Move TSP to G for a bit?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Oh look, the “cease fire” has already fallen apart, the strait is closer, bombs are still falling … I don’t think we’re out of the woods yet. Glad I’m chilling in G Fund for a bit.

I wish I’d gone to G when the war started. At this point I’m not sure it makes sense to jump.

Op here. Yeah I’m feeling fine about still being in G. Oh no I moved from I fund last month when values were super high and parked all that profit in G. And I missed one day of potential gains yesterday! Only for those gains to be erased again today! basically as I have been saying, and as shown by today’s jobless claims we are very shaky economically. We are going to have stagflation soon. This is why I am in G until stocks have fallen in value enough to jump back to I fund and buy them at a discount.

Keep justifying it. You make more and more sense every day. Gains were “erased today” - what are you even referring to?

Making massive moves to your retirement accounts based on 5% market swings is insanity and not a sustainable strategy.

He’s not making massive moves based on 5% swings … he’s making massive moves based on massive geopolitical train wrecks that are happening right before our eyes

Well the market is not reacting all that negatively to these events.

How many massive unprecedented events have occurred over the last 30 years? Ever look at a chart of the S&P 500 over that time?

Have fun losing over the long term due to extremely risky financial behavior. You’re basically gambling.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Oh look, the “cease fire” has already fallen apart, the strait is closer, bombs are still falling … I don’t think we’re out of the woods yet. Glad I’m chilling in G Fund for a bit.

I wish I’d gone to G when the war started. At this point I’m not sure it makes sense to jump.

Op here. Yeah I’m feeling fine about still being in G. Oh no I moved from I fund last month when values were super high and parked all that profit in G. And I missed one day of potential gains yesterday! Only for those gains to be erased again today! basically as I have been saying, and as shown by today’s jobless claims we are very shaky economically. We are going to have stagflation soon. This is why I am in G until stocks have fallen in value enough to jump back to I fund and buy them at a discount.

Keep justifying it. You make more and more sense every day. Gains were “erased today” - what are you even referring to?

Making massive moves to your retirement accounts based on 5% market swings is insanity and not a sustainable strategy.

He’s not making massive moves based on 5% swings … he’s making massive moves based on massive geopolitical train wrecks that are happening right before our eyes

"Sky's falling" is not the best way to invest.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Oh look, the “cease fire” has already fallen apart, the strait is closer, bombs are still falling … I don’t think we’re out of the woods yet. Glad I’m chilling in G Fund for a bit.

I wish I’d gone to G when the war started. At this point I’m not sure it makes sense to jump.

Op here. Yeah I’m feeling fine about still being in G. Oh no I moved from I fund last month when values were super high and parked all that profit in G. And I missed one day of potential gains yesterday! Only for those gains to be erased again today! basically as I have been saying, and as shown by today’s jobless claims we are very shaky economically. We are going to have stagflation soon. This is why I am in G until stocks have fallen in value enough to jump back to I fund and buy them at a discount.

Keep justifying it. You make more and more sense every day. Gains were “erased today” - what are you even referring to?

Making massive moves to your retirement accounts based on 5% market swings is insanity and not a sustainable strategy.

He’s not making massive moves based on 5% swings … he’s making massive moves based on massive geopolitical train wrecks that are happening right before our eyes

Well the market is not reacting all that negatively to these events.

How many massive unprecedented events have occurred over the last 30 years? Ever look at a chart of the S&P 500 over that time?

Have fun losing over the long term due to extremely risky financial behavior. You’re basically gambling.

+1. I’ve been in TSP for over 30 years. Survived recessions, geopolitical events, covid market plummet, etc.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Oh look, the “cease fire” has already fallen apart, the strait is closer, bombs are still falling … I don’t think we’re out of the woods yet. Glad I’m chilling in G Fund for a bit.

I wish I’d gone to G when the war started. At this point I’m not sure it makes sense to jump.

