Did you do it? |
OP hold on until Thursday OP, it will be down 4 or 5%. |
Haha. |
| Did it. 77% I and 13 % C . Watch the market tank now that I’m back in. Any sort of rational explanation for why the market is up is out the window. Inflation IS bad. Oil is rising with no clear end in sight. Tariff impacts. Costs for energy and food still super high and won’t come back down because corporations know they can charge these prices now. I really believe the only reason the market is rising is because people feel the have nowhere else to put their money. But fk it. I like gains, so I’m just letting it ride. |
77+13=90 |
| I really just wanna know if OP knows that TSP trades must be submitted by noon Eastern time to be effective for the day’s closing price. A lot can happen in those last four trading hours, making an attempt at “trading” pretty much guesswork i.e. gambling. |
checking... nope, still up 3.3% from mar 1. |
| Op here. Look I guess I learned my lesson. I am fully back into C and I fund. I’m also 25% in the window in like FSELX and some gold funds. Il just wanna make money like all of you all. Who knows what the future will bring. I’m guessing we’ll have a crash at some point . Be it private credit or inflation or what have you. Honestly I’m pretty drunk right now. But look the point is…you gotta be invested, right? Anyway, namaste. Life is short. I wish you all well. |
Good luck - and you did the right thing getting back in. |
| I bet they didn't get back in. I'm not sure they even sold. I think this is a great thread for people to read trying to time the market with your retirement account. It could go down 5% tomorrow or just continue to melt up. The point is you are not "smarter" than the market especially as something just on the side. |
Come to gloat have we? Op here and I’m back! My little market timing experiment did NOT play out how I wanted, but what are ya gonna do. I’m now 77% I and 23% C fund and not even sure that’s a great allocation, but I’ll let it rise for a month or two before another IFT. Also, in FSELX and VITAX in the tsp mfw. I’m gonna let those ride for years. I know semiconductors and tech are at all time high but I think it is the future so…whatever. I’ve got a bunch of FGPMX in there too. Thats a gold fund. My prediction is that warsh is confirmed. And we somehow redefine inflation, but at the same time inflation is secretly actually quite high and rising. Anyway, I’m hoping gold goes back up and hits new highs and at the same time tech falls so I can trade the gold for a lot more FSELX and VITAX. Either way, I doubt I will market time the core funds again. Moving to G when you try to predict that a market shock (like a tariffs or an oil crisis) or will tank the market, and therefore rushing to the safety of G is smart, so you can later get back in to C or I, is a fools errand. It’s more accurate that you might not be able to double guess. You might get the exit right, but not the reentry. I still think we are fked with tariffs, debt, employment and yada yada, but we will see what happens. The market can remain irrational longer than… |
OP now bullish on tech and gold. The near-term top is close. |
| Still extremely convinced op is 22 years old so who cares what the hell they're doing for "retirement". Good to learn that lesson now though. |
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not OP, but doing one of my periodic looks at finances. I've finally crossed $1mil in retirement funds, at the grand old age of 51.
3/4 of that in the TSP, after 11 years in. of course, I'm still gonna have to work for another 11 years or so... |