Move TSP to G for a bit?

[Anonymous]

Anonymous wrote:The G fund is the best place for a while. Anyone else?

Alright you've convinced me. I'm back in G for a little bit longer.

[Anonymous]

Anonymous wrote:

Anonymous wrote:The G fund is the best place for a while. Anyone else?

Alright you've convinced me. I'm back in G for a little bit longer.

Yes! You won’t regret it! Just sit on the side for a few weeks. Or months. Never fking know with all that’s going on right now. I would not be surprised if we see a 50% fall in a year if things keep up this way.

Then back in and 50% C and 50% I in the core funds. Also, buying FSELX, VITAX, FPADX in the TSP MFW for hedges you can’t get in core. Right now all is fked. I am SO GLAD I AM NOT IN C OR I ANYMORE.

[Anonymous]

You CAN time the market on occasion. In this case, I was right. I exchanged funds out of I fund and placed them into G three weeks ago. I have not lost a cent as the market plummets.

We are officially in correction territory as of today. Down 10%. You people really think we are going to sky rocket back up in the next week or two? No. I am going to hold G until there is “confirmable” and trustworthy progress on the world stage on oil and all that madness. Even then, we are due for a recession because of low employment, CPI and PPI and I might hold for 6 months.

All I see is a continued downtrend and I have been right so far. Maybe 1 month maybe six months or longer I will ultimately switch back into C or I or a combo of both. Obviously over time those are where money is made and CAGR and all that, but as of now, no fking way.

[Anonymous]

Anonymous wrote:I won’t miss out. It’s very easy to basically click “exchange” and G becomes C or I.

I am simply staying in G temporally because the entire market is fked and we are not in normal times as I laid out before.

I moved into G three weeks ago. Let’s see if I was right in a month.

The word is temporarily.

Let's see if you were right about what, other than that?

[Anonymous]

Anonymous wrote:

Anonymous wrote:I won’t miss out. It’s very easy to basically click “exchange” and G becomes C or I.

I am simply staying in G temporally because the entire market is fked and we are not in normal times as I laid out before.

I moved into G three weeks ago. Let’s see if I was right in a month.

The word is temporarily.

Let's see if you were right about what, other than that?

Right about my ability to time the market especially when it’s so clear what’s going on. I want to see if any fox bots have any fking clue what’s going on in the world. If they understand how badly LNG infrastructure is fked overseas. If they get how badly the market really is. I get it. And I am pumped I pulled my money into G. I honestly think we are going into a global depression soon. Things are fked.

[Anonymous]

You have to be right about when to jump back in.

Plus moving to G now means exchanging at a loss.

[Anonymous]

Anonymous wrote:You have to be right about when to jump back in.

Plus moving to G now means exchanging at a loss.

Can you read, bro? I exchanged out of I find three weeks ago before all the craziness. I am now safely in G and haven’t lost any value. G fund does not go down. If I had stayed I would be down like 12%. I could jump into C or I right now and buy a ton more shares with the amount of money I have saved. Does that makes sense? But I still see craziness and am holding off doing that. The market will continue to fall on jobs, inflation, employment and other stuff ya know like what you see on tv.

I am just saying that people parroting that market timing talking point are annoyed that others may be able to better sus out broad economic trends.

My entire point is I could get back in C today and would have timed the market correctly and have a ton of money more to buy stocks because of my move. I ain’t doing that. I think we are just at the cusp of a market downturn.

[Anonymous]

People make emotional decisions out of fear. If it brings peace of mind, move things in and out.

I don’t think it’s a necessary investment strategy but it’s worth it if it makes you feel better.

[Anonymous]

You should not be trading in your actual retirement account if you want to maximize returns. Even if you get this specific moment right, you'll totally f' it up the next time or the next time. You do not have more insight than the market, but I guess you'll have to learn the lesson the hard way. Knowing when to "jump back in" is just as hard as knowing when to "step out".

Have a plan and stick to it, but you can ignore very obvious tested advice at your own peril.

