Move TSP to G for a bit?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OMG I've never seen anyone overestimate their own abilities like this in my entire life.

It wasn’t rocket science. I saw a period of immense tumult on the horizon and clicked “exchange fund” and the gambit paid off. I have preserved thousands in capital. All I have to do is click exchange again and I’m back in equities.

Except that wouldn’t make sense because looking at this from a macro perspective we are not going to rally. The jobs report comes out tomorrow, if even remotely accurate it won’t be great, gas is at $111 a barrel and rising without a clear solution in sight, and even then with 20% of capacity apparently having been diminished, inflation is persistent and I’m sure you’ve felt the pressure at the store and the pump.

So what makes you think I’m wrong or overestimating my abilities?

The entire point is that I see the market slipping more days than rising and I have been right. If you read the news about international events right now is a great time to be in G fund where capital does not erode.

I’m guessing I’ll switch into possible 80% I and 20% C in the next few weeks, but not this week. I honestly saved myself like a 17% loss in value by doing what I did with the move, so it wasn’t overestimating myself. It was lucky, but it was also based on a reasonable person’s assumptions based on news of how there are difficult economic headwinds. Anyway, you do you.

How did you save yourself a 17% loss?

I’m already back in the green. I haven’t lost anything.

Exactly, and more importantly I don't give a crap about what my portfolio does over a couple week timeframe (could probably extend that out to years? maybe). The OP is putting on a masterclass of what NOT to do with long term retirement accounts so I guess it's good for other people to learn from?

[Anonymous]

Leave everything in C and don’t look at it until you retire.

[Anonymous]

Anonymous wrote:

Anonymous wrote:OMG I've never seen anyone overestimate their own abilities like this in my entire life.

It wasn’t rocket science. I saw a period of immense tumult on the horizon and clicked “exchange fund” and the gambit paid off. I have preserved thousands in capital. All I have to do is click exchange again and I’m back in equities.

Except that wouldn’t make sense because looking at this from a macro perspective we are not going to rally. The jobs report comes out tomorrow, if even remotely accurate it won’t be great, gas is at $111 a barrel and rising without a clear solution in sight, and even then with 20% of capacity apparently having been diminished, inflation is persistent and I’m sure you’ve felt the pressure at the store and the pump.

So what makes you think I’m wrong or overestimating my abilities?

The entire point is that I see the market slipping more days than rising and I have been right. If you read the news about international events right now is a great time to be in G fund where capital does not erode.

I’m guessing I’ll switch into possible 80% I and 20% C in the next few weeks, but not this week. I honestly saved myself like a 17% loss in value by doing what I did with the move, so it wasn’t overestimating myself. It was lucky, but it was also based on a reasonable person’s assumptions based on news of how there are difficult economic headwinds. Anyway, you do you.

Earlier in this thread you said you were waiting until the market dropped another 20% before buying back in. Now you say you are buying back in in the next few weeks. We’re down like 5%. You have an incoherent approach, clearly.

[Anonymous]

Anonymous wrote:Op here. I am so fking glad I stayed in G. Market is going to drill tomorrow and I will be safely ensconced in the G fund. I may actually move some funds into I when it’s down like 500 points or whatever tomorrow. Either way, couldn’t you people tell we are on a downward trend? Can’t you understand how market drops work? I will be able to buy so many more shares of cheap stocks now than you folks who just stayed in C or whatever.

This was wrong.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Op here. I am so fking glad I stayed in G. Market is going to drill tomorrow and I will be safely ensconced in the G fund. I may actually move some funds into I when it’s down like 500 points or whatever tomorrow. Either way, couldn’t you people tell we are on a downward trend? Can’t you understand how market drops work? I will be able to buy so many more shares of cheap stocks now than you folks who just stayed in C or whatever.

This was wrong.

DP: you are correct. Market was mostly flat yesterday.

That said, with Trump and Hegseth going on a firing spree it very much looks like we are invading within the next week or two. That’s when equity markets will really start feeling the pain.

I am taking some gains off the table and putting into G. The path to escalation is now clear.

[Anonymous]

Anonymous wrote:I still think Friday’s job report will suck and I am just not comfortable overall that we haven’t beat our word and the sustained downturn is still on for the foreseeable future. Yep. I’m a skeptical bear. I’m gonna sit on my azz in the G fund (which hasn’t lost any value in the last month) and just keep fence sitting until I feel comfortable about jumping in and that we won’t see more massive dumps coming or a big recession. Granted I am still having my contributions go to C and I fund, but my actual cash load is sitting in G fund waiting until I feel comfortable about buying a sht ton more of C or I fund stocks at a bigger discount. I have a feeling retail is exuberant to buy right now but the market makers always know better. So yeah talk all the sht you want about my market timing. I dgaf. It’s paid off so far. I think we are headed for bad economic times because of tariffs, jobs, all this world tumult and so forth and if you want to keep buying now.

Wrong again.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I still think Friday’s job report will suck and I am just not comfortable overall that we haven’t beat our word and the sustained downturn is still on for the foreseeable future. Yep. I’m a skeptical bear. I’m gonna sit on my azz in the G fund (which hasn’t lost any value in the last month) and just keep fence sitting until I feel comfortable about jumping in and that we won’t see more massive dumps coming or a big recession. Granted I am still having my contributions go to C and I fund, but my actual cash load is sitting in G fund waiting until I feel comfortable about buying a sht ton more of C or I fund stocks at a bigger discount. I have a feeling retail is exuberant to buy right now but the market makers always know better. So yeah talk all the sht you want about my market timing. I dgaf. It’s paid off so far. I think we are headed for bad economic times because of tariffs, jobs, all this world tumult and so forth and if you want to keep buying now.

