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Call your mortgage and ask as guidelines have changed. They may simply require an appraisal. Some require 12-24 months minimum. Odds are you would not get the same rate if you refinanced and the savings could be minimal. Today's rate from TD Bank is 4.335% for a 30YR jumbo.
Not sure what area you're in but Pepco may still provide a free energy audit. Only caveat is I suggest using a different company to do any recommendations rather than the auditing company due to potential conflict. Also, Pepco has an online tool that allows you to see how your home compares to neighboring homes. Just make sure you update your home information. Also, how old is your HVAC? Older units have a tendency to pull a lot of electricity.
Mallick Plumbing has worked on my personal home
Benjamin Franklin Plumbing
Reliance Plumbing
These three work in MoCo and surrounding areas. Hope it helps
Benjamin Franklin Plumbing
Reliance Plumbing
These three work in MoCo and surrounding areas. Hope it helps
Realtor here. Bottom line is that the brokerage fee is negotiable. Most listings run today between 5-6%, some do run a bit higher if the seller is highly motivated and a few lower but these tend to linger longer on the market. I generally review the comparable properties with the seller and show them what the competing properties are offering. If many of the comparable homes are at 2.5%, than double it to 5%. Consider going in the middle. It doesn't hurt to be slightly higher than your neighbors either. If a broker comes in really low, ask yourself what will they not be doing to get your home sold.
I have had buyers use Navy Fed on two of my listings. Process went smoothly but communication lacked a bit. Both closed on time and without any issues. Shop rates naturally. I'm not a big fan of their 100% conventional financing as the associated fees and rates will bury a homeowner into the mortgage. If you're going VA or conventional, you should be okay. I had lunch with a TD Bank lender that also has a great VA program for qualified buyers. If you need more info, just let me know.
Talk with your allergist and have the blood work done to see what you may be allergic to. You should have your ducts cleaned every few years, especially if you recently moved in as you have no knowledge of the home's true history and what may be lurking within. A client of mine had their ducts cleaned and the contractor found a video camera in the bathroom duct. They could also have decades of dust/smoke/pet dander or mold. Have them cleaned but be cautious as many companies will try to charge you a significant amount for a mold treatment in the ducts.
Motivation is key. If the home is selling within 30 days given the market conditions, you are likely over priced or the home has a deficiency, even if you can't recognize it as the owner. The question is, What is the feedback?
Put forth your best offer. Most flippers will not go as high as owner occupants because they are watching their profit margins. Ensure your financing is strong.
In my opinion, it would depend upon the size of your home. If your talking adding a second system, this would be expensive as the contractor would likely need to run new duct work and electrical. If your moving in 3-4 years, you would likely not recoup the cost. Your system is likely old and inefficient as was my main system (21 years old). I just replaced mine two weeks ago with a new Bryant 2 stage system (16.7 SEER) unit and it seems to be working great.
My brother and I were discussing this last night as he has cork in his kitchen and stated that he would not use cork again. He's disappointed with the long term fade and some shrinkage. No personal experience with it though.
Hi- Who was negotiating the short sale with the lender? Some negotiators that I use are part of a law office. Try reaching out to Marc Lipman with Shulman Rogers. The firm is in Potomac but licensed in DC and Marc said he would be happy to speak with you. Marc's office number is 301-231-0953. Try to avoid a deed-in-lieu. The consequences are the same a regular foreclosure and I would advise speaking with an attorney and possibly a CPA before doing so. I hope this helps.
I advise my clients to make a list of their top 5 or top 10 aspects that are important to each of them. This must be done independently from each other. Analyze it and provide the lists to your Realtor. Consider what items are "must haves" versus "would like to have". The house you end up with may not be the perfect one for either of you but over time, cosmetic updates could get you there. Compromise, keep the conversation open and take your time.
Anonymous wrote:Anonymous wrote:Want to see pricing trends? Visit www.rbiintel.com. The previous months stats on released on the 10th of the month and you can look by zip code. Look at the detailed report. You can't get the more detailed reports unless you have a subscription.
As for prices and interest rates, don't expect any significant drop off in housing values. While rates briefly jumped into the upper 4% range, the markets have calmed down and rates fell accordingly. In most markets in the DC area, we are continuing to experience an extreme shortage of available homes. This is a sellers market in most areas.
Whether you buy now or in 2014 is your choice. I expect the prices to continue to increase due to low inventory. Your bigger concern should be interest rates. A 1% increase in rates will significantly affect your payments. Consult your loan officer for more information.
This sounds like a realtor or a loan officer.
Yes, I am a realtor. Simply offering access to the market statistics based upon previous months sales. Check it out.
The home is owned by Gary L Mangum. They bought the home in 2006 for 2.7M.
Congratulations on the new job. I'm not licensed in DC but would be happy to look at your neighborhood information and refer an agent to you if needed. Do you have a condo, TH or Single Family? Just let me know.