[Anonymous]

Anonymous wrote:You should not be trading in your actual retirement account if you want to maximize returns. Even if you get this specific moment right, you'll totally f' it up the next time or the next time. You do not have more insight than the market, but I guess you'll have to learn the lesson the hard way. Knowing when to "jump back in" is just as hard as knowing when to "step out".

Have a plan and stick to it, but you can ignore very obvious tested advice at your own peril.

No regrets here. In fact, I actually bought VGELX and VENAX recently in the TSP MFW.

You seem to think we will bounce back quickly. I couldn’t agree less. If you read the news you’d understand. The market hasn’t fully priced in the ramifications of all this oil uncertainty.

TLDR; I made the right move three weeks ago moving out of 100% I fund into G. In doing that I have preserved all the gains I made in I fund over the year. Once I feel like there is any ray of light I will move back to C or I or some split thereof.

Either way, I timed this correctly. I’m sure “you can’t time the market” is mostly 95% correct, but in this case I have timed the market correctly.

[Anonymous]

Anonymous wrote:

Anonymous wrote:You should not be trading in your actual retirement account if you want to maximize returns. Even if you get this specific moment right, you'll totally f' it up the next time or the next time. You do not have more insight than the market, but I guess you'll have to learn the lesson the hard way. Knowing when to "jump back in" is just as hard as knowing when to "step out".

Have a plan and stick to it, but you can ignore very obvious tested advice at your own peril.

No regrets here. In fact, I actually bought VGELX and VENAX recently in the TSP MFW.

You seem to think we will bounce back quickly. I couldn’t agree less. If you read the news you’d understand. The market hasn’t fully priced in the ramifications of all this oil uncertainty.

TLDR; I made the right move three weeks ago moving out of 100% I fund into G. In doing that I have preserved all the gains I made in I fund over the year. Once I feel like there is any ray of light I will move back to C or I or some split thereof.

Either way, I timed this correctly. I’m sure “you can’t time the market” is mostly 95% correct, but in this case I have timed the market correctly.

You have not timed the market correctly yet. You have not bought back in yet. If you buy back in now, you can say you timed the market correctly in this instance.

Further, it doesn’t matter if you time the market correctly this one time. It matters that every time you take steps like this you time it correctly more often than not over the course of your investing timeline and avoiding the really big mistake that can completely derail everything. The odds are against you. It’s really risky behavior and why people are rightly calling you on it.

How much money did you lose during the Trump tariff issues last year? You clearly would have panicked then worse than now. And the market shot quickly up on good news.

[Anonymous]

Anonymous wrote:

Anonymous wrote:You should not be trading in your actual retirement account if you want to maximize returns. Even if you get this specific moment right, you'll totally f' it up the next time or the next time. You do not have more insight than the market, but I guess you'll have to learn the lesson the hard way. Knowing when to "jump back in" is just as hard as knowing when to "step out".

Have a plan and stick to it, but you can ignore very obvious tested advice at your own peril.

No regrets here. In fact, I actually bought VGELX and VENAX recently in the TSP MFW.

You seem to think we will bounce back quickly. I couldn’t agree less. If you read the news you’d understand. The market hasn’t fully priced in the ramifications of all this oil uncertainty.

TLDR; I made the right move three weeks ago moving out of 100% I fund into G. In doing that I have preserved all the gains I made in I fund over the year. Once I feel like there is any ray of light I will move back to C or I or some split thereof.

Either way, I timed this correctly. I’m sure “you can’t time the market” is mostly 95% correct, but in this case I have timed the market correctly.

Yeah you did well. You don't need to time it perfectly -- you might decide to get back into stocks before the absolute bottom -- but you'll better off for making this move when you did, most likely.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You should not be trading in your actual retirement account if you want to maximize returns. Even if you get this specific moment right, you'll totally f' it up the next time or the next time. You do not have more insight than the market, but I guess you'll have to learn the lesson the hard way. Knowing when to "jump back in" is just as hard as knowing when to "step out".

Have a plan and stick to it, but you can ignore very obvious tested advice at your own peril.

No regrets here. In fact, I actually bought VGELX and VENAX recently in the TSP MFW.

