Unless it's MUTUAL, most nannies draw the healthy boundary line with credit checks RSS feed

Anonymous
Anonymous wrote:MB here who requires a background check but never a credit check. Personally, I think there are many reasons a person might have bad credit and still be an excellent employee. For example, medical bills, family expenses, horrible divorces, home expenses after a catastrophe...there are countless reasons for bad credit and I don't see a correlation between bad credit and a good employee.

That said, nannies need to avoid being naive. Many employers, especially for higher paying jobs, will require such checks. You can have a bottom line of refusal, but you could well be sacrificing the higher paying jobs. This has long been the way of the non-nanny world and nannies need to realize they can't always escape the requirements that their employers have to deal with and have become the norm for them.


When nannies get comparable compensation, to their employers (which can never happen), they'll be happy to submit to the same interviewing norms. Simple.
Anonymous
Anonymous wrote:
ZERO evidence of ANY correlation between
"good credit"
and
"good nanny."
ZERO.
Got that?



Anonymous
Anonymous wrote:MB here who requires a background check but never a credit check. Personally, I think there are many reasons a person might have bad credit and still be an excellent employee. For example, medical bills, family expenses, horrible divorces, home expenses after a catastrophe...there are countless reasons for bad credit and I don't see a correlation between bad credit and a good employee.

That said, nannies need to avoid being naive. Many employers, especially for higher paying jobs, will require such checks. You can have a bottom line of refusal, but you could well be sacrificing the higher paying jobs. This has long been the way of the non-nanny world and nannies need to realize they can't always escape the requirements that their employers have to deal with and have become the norm for them.



Thats the point of the credit check, to show you those things and let you ask about them. No ones saying to look at the check and see some medical bills and pass on the nanny. You are gathering extra information to see if the employee is a good choice, and you have to use your judgement when reviewing that information.
Anonymous
Anonymous wrote:
Anonymous wrote:MB here who requires a background check but never a credit check. Personally, I think there are many reasons a person might have bad credit and still be an excellent employee. For example, medical bills, family expenses, horrible divorces, home expenses after a catastrophe...there are countless reasons for bad credit and I don't see a correlation between bad credit and a good employee.

That said, nannies need to avoid being naive. Many employers, especially for higher paying jobs, will require such checks. You can have a bottom line of refusal, but you could well be sacrificing the higher paying jobs. This has long been the way of the non-nanny world and nannies need to realize they can't always escape the requirements that their employers have to deal with and have become the norm for them.



Thats the point of the credit check, to show you those things and let you ask about them. No ones saying to look at the check and see some medical bills and pass on the nanny. You are gathering extra information to see if the employee is a good choice, and you have to use your judgement when reviewing that information.

Of course! The same way nannies should use THEIR judgement when reviewing your (poor?) credit history. For example, if you have significant late payments, perhaps you will need to pay the nanny on Mondays. Than she need not worry that you'll be late with her paychecks.

You don't have to automatically be overlooked because of your credit problems, even if you've now cleaned up your act.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:MB here who requires a background check but never a credit check. Personally, I think there are many reasons a person might have bad credit and still be an excellent employee. For example, medical bills, family expenses, horrible divorces, home expenses after a catastrophe...there are countless reasons for bad credit and I don't see a correlation between bad credit and a good employee.

That said, nannies need to avoid being naive. Many employers, especially for higher paying jobs, will require such checks. You can have a bottom line of refusal, but you could well be sacrificing the higher paying jobs. This has long been the way of the non-nanny world and nannies need to realize they can't always escape the requirements that their employers have to deal with and have become the norm for them.



Thats the point of the credit check, to show you those things and let you ask about them. No ones saying to look at the check and see some medical bills and pass on the nanny. You are gathering extra information to see if the employee is a good choice, and you have to use your judgement when reviewing that information.

Of course! The same way nannies should use THEIR judgement when reviewing your (poor?) credit history. For example, if you have significant late payments, perhaps you will need to pay the nanny on Mondays. Than she need not worry that you'll be late with her paychecks.

