Mother Expects me to pay for my younger sister's college education

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Annualized, that's $621/month, so I think you could afford it, but where in this calculation is her getting a job or applying to more schools where she has a chance of getting merit aid? Also, you should have your mom contribute at least 1/5 of the cost. Why doesn't she have a job?

My mom is uneducated and does not work.

Can she clean houses?

Or work fast food? Nanny? Garden?

[Anonymous]

Anonymous wrote:

Anonymous wrote:Annualized, that's $621/month, so I think you could afford it, but where in this calculation is her getting a job or applying to more schools where she has a chance of getting merit aid? Also, you should have your mom contribute at least 1/5 of the cost. Why doesn't she have a job?

My mom is uneducated and does not work.

This doesn’t compute. Uneducated people have jobs!! Only 1/4 of Americans have degrees.

[Anonymous]

Anonymous wrote:Here is my suggestion.

One more year at CC, enough to keep her visa.

Next fall she applies to college for fall 2027 in search of merit aid at tier two private colleges, where she is overqualified, they need students with her stats or at other state universities where they provide access to on state tuition to highly qualified students.

Read The Price you Pay for College. And this website is a great list of colleges that are “buyers” for good students.

https://jeffselingo.com/which-colleges-are-really-buyers-and-which-are-sellers

Some of these may have openings this fall for strong students, it is worth looking into.

+1. OP I think it's commendable what you and your siblings are doing to help your sister, but it doesn't mean she should just get a blank check to go wherever she wants. You all need to explore other options that may be more affordable.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:OP here. I am not married. Rich sister is married to a rich guy and lives in a house with a spare room where my college aged sister has been living to attend NOVA for the past two years.

My mother has no money as Rich sister, myself and my two other siblings who live abroad support her. My mother wants me to either co-sign for a student loan for my college sister or contribute 10k per adult sibling to help youngest sister finish college in America.

I don't want to co-sign a loan for 100k at least as I am single and need my credit and do not want to take on that huge risk.

I have 25k in emergency savings in addition to maybe 450k in my 401K. That's it.

Rich sister says its her husband's money and not hers and her priroity is her actual children and she already is having college sister live with her and now is ready to focus on her own family.

So tell your mom that you aren't able to do it. What is she going to do?

She will probably disown her.

She can't really disown her. She's completely dependent on her to live.

[Anonymous]

Unpopular answer. Save yourself. Day you cannot afford
You don't make a lot of money.
If they disown you well, you get a life.

[Anonymous]

Anonymous wrote:Unpopular answer. Save yourself. Day you cannot afford
You don't make a lot of money.
If they disown you well, you get a life.

and... you stop the cycle of familial obligation.

[Anonymous]

Anonymous wrote:My family lives abroad and my father passed away 2 years ago. He never had a financial plan to send my youngest sister to college and as such she was living at home for 3 years after graduating high school since she had no way to begin school.

After my father died, my sister and I paid for this sister to come and enroll at NOVA as an international student. We split the bill for her tuition, and since my sister is rich and has a house, my college aged sister moved in with her and got all her expenses covered.

Now its been two years and she is set to graduate NOVA. I have probably contributed $7500 for her tuition which is not a small sum for me.

She wants to transfer for VCU or Mason and tuition alone is 31k per year after the 10k scholarship she recieved.

My mom called and said I need to contribute 10k every semester.

I don't know how to feel.

No is a complete sentence
You owe nothing for her and your mother is a witch for even suggesting this to you.

[Anonymous]

Anonymous wrote:

Anonymous wrote:My family lives abroad and my father passed away 2 years ago. He never had a financial plan to send my youngest sister to college and as such she was living at home for 3 years after graduating high school since she had no way to begin school.

After my father died, my sister and I paid for this sister to come and enroll at NOVA as an international student. We split the bill for her tuition, and since my sister is rich and has a house, my college aged sister moved in with her and got all her expenses covered.

Now its been two years and she is set to graduate NOVA. I have probably contributed $7500 for her tuition which is not a small sum for me.

She wants to transfer for VCU or Mason and tuition alone is 31k per year after the 10k scholarship she recieved.

My mom called and said I need to contribute 10k every semester.

I don't know how to feel.

You don't have to cover that much per semester. Even if you could afford it, that is a huge ask. You don't say anything about your own finances or needs other than that $7500 is a significant contribution for you over 2 years.

It is okay for you to tell your mother "I cannot afford that" and support your sister in other ways.

+1