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Anonymous wrote:What is happening with the Christmas/birthday loophole here? Why is Christmas/birthday okay but not a random Tuesday?
We don't celebrate "random Tuesday" but if you do, go for it. We do celebrate taco Tuesday occasionally.
But the economics are the same. I just don’t get why having your parents buy you things is some sort of moral hazard but it’s okay if they keep it to two times a year. Is the overall budget the same either way? So why not just give them the budget? At the point where Christmas and Birthdays are just a layaway system I no longer get the point.
Because there is a fundamental difference between getting gifts on special occasions vs being handed an unearned chunk of money on a weekly or monthly basis. My kids have to do chores to earn an allowance, so are not entitled and have a good sense of work needed to generate income. That is in addition to the beneficial budgeting skills.
I am surprised people here expect teens to buy all their own clothes. To me some clothing (not talking about fancy brands) is a parental responsibility.
Essentials, yes. But refilling a walk-in closet yearly for a 12 yr old? No. Giving your child $150/month to buy clothes is ridiculous. How much stuff do they need? Teaching horrible values. So wasteful.
$1800 per year. For a kid who isn’t in kids sizes and outgrows 85% of their each years. Girls probably have more times, but I have boys and in a given year I need -
1 winter coat
1 light jacket / waterproof shell
1 hoodie
7-9 pairs of pants including khakis, jeans, black pants for concerts but mostly sweats / athleisure.
7-9 pairs of shorts including 1-2 khakis or over looking shorts.
3-4 long sleeve shirts and 3-4 short sleeve shirts to augment the school spirit and sports teams things that seem to multiply in their closets.
2 swim suits
2 button down shirts - one white for band
Navy blazer or equivalent for dress up
1-3 sweaters or sweatshirts
1-2 shirt sleeve polo shirts
2-3 pairs of sneakers
1 pair sandals
1 pair dress up shoes
1 pair boots or warm/water resistant shoes
Underwear
Socks
Even at Target / Gap on Sale prices, without the shoes, this list is easily $1800 if your kid is in adult sizes. I am guessing girls have a wider variety of non-casual items and may not wear the “field day” t shirt they got from the PTA as part of their regular outfit rotation like my less fashionable kids do.