You don't have to automatically be overlooked because of your credit problems, even if you've now cleaned up your act.


Think whatever you want, but I'm the one offering a job and the nanny is the one unemployed. If a nanny is going to be annoying enough to ask for references, a credit check, or anything else of me then I will just move on to a more professional nanny.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:MB here who requires a background check but never a credit check. Personally, I think there are many reasons a person might have bad credit and still be an excellent employee. For example, medical bills, family expenses, horrible divorces, home expenses after a catastrophe...there are countless reasons for bad credit and I don't see a correlation between bad credit and a good employee.

That said, nannies need to avoid being naive. Many employers, especially for higher paying jobs, will require such checks. You can have a bottom line of refusal, but you could well be sacrificing the higher paying jobs. This has long been the way of the non-nanny world and nannies need to realize they can't always escape the requirements that their employers have to deal with and have become the norm for them.



Thats the point of the credit check, to show you those things and let you ask about them. No ones saying to look at the check and see some medical bills and pass on the nanny. You are gathering extra information to see if the employee is a good choice, and you have to use your judgement when reviewing that information.

Of course! The same way nannies should use THEIR judgement when reviewing your (poor?) credit history. For example, if you have significant late payments, perhaps you will need to pay the nanny on Mondays. Than she need not worry that you'll be late with her paychecks.

You don't have to automatically be overlooked because of your credit problems, even if you've now cleaned up your act.


Think whatever you want, but I'm the one offering a job and the nanny is the one unemployed. If a nanny is going to be annoying enough to ask for references, a credit check, or anything else of me then I will just move on to a more professional nanny.


Why do you assume this hypothetical nanny candidate is unemployed? All the good nannies I know have new jobs lined up well before they're out of work.

FWIW none of them has ever been asked for a credit check, either.
Anonymous
MB here who requires a background check but never a credit check. Personally, I think there are many reasons a person might have bad credit and still be an excellent employee. For example, medical bills, family expenses, horrible divorces, home expenses after a catastrophe...there are countless reasons for bad credit and I don't see a correlation between bad credit and a good employee.

That said, nannies need to avoid being naive. Many employers, especially for higher paying jobs, will require such checks. You can have a bottom line of refusal, but you could well be sacrificing the higher paying jobs. This has long been the way of the non-nanny world and nannies need to realize they can't always escape the requirements that their employers have to deal with and have become the norm for them.


When nannies get comparable compensation, to their employers (which can never happen), they'll be happy to submit to the same interviewing norms. Simple.


Oh please. Let this victimhood go. If this board is to be believed, you all make as much as your MBs. Hard to cue the tiny violins for nannies who claim to make at least 65k/yr.

Yeah, you should absolutely expect to be subjected to interviewing norms.
Anonymous
If a family wanted to know my credit rating/score, I would be quite offended since it would have no bearing on caring for their child.

Sure, I do know that some corporations do run credit checks on potential employees.

But for a nanny position??!
I would just see it as a nosy family putting their nose into my personal business.

This would be a huge deal-breaker and I would not want to work for this type of family.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:MB here who requires a background check but never a credit check. Personally, I think there are many reasons a person might have bad credit and still be an excellent employee. For example, medical bills, family expenses, horrible divorces, home expenses after a catastrophe...there are countless reasons for bad credit and I don't see a correlation between bad credit and a good employee.

That said, nannies need to avoid being naive. Many employers, especially for higher paying jobs, will require such checks. You can have a bottom line of refusal, but you could well be sacrificing the higher paying jobs. This has long been the way of the non-nanny world and nannies need to realize they can't always escape the requirements that their employers have to deal with and have become the norm for them.



Thats the point of the credit check, to show you those things and let you ask about them. No ones saying to look at the check and see some medical bills and pass on the nanny. You are gathering extra information to see if the employee is a good choice, and you have to use your judgement when reviewing that information.

