These types of discussion are always frustrating because people on here always look at these issues with a 30,000 foot view.
I personally know one family where the mother has cancer. Her insurance plan handles the majority of her treatments but she still comes out of pocket for about $100 bucks for the meds she needs daily - that is $700 a week - so you know her plan is covering quite a bit. She and her family is scared as hell that these changes will cap her out or send her family into bankruptcy. She has even wondered aloud whether her death is her family's best option. |
Not sure why you are getting worked up? I know what the ACA and I know that doctors have been bitching about insurance overhead long before the ACA. Doctors are pampered babies who don't want to deal with insurance, period! Regardless of ACA. |
It's been a lifesaver for people with serious illnesses and no healthcare coverage. It has literally saved many, many lives. You may think that's a disaster because your premiums are higher, but lives are being saved by ACA. Why not push to fix Obama care and bring your premiums down instead of ditching the entire thing and letting the critically ill fend for themselves and die? You can have both, lower premiums and universal health care coverage. It only requires political will. And the willingness to negotiate drug prices with Big Pharma. |
It is! Cancer is a gateway for bankruptcy. Depending on my kids ages, I would just opt for death. My sister has declared bankruptcy twice from medical expenses (cancer and then a hospital related infection that almost killed her). |
ACA - Affordable Care Act
A total misnomer. It is not affordable at all. I can give you plenty of anecdotal example of middle to lower middle class families that cannot afford health care insurance any longer. Anything that can help these people to maintain coverage is ok by me. Otherwise, some of these families will be dropping health care coverage altogether. |
Umm no. Our insurance provider, United, pulled out of the VA exchanges this year. Our rates dropped 12%. |
As a physician, I support the ACA and continued healthcare reform aka improvements to the ACA. For the patient population that I treat it's been a godsend. |
My friend had a huge drop in her healthcare costs when she bought through the ACA. She also got her double mastectomy covered and isn't going to file bankruptcy but she is in MD, a State that did ACA properly. |
You must be in a Republican state that fought rollout. |
Obama wrote into the law no negotiating drug prices with Big Pharma. Remember the WH meeting where big Pharma came out with smiles and changed to supporters? Big Pharma is a big time supporter of ACA, |
So with this act, insurance companies can sell 'lite' plans that won't have any mandates. That means a healthy person who gets sick may not be covered for their malady. Guess who will pick up the slack?
The American taxpayer. Brilliant. |
The government doesn’t buy drugs under the ACA. Drugs are covered under the insurance policies provided by insurance companies. So how could Obama have done what you say? If you are referring to Medicare, there is such a prohibition, but it has nothing to do with Obama or the ACA. |
Trump said he would negotiate drug prices with big pharma. He met with them briefly, and you know what he did? He said he was going to lower their taxes and de-regulate, and NOT negotiate drug prices. Two big pros for them and a huge FU to consumers. Great negotiating skills!!!! http://www.chicagotribune.com/business/ct-trump-drug-costs-20170202-story.html |
+1 It's been great for my family. We can finally become self employed and get insurance. And it was a life saver for that R small business owner in AZ who thanked Obama from the bottom of his heart. |
Going forward, it's TrumpCare.
If it isn't covered and you thought it was, that's on Trump. If it is more expensive, then it's on Trump. If you have caps, its on Trump. If pre-existing isn't covered, it's on Trump. |