You seem to think we will bounce back quickly. I couldn’t agree less. If you read the news you’d understand. The market hasn’t fully priced in the ramifications of all this oil uncertainty.

TLDR; I made the right move three weeks ago moving out of 100% I fund into G. In doing that I have preserved all the gains I made in I fund over the year. Once I feel like there is any ray of light I will move back to C or I or some split thereof.

Either way, I timed this correctly. I’m sure “you can’t time the market” is mostly 95% correct, but in this case I have timed the market correctly.

Yeah you did well. You don't need to time it perfectly -- you might decide to get back into stocks before the absolute bottom -- but you'll better off for making this move when you did, most likely.

Thanks. The more I read I cannot lose the fear that right now, this moment in time, is fking insane. It is. This is one of the biggest fking blunders in the history of our country. I am staying the fk in G for a long time. This is depression era mistake time. I feel bad for the whole world how fked up things are. Anyone with a brain can see it.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You should not be trading in your actual retirement account if you want to maximize returns. Even if you get this specific moment right, you'll totally f' it up the next time or the next time. You do not have more insight than the market, but I guess you'll have to learn the lesson the hard way. Knowing when to "jump back in" is just as hard as knowing when to "step out".

Have a plan and stick to it, but you can ignore very obvious tested advice at your own peril.

No regrets here. In fact, I actually bought VGELX and VENAX recently in the TSP MFW.

You seem to think we will bounce back quickly. I couldn’t agree less. If you read the news you’d understand. The market hasn’t fully priced in the ramifications of all this oil uncertainty.

TLDR; I made the right move three weeks ago moving out of 100% I fund into G. In doing that I have preserved all the gains I made in I fund over the year. Once I feel like there is any ray of light I will move back to C or I or some split thereof.

Either way, I timed this correctly. I’m sure “you can’t time the market” is mostly 95% correct, but in this case I have timed the market correctly.

Yeah you did well. You don't need to time it perfectly -- you might decide to get back into stocks before the absolute bottom -- but you'll better off for making this move when you did, most likely.

Thanks. The more I read I cannot lose the fear that right now, this moment in time, is fking insane. It is. This is one of the biggest fking blunders in the history of our country. I am staying the fk in G for a long time. This is depression era mistake time. I feel bad for the whole world how fked up things are. Anyone with a brain can see it.

You have so much to learn - if it was that easy we'd all be rich. Just wait and see (and yes I hate our current state of affairs, but have learned from .com/housing bubble/credit crisis that these are impossible to time correctly). Hope you have figured out the secret, but just giving you a giant warning sign that you haven't.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:You should not be trading in your actual retirement account if you want to maximize returns. Even if you get this specific moment right, you'll totally f' it up the next time or the next time. You do not have more insight than the market, but I guess you'll have to learn the lesson the hard way. Knowing when to "jump back in" is just as hard as knowing when to "step out".

Have a plan and stick to it, but you can ignore very obvious tested advice at your own peril.

No regrets here. In fact, I actually bought VGELX and VENAX recently in the TSP MFW.

You seem to think we will bounce back quickly. I couldn’t agree less. If you read the news you’d understand. The market hasn’t fully priced in the ramifications of all this oil uncertainty.

TLDR; I made the right move three weeks ago moving out of 100% I fund into G. In doing that I have preserved all the gains I made in I fund over the year. Once I feel like there is any ray of light I will move back to C or I or some split thereof.

Either way, I timed this correctly. I’m sure “you can’t time the market” is mostly 95% correct, but in this case I have timed the market correctly.

You have not timed the market correctly yet. You have not bought back in yet. If you buy back in now, you can say you timed the market correctly in this instance.

Further, it doesn’t matter if you time the market correctly this one time. It matters that every time you take steps like this you time it correctly more often than not over the course of your investing timeline and avoiding the really big mistake that can completely derail everything. The odds are against you. It’s really risky behavior and why people are rightly calling you on it.

How much money did you lose during the Trump tariff issues last year? You clearly would have panicked then worse than now. And the market shot quickly up on good news.

Risky my azz. Staying in the market now is risky. Read more.