Of course! The same way nannies should use THEIR judgement when reviewing your (poor?) credit history. For example, if you have significant late payments, perhaps you will need to pay the nanny on Mondays. Than she need not worry that you'll be late with her paychecks.

You don't have to automatically be overlooked because of your credit problems, even if you've now cleaned up your act.


Think whatever you want, but I'm the one offering a job and the nanny is the one unemployed. If a nanny is going to be annoying enough to ask for references, a credit check, or anything else of me then I will just move on to a more professional nanny.

Why do you think any intellegent professional would trust you? Because you have a child with whom you need help?
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:MB here who requires a background check but never a credit check. Personally, I think there are many reasons a person might have bad credit and still be an excellent employee. For example, medical bills, family expenses, horrible divorces, home expenses after a catastrophe...there are countless reasons for bad credit and I don't see a correlation between bad credit and a good employee.

That said, nannies need to avoid being naive. Many employers, especially for higher paying jobs, will require such checks. You can have a bottom line of refusal, but you could well be sacrificing the higher paying jobs. This has long been the way of the non-nanny world and nannies need to realize they can't always escape the requirements that their employers have to deal with and have become the norm for them.



Thats the point of the credit check, to show you those things and let you ask about them. No ones saying to look at the check and see some medical bills and pass on the nanny. You are gathering extra information to see if the employee is a good choice, and you have to use your judgement when reviewing that information.

Of course! The same way nannies should use THEIR judgement when reviewing your (poor?) credit history. For example, if you have significant late payments, perhaps you will need to pay the nanny on Mondays. Than she need not worry that you'll be late with her paychecks.

You don't have to automatically be overlooked because of your credit problems, even if you've now cleaned up your act.


Think whatever you want, but I'm the one offering a job and the nanny is the one unemployed. If a nanny is going to be annoying enough to ask for references, a credit check, or anything else of me then I will just move on to a more professional nanny.

Why do you think any intellegent professional would trust you? Because you have a child with whom you need help?


I'm trusting them. I'm leaving them alone in my home for hours. I'm giving them charge of my child. I'm giving them a debit card. I'm trusting them when they say they spent $20 out of their pocket on my child. I'm trusting them to show up each day. I'm trusting them to not rummage through my jewelry box.

But you think it's "equal" for them to request a credit check of me because I need to pay them $400 a week? Maybe if you are interviewing with a family in a trailer park you might be justified in asking for a MB credit check because $400 a week might be beyond their means, but when you come to my 6,000 SF house in an acre in DC and you had the nerve to ask me for a credit check to make sure I can pay you I would end the interview immediately.
Anonymous
LOL TROLL
Anonymous
If a family bases their decision on a nanny based solely on the credit check, then that family is very narrow minded and probably not worth working for. But if a nanny has a spotty credit check, spotty background check and questionable work history, then that is another story.



Anonymous
Anonymous wrote:If a family bases their decision on a nanny based solely on the credit check, then that family is very narrow minded and probably not worth working for. But if a nanny has a spotty credit check, spotty background check and questionable work history, then that is another story.





If a nanny has a "spotty" background check and work history why are you thinking of hiring her? Why even bother with a credit check.

LOGIC.
Anonymous
Anonymous wrote:If a family bases their decision on a nanny based solely on the credit check, then that family is very narrow minded and probably not worth working for. But if a nanny has a spotty credit check, spotty background check and questionable work history, then that is another story.





If a nanny has a "spotty" background check and work history why are you thinking of hiring her? Why even bother with a credit check.

LOGIC.
Anonymous
Anonymous wrote:If a family bases their decision on a nanny based solely on the credit check, then that family is very narrow minded and probably not worth working for. But if a nanny has a spotty credit check, spotty background check and questionable work history, then that is another story.





Exactly, no one is saying use a credit check in place of an interview! It's a tool to add to the interview, background check, references, etc.
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