How much is your mortgage payment?
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Anonymous
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We pay almost 2000. I think our HHI was about 100k when we purchased 5 years ago for 375k with a 20% down payment. At that time we had one child. We now make 150k and have 2 kids.
We live in a sfh in a suburb of a medium sized city. |
Anonymous
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PITI: $1750 inside the beltway
HHI now: $200K HHI when we bought in 2012: $140K We are late 30s. Bought a fixer upper for under $300K with 5% down. There is still some fixing up to do but we have significant equity in the house now. |
Anonymous
| $2700 PITI, bought when HHI was $300k. Now HHI is $600k+ started renovating one part of the house every year. Will likely sink in additional $200k over next 3-4 years. |
Anonymous
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$4100 PITI
$320k hhi |
Anonymous
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$1850 PITI (Refinanced to 20 yr 2.49% mortgage in 2013)
110k HHI SFH 380k, 76K downpayment in 2008 |
Anonymous
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$0
paid it off 2 years ago. |
Anonymous
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About $1600. In the Midwest, suburb of of a big city.
5 bedroom, 3 bath home with lake rights. Great school district. HhI about $100,000 |
Anonymous
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$2250, but we pay extra so pay $2700/month. HHI is $275. No other debts, use public school, etc. It feels good and gives us the wiggle room to not worry about cost of groceries or hobbies or vacations.
We were casually house hunting but with rates as high as they are I think we are going to sit tight for the foreseeable future. |
Anonymous
Our PTI is about the same as yours, and HHI just a bit higher (620k). Also millennials. |
Anonymous
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Purchased our home in 2010, income at the time was 130k and 180k, so 300k. Out mortgage was $2400. 20% down.
We are in the same house PITI is now 1700 (refinanced at 2.8 ) and we make 250k and 300k so 550k. We do have rental properties , but those are cash flow positive and have never been vacant so I don’t count that as mortgage. I’m very glad we never upgraded. As kids are headed to college in 2 years I’m very happy we can find whatever they want to do, including travel abroad, med school, law school, whatever their area of study is. |
Anonymous
| $3,080 PITI (2.875% mortgage that we refinanced) and has ~$480K left and $1 million in home equity. Our HH income is ~$400K. |
Anonymous
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$5600 PITI
750k HHI |
Anonymous
| Just purchased our house in Arlington this year… $5200 mortgage, $320k HHI. No other debts. |
Anonymous
Do you have childcare expenses? Income is slightly higher, but our PITI is almost $3K lower. We do spend around $7K a month between preschool and nanny for our two children. Early 30s - so also millennials. |
Anonymous
| $3100 in NOVA just outside the beltway. HHI about $180,000. No student loan debt and we'll have a double military pension plus TSP that we've funded decently. Feels comfortable. |