Op here. Yeah I’m feeling fine about still being in G. Oh no I moved from I fund last month when values were super high and parked all that profit in G. And I missed one day of potential gains yesterday! Only for those gains to be erased again today! basically as I have been saying, and as shown by today’s jobless claims we are very shaky economically. We are going to have stagflation soon. This is why I am in G until stocks have fallen in value enough to jump back to I fund and buy them at a discount.

Keep justifying it. You make more and more sense every day. Gains were “erased today” - what are you even referring to?

Making massive moves to your retirement accounts based on 5% market swings is insanity and not a sustainable strategy.

He’s not making massive moves based on 5% swings … he’s making massive moves based on massive geopolitical train wrecks that are happening right before our eyes

Well the market is not reacting all that negatively to these events.

How many massive unprecedented events have occurred over the last 30 years? Ever look at a chart of the S&P 500 over that time?

Have fun losing over the long term due to extremely risky financial behavior. You’re basically gambling.

It’s not gambling to make investment decisions based on major geopolitical upheavals. This is a Suez Canal moment for the American Empire; making investment decisions based on informed analysis is what smart people do with their money.

I’m not the OP and it took me longer to realize that dumping stocks for G fund was a smart move right now, but I’m glad I did it when I did. I see rough times ahead for stocks. If I’m wrong, so be it. But make no mistake — deciding to stay invested in stocks is a market decision just the same as deciding to take your gains and move to cash for a while.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Oh look, the “cease fire” has already fallen apart, the strait is closer, bombs are still falling … I don’t think we’re out of the woods yet. Glad I’m chilling in G Fund for a bit.

I wish I’d gone to G when the war started. At this point I’m not sure it makes sense to jump.

Op here. Yeah I’m feeling fine about still being in G. Oh no I moved from I fund last month when values were super high and parked all that profit in G. And I missed one day of potential gains yesterday! Only for those gains to be erased again today! basically as I have been saying, and as shown by today’s jobless claims we are very shaky economically. We are going to have stagflation soon. This is why I am in G until stocks have fallen in value enough to jump back to I fund and buy them at a discount.

Keep justifying it. You make more and more sense every day. Gains were “erased today” - what are you even referring to?

Making massive moves to your retirement accounts based on 5% market swings is insanity and not a sustainable strategy.

He’s not making massive moves based on 5% swings … he’s making massive moves based on massive geopolitical train wrecks that are happening right before our eyes

Well the market is not reacting all that negatively to these events.

How many massive unprecedented events have occurred over the last 30 years? Ever look at a chart of the S&P 500 over that time?

Have fun losing over the long term due to extremely risky financial behavior. You’re basically gambling.

It’s not gambling to make investment decisions based on major geopolitical upheavals. This is a Suez Canal moment for the American Empire; making investment decisions based on informed analysis is what smart people do with their money.

I’m not the OP and it took me longer to realize that dumping stocks for G fund was a smart move right now, but I’m glad I did it when I did. I see rough times ahead for stocks. If I’m wrong, so be it. But make no mistake — deciding to stay invested in stocks is a market decision just the same as deciding to take your gains and move to cash for a while.

No - you are gambling. We are not.

We are doing the same thing every month regardless of market conditions. Not selling and then dollar cost averaging / investing as funds are available. It's systematic and ignores outside noise because none of us have any idea how the market will perform and all of recorded history says the long range expected performance is up and at a healthy clip over a long time frame. You know nothing and I know nothing. You are the one gambling by making these moves.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Oh look, the “cease fire” has already fallen apart, the strait is closer, bombs are still falling … I don’t think we’re out of the woods yet. Glad I’m chilling in G Fund for a bit.

I wish I’d gone to G when the war started. At this point I’m not sure it makes sense to jump.

Op here. Yeah I’m feeling fine about still being in G. Oh no I moved from I fund last month when values were super high and parked all that profit in G. And I missed one day of potential gains yesterday! Only for those gains to be erased again today! basically as I have been saying, and as shown by today’s jobless claims we are very shaky economically. We are going to have stagflation soon. This is why I am in G until stocks have fallen in value enough to jump back to I fund and buy them at a discount.

