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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Catastrophic policies are now OUTLAWED by Obamacare.[/quote]
Yes they are, - and that's what insurance really should be for. You don't insure your car for oil changes or new tires, but for the major expenses. But Obama couldn't allow us to buy that catastrophic insurance  because he needed more of us in the pool so that lower income would get every little sneeze and cough paid for.

I would much prefer to buy catastrophic care - or what the PP above you called "hospitalization" and what my oarents called "major medical." The problem is the minor things - a quick visit to the doctor for a throat swab - now runs into several hundred dollars, so people need to have coverage for that. IF every minor thing was NOT covered by insurance - for everyone - costs would come down.

In other words, our problem is not that we have too little insurance (as a nation). The problem is we have too MUCH. But if you have some people getting everything covered by insurance at no cost to them (the poor people), there is no price sensitivity for them - and the costs zoom. But then you have the LM people who do have to pay all the zoomed-up costs, and that's where we find ourselves now.
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You're clearly clueless about health insurance.[/quote]
What an insightful response that demonstrates your suoerior knowledge about it. Tyoical lib retort - a meaningless insult.[/quote]

LOL, do you assume that everyone who knows you're clueless is a liberal?[/quote]
No, but I assume that everyone who responds to a well-articulated explanation about price sensitivity with a six-word put-down IS a liberal.

Take an Econ course and learn why government-subsidized goods and services go UP in price. [/quote]

Well, your assumptions are wrong.  And, I have graduate-level courses in both econ, insurance, and health care.  I'm sorry not to fit your very narrow world-view.  [/quote]
It's very simple, really. When things are free to the end user (because some entity is paying for it), the end user doesn't care about price. Do you think the poor person getting free care in the ER cares that I had to cancel my vacation because MY bill was $3000? Believe me, they don't care who pays for their health care or what sacrifices had to be made on their behalf as long as they get every penny covered. This entitlement attitude that liberals are driving has got to stop.

If car insurance policies covered oil changes, the price of oil changes would quadruple. People with insurance (paid for by someone else) won't care. The people who can't afford the insurance WILL care, as they get stuck with an unaffordable oil change.[/quote]

You're right, it is simple, but you still can't understand that people are not cars and the insurance to cover people is different than the insurance to cover cars.  What you also fail to understand is that the ACA isn't just about what people can get for free.  Some people just want to be able to GET coverage and KEEP it without being held hostage to a job or a progressive state.

FTR, IDGAF about your vacation and your "sacrifice."[/quote]

Without being held hostage to a job?  There’s your problem right there. You all want to be free to do what you love to do without repercussions. And it doesn’t matter who you hurt to get it.

[/quote]

You're such a hypocrite because you want the very same thing for yourself and don't care who gets hurt.  In fact, you hate the ACA simply because the system doesn't cater to YOU and you don't care that the health care system pre-ACA hurt a lot of people because it didn't hurt you.  So, take your lecture and shove it. 
 And, no I don't expect for my kids to be able to do what the "love" without repercussions; I want them to be able to get jobs in their fields like other normal people do and not have to stay with a job ONLY because of health insurance.  That's not too much to ask and it isn't a "problem".  [/quote]

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