Wrong again.

And you believe the numbers? Let’s talk in a month when they are revised down like usual.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I still think Friday’s job report will suck and I am just not comfortable overall that we haven’t beat our word and the sustained downturn is still on for the foreseeable future. Yep. I’m a skeptical bear. I’m gonna sit on my azz in the G fund (which hasn’t lost any value in the last month) and just keep fence sitting until I feel comfortable about jumping in and that we won’t see more massive dumps coming or a big recession. Granted I am still having my contributions go to C and I fund, but my actual cash load is sitting in G fund waiting until I feel comfortable about buying a sht ton more of C or I fund stocks at a bigger discount. I have a feeling retail is exuberant to buy right now but the market makers always know better. So yeah talk all the sht you want about my market timing. I dgaf. It’s paid off so far. I think we are headed for bad economic times because of tariffs, jobs, all this world tumult and so forth and if you want to keep buying now.

Wrong again.

And you believe the numbers? Let’s talk in a month when they are revised down like usual.

Might be true, but you are definitely falling into a trap that I've seen many do the same. Permabears always saying how everything is rigged back to the 2008 crisis. Well if it's rigged, might as well be on the side that it's rigged for.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Op here. I am so fking glad I stayed in G. Market is going to drill tomorrow and I will be safely ensconced in the G fund. I may actually move some funds into I when it’s down like 500 points or whatever tomorrow. Either way, couldn’t you people tell we are on a downward trend? Can’t you understand how market drops work? I will be able to buy so many more shares of cheap stocks now than you folks who just stayed in C or whatever.

This was wrong.

Since his dumbass analysis will be as successful as someone who is guessing, I'm sure he'll be back to brag when he is eventually "right."

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Op here. I am so fking glad I stayed in G. Market is going to drill tomorrow and I will be safely ensconced in the G fund. I may actually move some funds into I when it’s down like 500 points or whatever tomorrow. Either way, couldn’t you people tell we are on a downward trend? Can’t you understand how market drops work? I will be able to buy so many more shares of cheap stocks now than you folks who just stayed in C or whatever.

This was wrong.

DP: you are correct. Market was mostly flat yesterday.

That said, with Trump and Hegseth going on a firing spree it very much looks like we are invading within the next week or two. That’s when equity markets will really start feeling the pain.

I am taking some gains off the table and putting into G. The path to escalation is now clear.

I was 58% I, 40% C, 2% G

Reallocated to 60% G, 20% I, 20% C.

Risk signs are flashing red for me to preserve capital. The downed pilots and firing of all the senior generals mean we are starting the land war very shortly.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Op here. I am so fking glad I stayed in G. Market is going to drill tomorrow and I will be safely ensconced in the G fund. I may actually move some funds into I when it’s down like 500 points or whatever tomorrow. Either way, couldn’t you people tell we are on a downward trend? Can’t you understand how market drops work? I will be able to buy so many more shares of cheap stocks now than you folks who just stayed in C or whatever.

This was wrong.

DP: you are correct. Market was mostly flat yesterday.

That said, with Trump and Hegseth going on a firing spree it very much looks like we are invading within the next week or two. That’s when equity markets will really start feeling the pain.

I am taking some gains off the table and putting into G. The path to escalation is now clear.

I was 58% I, 40% C, 2% G

Reallocated to 60% G, 20% I, 20% C.

Risk signs are flashing red for me to preserve capital. The downed pilots and firing of all the senior generals mean we are starting the land war very shortly.

War doesn't necessarily mean bad news for equities as your 90s republicans would love to proclaim.

[Anonymous]

[Anonymous]

Anonymous wrote:

That's some impressive speed with the comment TY! haha

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I still think Friday’s job report will suck and I am just not comfortable overall that we haven’t beat our word and the sustained downturn is still on for the foreseeable future. Yep. I’m a skeptical bear. I’m gonna sit on my azz in the G fund (which hasn’t lost any value in the last month) and just keep fence sitting until I feel comfortable about jumping in and that we won’t see more massive dumps coming or a big recession. Granted I am still having my contributions go to C and I fund, but my actual cash load is sitting in G fund waiting until I feel comfortable about buying a sht ton more of C or I fund stocks at a bigger discount. I have a feeling retail is exuberant to buy right now but the market makers always know better. So yeah talk all the sht you want about my market timing. I dgaf. It’s paid off so far. I think we are headed for bad economic times because of tariffs, jobs, all this world tumult and so forth and if you want to keep buying now.

Wrong again.

And you believe the numbers? Let’s talk in a month when they are revised down like usual.

The point is it doesn’t matter. These short term happenings that are impacting your retirement portfolio allocations are meaningless over the long term and you have no idea how to time individual events. You’re completely blinded by emotions/political rage. And I’m not saying your rage is wrong, it’s just completely making you freak out and make bad decisions as it relates to finances.

[Anonymous]

It’s going to crash on Monday