Keep justifying it. You make more and more sense every day. Gains were “erased today” - what are you even referring to?

Making massive moves to your retirement accounts based on 5% market swings is insanity and not a sustainable strategy.

He’s not making massive moves based on 5% swings … he’s making massive moves based on massive geopolitical train wrecks that are happening right before our eyes

Well the market is not reacting all that negatively to these events.

How many massive unprecedented events have occurred over the last 30 years? Ever look at a chart of the S&P 500 over that time?

Have fun losing over the long term due to extremely risky financial behavior. You’re basically gambling.

It’s not gambling to make investment decisions based on major geopolitical upheavals. This is a Suez Canal moment for the American Empire; making investment decisions based on informed analysis is what smart people do with their money.

I’m not the OP and it took me longer to realize that dumping stocks for G fund was a smart move right now, but I’m glad I did it when I did. I see rough times ahead for stocks. If I’m wrong, so be it. But make no mistake — deciding to stay invested in stocks is a market decision just the same as deciding to take your gains and move to cash for a while.

You're ignoring every single study showing that market timing is a losers game. They all say the same thing, but somehow you and the self proclaimed rocket scientist, OP, convinced yourselves that those studies don't apply to you guys.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Oh look, the “cease fire” has already fallen apart, the strait is closer, bombs are still falling … I don’t think we’re out of the woods yet. Glad I’m chilling in G Fund for a bit.

I wish I’d gone to G when the war started. At this point I’m not sure it makes sense to jump.

Op here. Yeah I’m feeling fine about still being in G. Oh no I moved from I fund last month when values were super high and parked all that profit in G. And I missed one day of potential gains yesterday! Only for those gains to be erased again today! basically as I have been saying, and as shown by today’s jobless claims we are very shaky economically. We are going to have stagflation soon. This is why I am in G until stocks have fallen in value enough to jump back to I fund and buy them at a discount.

Keep justifying it. You make more and more sense every day. Gains were “erased today” - what are you even referring to?

Making massive moves to your retirement accounts based on 5% market swings is insanity and not a sustainable strategy.

He’s not making massive moves based on 5% swings … he’s making massive moves based on massive geopolitical train wrecks that are happening right before our eyes

Well the market is not reacting all that negatively to these events.

How many massive unprecedented events have occurred over the last 30 years? Ever look at a chart of the S&P 500 over that time?

Have fun losing over the long term due to extremely risky financial behavior. You’re basically gambling.

It’s not gambling to make investment decisions based on major geopolitical upheavals. This is a Suez Canal moment for the American Empire; making investment decisions based on informed analysis is what smart people do with their money.

I’m not the OP and it took me longer to realize that dumping stocks for G fund was a smart move right now, but I’m glad I did it when I did. I see rough times ahead for stocks. If I’m wrong, so be it. But make no mistake — deciding to stay invested in stocks is a market decision just the same as deciding to take your gains and move to cash for a while.

You're ignoring every single study showing that market timing is a losers game. They all say the same thing, but somehow you and the self proclaimed rocket scientist, OP, convinced yourselves that those studies don't apply to you guys.

Honestly you do you. And let OP do his thing too. I don’t think either decision is life or death right now.

[Anonymous]

Let’s be real. You’re gambling too. Do you actually read the prospectus and quarterly reports for the stocks in the C fund or I fund? All investing is essentially gambling. Don’t act like me pulling out of I fund for a month into G in this environment was that crazy. I now admit it looks like I may have missed some gains. I hereby admit I should have just stayed in I fund. Although I still have concerns about inflation, jobs, ai and myriad other things, I am prob jumping back into a C and I fund combo soon. Monday is gonna be a Green Day for sure. I mean so much positive talk in the news. Ugh what a market. Stocks just got up apparently. It’s insane. What i it, really? Is it just algos buying every dip? Every economy measure indicates we should be careening toward recession and yet the market pumps on random little news. It’s prob better to just stay the course. Bulls win.

