the ER cares that I had to cancel my vacation because MY bill was $3000? Believe me, they don't care who pays for their health care or what sacrifices had to be made on their behalf as long as they get every penny covered. This entitlement attitude that liberals are driving has got to stop.

If car insurance policies covered oil changes, the price of oil changes would quadruple. People with insurance (paid for by someone else) won't care. The people who can't afford the insurance WILL care, as they get stuck with an unaffordable oil change.

You're right, it is simple, but you still can't understand that people are not cars and the insurance to cover people is different than the insurance to cover cars. What you also fail to understand is that the ACA isn't just about what people can get for free. Some people just want to be able to GET coverage and KEEP it without being held hostage to a job or a progressive state.

FTR, IDGAF about your vacation and your "sacrifice."

Without being held hostage to a job? There’s your problem right there. You all want to be free to do what you love to do without repercussions. And it doesn’t matter who you hurt to get it.

You're such a hypocrite because you want the very same thing for yourself and don't care who gets hurt. In fact, you hate the ACA simply because the system doesn't cater to YOU and you don't care that the health care system pre-ACA hurt a lot of people because it didn't hurt you. So, take your lecture and shove it.
And, no I don't expect for my kids to be able to do what the "love" without repercussions; I want them to be able to get jobs in their fields like other normal people do and not have to stay with a job ONLY because of health insurance. That's not too much to ask and it isn't a "problem".

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Everyone whose employee premium, deductibles and copays have skyrocketed for their employer provided medical coverage, raise your hands.

Everyone who is paying more for medical insurance and getting less, raise your hands.

Tomorrow, when the sun comes up after the moon goes away are you going to believe that the sun made that happen?

Fact is, health insurance premiums, co-pays, and deductibles have been increasing while coverage has been decreasing for many, many years; it's not new since the ACA.

Wait. Are you the PPP who said she had employer-sponsored health insurance? If so, you're not one to talk.

Pre-Ocrap, we didn't see annual increases of 50% and more - even doubling - while deductibles increasing....meaning....wait for it....we are paying much more now AND for much less coverage! Before, I had a reasonable co-pay for specialists, but now it's all out-of-pocket until I reach some godforsaken deductible. I used to pay $40 for labwork, and now it's $250 (the negotiated rate). I never paid $300 for a prescription before, but I do now!

And you know why? Because Obama worked it so the insurance companies would have to cover everybody for everything. There's no way an insurance company can come out ahead doing that without enough healthy people to offset the sick (which we don't have because an onerous penalty would have been ruled unconstitutional), and yet Obama, in his socialist dream state, went ahead with this anyway. So since the insurers couldn't get more money from the low-income, they turned to the middle-income for zooming premiums, Plus, they could make up the costs by also denying coverage until you reach an ever-increasing deductible.

I mean, really....is paying $24,000 a year (for a couple) on top of potentially another $13, 000 is costs counted as "insured"? When they couple is in their 50s and earning less than $80,000 combined?

I agree with the PP who said we need to have short-term gain in order to force Comgress to act, and a good place to start is with the illegal CSRs. They were only allowed to continue because if we stopped popping up this House of Cards, it wold all come crashing down. Let it. Let the poor people go to the ER, just like before Obamacare - and just like they keep doing even with the free insurance.

No, I'm not that PP. Have you ever had cancer or a chronic illness? Are you one of those people who think that you'll always be healthy? Two of my kids get Remicade infusions every 6 weeks. They cost $5-15 thousand or more every time, for each son. If you get cancer or a chronic illness, you'll be begging to pay only $24,000 a year. Honestly, the fact that people like you in this country will tell my kids, that through no fault of their own that they should just be bankrupt their whole lives because they had the misfortune to get a chronic illness (and, no, we have no family history), is indicative of the what a shortsighted and selfish country we live in. Hang a fucking American flag on that.

Y
By paying for your kids, someone else can no longer afford to pay for theirs. Why are yours more important?

Why aren't they?

Because of individual rights in this country. Your rights end where mine begin. Same for your kids. Liberals are so compassionate that they want another child to suffer so theirs can be treated free or cheaply.

Yup. A liberal's idea of "selfish" is if someone doesn't want to deprive their own kid in order to give more to the liberal's kid.

More assuming that I'm liberal, lol.

[Anonymous]

Anonymous wrote:Trump just declared Obamacare as "done" - so, will be interesting to see what Trumpcare looks like.

It will look like ACA, but at least Obamacare is gone. /s