Move TSP to G for a bit?

Anonymous
Anonymous wrote:It’s going to crash on Monday


I always like a good bargain.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:I still think Friday’s job report will suck and I am just not comfortable overall that we haven’t beat our word and the sustained downturn is still on for the foreseeable future. Yep. I’m a skeptical bear. I’m gonna sit on my azz in the G fund (which hasn’t lost any value in the last month) and just keep fence sitting until I feel comfortable about jumping in and that we won’t see more massive dumps coming or a big recession. Granted I am still having my contributions go to C and I fund, but my actual cash load is sitting in G fund waiting until I feel comfortable about buying a sht ton more of C or I fund stocks at a bigger discount. I have a feeling retail is exuberant to buy right now but the market makers always know better. So yeah talk all the sht you want about my market timing. I dgaf. It’s paid off so far. I think we are headed for bad economic times because of tariffs, jobs, all this world tumult and so forth and if you want to keep buying now.


Wrong again.


And you believe the numbers? Let’s talk in a month when they are revised down like usual.


Might be true, but you are definitely falling into a trap that I've seen many do the same. Permabears always saying how everything is rigged back to the 2008 crisis. Well if it's rigged, might as well be on the side that it's rigged for.



I’d say I’m avoiding a trap by keeping my funds in G right now. I’m sticking with my prediction that we have hit no where near bottom. Read the news. Everything is seemingly fked. I don’t give two shts about some puffed up jobs report. I am exceedingly bearish and nervous about the path we are on. So you go ahead and buy more C. I am keeping my money in G for longer. It’s almost sick to talk about investing at a time like this. It’s perverse. I really want America and its stock market to do well. I want to see world peace. I am fking flabbergasted at everything I am seeing.
Anonymous
Didn’t read whole thread, but I put about 30% into G when Trump started his madness back in 2035. Only regret is that I didn’t put more there. I truly think he is hellbent on ruining this country. He knows he is hated and this is his middle finger to us.
Anonymous
Anonymous wrote:Didn’t read whole thread, but I put about 30% into G when Trump started his madness back in 2035. Only regret is that I didn’t put more there. I truly think he is hellbent on ruining this country. He knows he is hated and this is his middle finger to us.


What a bad decision. Hopefully you are near retirement, otherwise that is likely a very costly mistake.
Anonymous
Anonymous wrote:
Anonymous wrote:Didn’t read whole thread, but I put about 30% into G when Trump started his madness back in 2035. Only regret is that I didn’t put more there. I truly think he is hellbent on ruining this country. He knows he is hated and this is his middle finger to us.


What a bad decision. Hopefully you are near retirement, otherwise that is likely a very costly mistake.


Preserving capital until there is more clarity on world events is never a mistake.
Anonymous
Anonymous wrote:
Anonymous wrote:Didn’t read whole thread, but I put about 30% into G when Trump started his madness back in 2035. Only regret is that I didn’t put more there. I truly think he is hellbent on ruining this country. He knows he is hated and this is his middle finger to us.


What a bad decision. Hopefully you are near retirement, otherwise that is likely a very costly mistake.


PP, here. Not really too worried about it. Yes, since January 2025, I have missed some gains, but I don’t trust this President and think preserving some cash and getting some diversity is a good thing. Trump is making the world less and less stable, while bankrupting the country more every day. I guess fiscal discipline only matters when a Democrat is in the White House? As for diversity, between TSP, IRAs and brokerage, I was too heavy in stocks.
Anonymous
Anonymous wrote:
Anonymous wrote:Didn’t read whole thread, but I put about 30% into G when Trump started his madness back in 2035. Only regret is that I didn’t put more there. I truly think he is hellbent on ruining this country. He knows he is hated and this is his middle finger to us.


What a bad decision. Hopefully you are near retirement, otherwise that is likely a very costly mistake.


Clown comment. Being in G is the only smart move right now.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Didn’t read whole thread, but I put about 30% into G when Trump started his madness back in 2035. Only regret is that I didn’t put more there. I truly think he is hellbent on ruining this country. He knows he is hated and this is his middle finger to us.


What a bad decision. Hopefully you are near retirement, otherwise that is likely a very costly mistake.


Preserving capital until there is more clarity on world events is never a mistake.



This is market timing. Of course it is a mistake.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Didn’t read whole thread, but I put about 30% into G when Trump started his madness back in 2035. Only regret is that I didn’t put more there. I truly think he is hellbent on ruining this country. He knows he is hated and this is his middle finger to us.


What a bad decision. Hopefully you are near retirement, otherwise that is likely a very costly mistake.


Preserving capital until there is more clarity on world events is never a mistake.



This is market timing. Of course it is a mistake.


What you call market timing, I call reducing risk. I don't care to go down with the ship 20, 30, 50%. I can easily get back in once things resolve.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Didn’t read whole thread, but I put about 30% into G when Trump started his madness back in 2035. Only regret is that I didn’t put more there. I truly think he is hellbent on ruining this country. He knows he is hated and this is his middle finger to us.


What a bad decision. Hopefully you are near retirement, otherwise that is likely a very costly mistake.


Preserving capital until there is more clarity on world events is never a mistake.



This is market timing. Of course it is a mistake.


What you call market timing, I call reducing risk. I don't care to go down with the ship 20, 30, 50%. I can easily get back in once things resolve.


It’s just as likely or more likely to go up 20, 30, 50 percent in the next year. Point is you don’t know. You can’t time it.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Didn’t read whole thread, but I put about 30% into G when Trump started his madness back in 2035. Only regret is that I didn’t put more there. I truly think he is hellbent on ruining this country. He knows he is hated and this is his middle finger to us.