[Anonymous]

Anonymous wrote:Let’s be real. You’re gambling too. Do you actually read the prospectus and quarterly reports for the stocks in the C fund or I fund? All investing is essentially gambling. Don’t act like me pulling out of I fund for a month into G in this environment was that crazy. I now admit it looks like I may have missed some gains. I hereby admit I should have just stayed in I fund. Although I still have concerns about inflation, jobs, ai and myriad other things, I am prob jumping back into a C and I fund combo soon. Monday is gonna be a Green Day for sure. I mean so much positive talk in the news. Ugh what a market. Stocks just got up apparently. It’s insane. What i it, really? Is it just algos buying every dip? Every economy measure indicates we should be careening toward recession and yet the market pumps on random little news. It’s prob better to just stay the course. Bulls win.

Peace talks fell through - no deal.

Now Trump declared a complete and total blockade of the Persian Gulf, so even the small amount of oil that was making its way through before will grind to a halt. That means even higher oil/gas/energy prices, not to mention fertilizer, helium, and other necessities that originate in the Gulf.

I don’t see how this is good for the economy generally, or stocks.

[Anonymous]

Op here. I never moved to C or I from G. I am wondering if today is the day. Or this week. I mean I still feel we are just heading for a big economic recession because of all the factors I listed, but who knows. Who can even invest based on historic market fundamentals in this economic climate? It’s insane.

[Anonymous]

Anonymous wrote:Op here. I never moved to C or I from G. I am wondering if today is the day. Or this week. I mean I still feel we are just heading for a big economic recession because of all the factors I listed, but who knows. Who can even invest based on historic market fundamentals in this economic climate? It’s insane.

Because our market has endured ups and downs before. Because this really isn't an unprecedented catastrophe. It's not nothing, of course. It's definitely something. But the sky is, in fact, not falling.

Even if we slide into a recession, and that's a big if, I'm confident that it can be weathered just fine.

[Anonymous]

Anonymous wrote:Op here. I never moved to C or I from G. I am wondering if today is the day. Or this week. I mean I still feel we are just heading for a big economic recession because of all the factors I listed, but who knows. Who can even invest based on historic market fundamentals in this economic climate? It’s insane.

You will be much more successful if you automate your investments and view it as a process. Don't let your emotions and ego get in the way of a strategy that has proven to be successful. I'm retired and I really don't worry much about volatility because I have a plan. I have 10% bonds and a withdrawal rate around 1%. So the market could tank for 10 years and I'll be doing just fine. The accumulation phase is different, but ultimately you need to have a process/plan that you are comfortable with. So educate yourself and come up with a solid plan. The alternative is that you'll continue to be a worry wart and ultimately retire with a lot less money that you would have otherwise.

[Anonymous]

Anonymous wrote:Op here. I never moved to C or I from G. I am wondering if today is the day. Or this week. I mean I still feel we are just heading for a big economic recession because of all the factors I listed, but who knows. Who can even invest based on historic market fundamentals in this economic climate? It’s insane.

What about today makes you think things are different than when you pulled the trigger on moving from C/I to G?

[Anonymous]

Anonymous wrote:Op here. I never moved to C or I from G. I am wondering if today is the day. Or this week. I mean I still feel we are just heading for a big economic recession because of all the factors I listed, but who knows. Who can even invest based on historic market fundamentals in this economic climate? It’s insane.

Market headed up even further today. You’re missing out.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Op here. I never moved to C or I from G. I am wondering if today is the day. Or this week. I mean I still feel we are just heading for a big economic recession because of all the factors I listed, but who knows. Who can even invest based on historic market fundamentals in this economic climate? It’s insane.

Market headed up even further today. You’re missing out.

Happy to sit this one out lol. The way the SP500 bounces up and down, it won't be long before it's down again ...