In most states, the custodian is required by law to provide the parents/child with the necessary information for tax purposes, so you can check your particular state to see if that is true or not. It is possible that it may not have occurred to him that taxes would be an issue for a minor child. I would approach him from the angle of making sure that the taxes are filed correctly and don't come back to haunt the child in the future. That way, you don't have to ask for anything beyond the necessary information required to file.

The custodian, which I assume is the grandparent in this case since you haven't been told otherwise, would be the one receiving the normal statements. You wouldn't have any grounds to challenge the change of address, since you don't control the account. Just like with any other investment account, there should be tax documents generated each year that will provide all of the information you need to file a tax return. As long as your father or the firm/bank provides those documents to you, there shouldn't be any issues with the tax returns. Beyond that, I wouldn't worry over where the statements go, unless you think he's trying to shelter his own money from taxation with no intent of actually gifting it.(That's another legal matter, with serious tax repercussions for him, not you)

It really depends entirely on what you and your husband are comfortable with. Sure, it would be possible to live on the $94k salary alone, but that doesn't mean you would enjoy the lifestyle adjustment needed. I liked the advice about trying to live solely on the one salary for six months before making the decision. Also, make sure you take into account future expenditures that may come up, such as college, car payments, medical expenses, etc., and how they would impact your finances. Another big factor is how secure your husband's job is likely to be in the future. Being the sole wage-earner when your job outlook is rocky can be an extremely stressful situation. All in all, the answer is really up to you.

I would say that 1-2 months is probably a reasonable expectation. If problems arise, it can take much longer, but I've also seen closings happen in less than three weeks. The exact time frame is often negotiated when you make your offer, so any rent-back or other riders will be settled on at that time.

I fail to see how any of the suggestions would actually help the problem of political affiliation. By increasing the frequency of appointments, you make the position more politically dependent than now. As for the "being out of touch" argument, the pool of applicants would remain largely the same, generally pulling from the federal appeals courts, so that charge would likely remain the same as well. Traditionally, there have often been calls for changes to the supreme court, such as the term limits listed here. Once whatever present turmoil is triggering it blows over, it tends to die down. I think what people should keep in mind is that the same court structure used today has served us well for over 200 years. In the past, the justices were much more politically affiliated than they are today.(Just read up on how many of them were appointed.) The justices generally came from the ranks of the current party, governors, senators, and their appointment often came from backroom deals among the power brokers of the time.(Some of the most famous court justices received their appointments in this manner) The problems being expressed are nothing new, and they've never prevented the court from fulfilling its primary mission. You may disagree with some of the decisions of particular justices, but that doesn't mean the entire structure needs to be changed.

I generally just burn off any remnants by setting it to high with the lid closed for 5-10 minutes after I'm done cooking.(Make sure you set a kitchen timer or something else to remind you, so you don't forget about it) Anything remaining after that will be burned to the point that no bugs would be interested in it, and it should scrape right off with a brush/pad/preferred cleaning instrument. I've been using that method for decades without any problems.

I had someone from the same company come to my house on Wednesday, and I think they are as legit as any company that does a hard door-to-door sell. I wouldn't worry that it is a robber scoping out your house, since there are much easier ways to do that. Spiders do help keep other bugs under control. I think they focus on those because many people fear them(I'm terrified of them, but I don't care as long as they stay out of my sight), and there are some poisonous ones, which makes some people even more irrationally afraid. I would just brush it all off as typical sales pitch hyperbole and don't worry about it.

Video games aren't the problem. The problem is that your husband is ignoring you and the rest of the family, as well as his responsibilities around the house. It wouldn't be any different if he went downstairs and watched TV or read books. If you focus too much on the symptom of playing video games, you'll lose sight of the actual problem. Talk to him and find out why he's doing what he's doing, while also explaining how it is affecting the rest of the family. You need to make sure he understands how you feel about his actions, and then the two of you can try to work out the issues together. I don't think the PP's idea would work well, since treating your DH like a child will not likely help the situation. The equitable sharing of chores is good, but not when put in "No video games until you do your chores" context. Even if it worked, do you really want another child instead of a DH?

Anonymous wrote:What is a reasonable length of time for an employer to leave a job offer open?

I would estimate that 1-2 weeks would be a reasonable time frame under normal conditions.(Some positions might be more urgent, but not usually) That gives sufficient time so that the candidate doesn't have to feel rushed into making a decision. I would personally try to answer any job offer within a week if possible, and I would definitely request an extension if I hadn't decided within two weeks.

Edit: I guess I should say that some fields may have different standards, so the answer might vary depending on the job/area/etc.

I've BTDT, on both sides. I went back to school for two years while my wife was working full time. Then several years later, I worked full time while she went to law school. It sounds like you've already planned for the biggest factor, the financial impact (We planned for that also, so it didn't actually affect our relationship) on your lives. Beyond that, it really doesn't have to have a large impact. The key, at least to us, was for the working spouse to remember that the school was a full-time job for the other. It usually isn't any easier than a full time job, and it can often generate even more work. The only way the relationship dynamic will change is if you or your spouse start treating each other differently. If you keep the perspective that this is just his job for the next two years, there's no reason for anything else to change.

Do you mean accept the first job offer while fully intending to take the second one if it turns out to be better? No, I wouldn't do that. I was in a similar situation prior to my current job. I had an offer for this job waiting a response, but I was still negotiating with another company. I just asked the first company for more time to make my decision, which they granted with no issues. I've been on the other side as well, where we had offers accepted, then the person changes their mind a week or two later. Barring exceptional circumstances, that's going to generate ill will at the rejected company, since it usually generates more work for them, re-posting job listings, fresh round of interviews, etc.

My general philosophy is to basically treat companies the same way I would treat individuals in this situation. Would you agree to help one person, knowing that you are likely to break the agreement? To me, that helps me remember that I'm dealing with people, not companies.

I would go with the 32GB model if you don't have any particular reason for the 64GB model. I also wouldn't get the 4G version if you don't have a specific need for it. My wife bought the wifi version because she knew that 99.9% of the time she would be using it at locations where wifi was available.

As for whether it is a passive-aggressive gift, that's really up to you. You mentioned that you have wanted one, but you didn't say if he'd given any indication that he also wanted one. If you foresee that you might end up using it far more often than he would, then it probably isn't the best idea for a gift.

I wouldn't recommend getting an iPhone 3GS at this point. It is a three-year old model already, and it will soon also be three generations behind the current iPhone. That's why you can get it for so cheap.

If you aren't in any hurry, I would hold off a bit, until they release the next version sometime later this year. Around that time, you can generally expect a significant price drop on the earlier models. Also, if price is a primary concern, have you looked into the various Android phones as well? For most uses, they are functionally equivalent, but often can be found significantly cheaper.

Speaking from personal experience, quitting can be relatively painless, but it varies between the person and how they try to quit. Some methods work better for some people than others. Also, the timing can have a big influence on the outcome as well. If you try to quit, which can be a big stress inducer, at the same time other factors are contributing to your stress(Life, work, kids, etc.), then it can be much harder. And even though quitting wasn't that hard for me, it was a long time after I actually quit before the cravings went away, particularly when I was stressed.

I think too many people just assume that if it was easy for them to quit something, it must be easy for everyone else.