What a bad decision. Hopefully you are near retirement, otherwise that is likely a very costly mistake.


Preserving capital until there is more clarity on world events is never a mistake.



This is market timing. Of course it is a mistake.


What you call market timing, I call reducing risk. I don't care to go down with the ship 20, 30, 50%. I can easily get back in once things resolve.


It’s just as likely or more likely to go up 20, 30, 50 percent in the next year. Point is you don’t know. You can’t time it.


Time in market > timing the market. They'll get the lesson when they're hesitant to jump back in and miss plenty of gains. Or they'll time this perfectly and get an inflated sense of importance and completely miss the next big move when they mistime it.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Didn’t read whole thread, but I put about 30% into G when Trump started his madness back in 2035. Only regret is that I didn’t put more there. I truly think he is hellbent on ruining this country. He knows he is hated and this is his middle finger to us.


What a bad decision. Hopefully you are near retirement, otherwise that is likely a very costly mistake.


Preserving capital until there is more clarity on world events is never a mistake.



This is market timing. Of course it is a mistake.


What you call market timing, I call reducing risk. I don't care to go down with the ship 20, 30, 50%. I can easily get back in once things resolve.


It’s just as likely or more likely to go up 20, 30, 50 percent in the next year. Point is you don’t know. You can’t time it.


Time in market > timing the market. They'll get the lesson when they're hesitant to jump back in and miss plenty of gains. Or they'll time this perfectly and get an inflated sense of importance and completely miss the next big move when they mistime it.


You don't even understand what you own. You have been spoiled from the fantastic run since 2008. These type of returns are atypical and I do not believe they can continue indefinitely. There have been periods of time where stocks went nowhere for 10+ years. The last one was the early 2000's. I believe we are entering another one of these phases. Why on earth would I put my money in something that I believe is overvalued? It's not "timing the market". It's common sense. There will be a better time and place to invest my money.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Didn’t read whole thread, but I put about 30% into G when Trump started his madness back in 2035. Only regret is that I didn’t put more there. I truly think he is hellbent on ruining this country. He knows he is hated and this is his middle finger to us.


What a bad decision. Hopefully you are near retirement, otherwise that is likely a very costly mistake.


Preserving capital until there is more clarity on world events is never a mistake.



This is market timing. Of course it is a mistake.


What you call market timing, I call reducing risk. I don't care to go down with the ship 20, 30, 50%. I can easily get back in once things resolve.


It’s just as likely or more likely to go up 20, 30, 50 percent in the next year. Point is you don’t know. You can’t time it.


Time in market > timing the market. They'll get the lesson when they're hesitant to jump back in and miss plenty of gains. Or they'll time this perfectly and get an inflated sense of importance and completely miss the next big move when they mistime it.


You don't even understand what you own. You have been spoiled from the fantastic run since 2008. These type of returns are atypical and I do not believe they can continue indefinitely. There have been periods of time where stocks went nowhere for 10+ years. The last one was the early 2000's. I believe we are entering another one of these phases. Why on earth would I put my money in something that I believe is overvalued? It's not "timing the market". It's common sense. There will be a better time and place to invest my money.


You don’t know anything and neither do I. It’s why I don’t time the market - I dollar cost average into the market to take advantage down periods. You’re strategy is not smart because you dont know when that better time and place will be. My strategy doesn’t require a “better time and place.”
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:Didn’t read whole thread, but I put about 30% into G when Trump started his madness back in 2035. Only regret is that I didn’t put more there. I truly think he is hellbent on ruining this country. He knows he is hated and this is his middle finger to us.


What a bad decision. Hopefully you are near retirement, otherwise that is likely a very costly mistake.


Preserving capital until there is more clarity on world events is never a mistake.



This is market timing. Of course it is a mistake.


What you call market timing, I call reducing risk. I don't care to go down with the ship 20, 30, 50%. I can easily get back in once things resolve.


It’s just as likely or more likely to go up 20, 30, 50 percent in the next year. Point is you don’t know. You can’t time it.


Time in market > timing the market. They'll get the lesson when they're hesitant to jump back in and miss plenty of gains. Or they'll time this perfectly and get an inflated sense of importance and completely miss the next big move when they mistime it.


You don't even understand what you own. You have been spoiled from the fantastic run since 2008. These type of returns are atypical and I do not believe they can continue indefinitely. There have been periods of time where stocks went nowhere for 10+ years. The last one was the early 2000's. I believe we are entering another one of these phases. Why on earth would I put my money in something that I believe is overvalued? It's not "timing the market". It's common sense. There will be a better time and place to invest my money.


You don’t know anything and neither do I. It’s why I don’t time the market - I dollar cost average into the market to take advantage down periods. You’re strategy is not smart because you dont know when that better time and place will be. My strategy doesn’t require a “better time and place.”



In the long, long run you will probably be okay and you will be up.

But right now being in G or in bonds or SGOV or similar and not in equities is probably the smarter play. We’ve had a few big red days and are in correction territory. I think we have further down to go. The decisions being made right now are fking idiotic. I’m gonna stay on the sidelines for a few weeks or longer. “Oh well” if the market magically shoots up. It won’t, but oh well. We are due for a massive correction after this decade run.
Anonymous
I tuned out of this thread for a while because I thought our resident market timer was trolling.

I got weak and checked.

Bud, you’re like a broken clock that’s right twice a day. You’re convinced you’re correct but you’re not. You will lose out in the long run if you continue to try and time the market.
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