| I’m staying put. Happy to buy at lower prices and not into selling my C fund at the moment. |
It’s not “selling”. You can literally just exchange funds to G for however long you want and stay put without the risk of losing principle like with C. G doesn’t go down. Then shift it back to C later a you’ll get more shares cheaper. Even though I fund is actually where gains will be made for a while. C was on a downward trend anyway. My move will be to wait for more downward pressure and move from G to 80%I, 10% S and C 10%. It’s already working and you cucks saying it’s crazy are annoyingly wrong and short sighted. |
You have to sell the C to buy the G. This is how an exchange works. You should not be contemplating any “moves” without understanding this. |
I’m pretty sure that “exchange” is you selling C at a low and buying G. |
| G fund. I fking told you so. |
Just keep making short-view moves, you kind soul. Let's check-in after 10 years, and then 20, which is my retirement horizon. We don't really have to, because I know where you'll be. You aren't the first, you won't be the last. |
Nope. Drops are fine. I’m buying more for less. |
| I went to 100% G fund in 2008 and thought I was a genius- and then was a little late getting back in 2010, and wound up missing a big chunk of the recovery. Very hard to time the market. |
No one can time the market. You might get lucky once or twice and good for you if you do. Holding steady consistently outperforms attempts at timing. |
| Panic selling is a common mistake. Way to lock in your losses. |
| Op here. Read that article on “superforecasters”. I’m not that good, but it didn’t take a genius to see market drops this week. I may move back to 90% I and 10% C soon. Who knows. I’m thinking we have a lot more market slide ahead of us but that’s me. I will always want to have my tsp on equities if I can help it, but not this week and mostly likely month or longer. When oil is prob going to $150 soon you tell me what the right move is. Yeah yeah I get it I could just leave it in I fund, but if you can see where the market has a long way to slide you can take proactive moves like I did. |
Hey dork, I sold before the massive drop in the past. I’m now in G and up. You are prob down. |
Some people can only think in 5-minute increments. |
Selling at these levels is hardly panic selling. It's very obvious things are not looking good. The much harder part is discerning the true bottom versus a dead cat bounce when debating when to get back in. |
Whatever you say. I’m feeling good about staying out of the fray in the G fund for a weeks or longer. You can keep your money tied up in quantum or whatever stocks you’re in while oil is $200 a barrel. |