What happens when a child injures an adult?

[Anonymous]

Anonymous wrote:

Anonymous wrote:Sorry this happened. Obviously, it was an accident.

That said, I can’t believe your first thought is suing etc. Just doesn’t sit right with me. I’m guessing the parents of the kid got the same sense, possibly, and knew to steer clear of much conversation.

I would potentially discuss safety measures etc with the facility (sounds like an incident report was filed, so that is good) to help prevent this from happening again.

I hope you feel better soon.

It wasn’t my first thought. My first thought was ‘oh my God, what just hit my head. Am I ok’ and my second thought was that my three year old, sitting next to me, could have gotten a skull fracture and died if the bottle had been dropped six inches to the left. I asked the mom for her contact information 20 minutes after the bottle was dropped when she came down to get the water bottle. I wouldn’t have asked for her information if she hadn’t come down to get the water bottle and had left. The facility is big and our kids were not in the same activity - I had never seen her before.

It’s in incredibly poor taste to go out of your way to get a water bottle your unattended child dropped on someone’s head when you couldn’t even be bothered to ask the person your child injured if they’re ok. What message are you sending to your children?

[Anonymous]

Anonymous wrote:Sorry this happened. Obviously, it was an accident.

That said, I can’t believe your first thought is suing etc. Just doesn’t sit right with me. I’m guessing the parents of the kid got the same sense, possibly, and knew to steer clear of much conversation.

I would potentially discuss safety measures etc with the facility (sounds like an incident report was filed, so that is good) to help prevent this from happening again.

I hope you feel better soon.

DP. I don’t think OPs thought was suing them. But when she realized she is injured she wanted them to cover cost. That doesn’t mean needing to sue- it just means your insurance contacts theirs and they work it out. Assuming this is a minor injury, the other insurance would pay the ER bill and maybe a follow up. Which is appropriate for an accident that is your fault. Now if OP starts saying she needs months of therapy and is disabled, etc. then yeah, the insurance will likely push back on continuing to pay out and she’d need to sue.

[Anonymous]

Op, I’m so sorry about your injury and understand your concern about its potential impact on your health. Hopefully this isn’t the case with you, but even mild concussions can have long-term impact; you write that your concussion is moderate.

If you haven’t already, you might want to check in with a concussion program for evaluation and treatment at some point in the near future. There are several in the DMV.

I hope you heal quickly and completely.

[Anonymous]

You will never be satisfied OP

[Anonymous]

Call your insurance company tell them the facility and that the facility has the other part's identity and contact info.
It doesn't matter that it was a child. Their household member injured OP.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Sorry this happened. Obviously, it was an accident.

That said, I can’t believe your first thought is suing etc. Just doesn’t sit right with me. I’m guessing the parents of the kid got the same sense, possibly, and knew to steer clear of much conversation.

I would potentially discuss safety measures etc with the facility (sounds like an incident report was filed, so that is good) to help prevent this from happening again.

I hope you feel better soon.

DP. I don’t think OPs thought was suing them. But when she realized she is injured she wanted them to cover cost. That doesn’t mean needing to sue- it just means your insurance contacts theirs and they work it out. Assuming this is a minor injury, the other insurance would pay the ER bill and maybe a follow up. Which is appropriate for an accident that is your fault. Now if OP starts saying she needs months of therapy and is disabled, etc. then yeah, the insurance will likely push back on continuing to pay out and she’d need to sue.

Why do you think the bottle dropper had insurance to pay OP’s ER bill? Vast majority don’t have umbrella liability.

[Anonymous]

Anonymous wrote:

Anonymous wrote:I would not give you my contact info. You were clearly looking for money. I would have apologized profusely though.

Accidents happen in life, OP. This was an accident.

And that is what insurance is for. Whoever is at fault for the accident is legally liable for the expenses. Their insurance can pay.

Are you thinking about car accidents?
Likely the family who did this doesn’t have insurance to cover a claim and wouldn’t be responsible unless you could prove negligence anyway.

[Anonymous]

Anonymous wrote:I understand you’re upset and angry about what happened, but this is an accident. Sometimes there’s no one to blame. The parent’s reaction doesn’t change the fact that it was an accident. I hope you feel better soon!

Car accidents happen too but people pay when someone is injured because of your accident.

[Anonymous]

Posters here seem to not know that a concussion is a brain injury. Even a mild concussion is a brain injury. This is not NBD.

[Anonymous]

I agree with those saying that this is on the sports facility at best.

[Anonymous]

A 6 year old accidentally broke my arm. Was out of work for weeks because I can't do my job with a cast. It never even occurred to me to try to get the other family to pay. And my insurance did not go after the facility where it happened or try to get info about the other family. Was the kid doing something they weren't supposed to and was the mom not supervising them correctly? Yes. Did it make a difference to me? No.

[Anonymous]

Anonymous wrote:Sounds fake.

And delusional.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I would not give you my contact info. You were clearly looking for money. I would have apologized profusely though.

Accidents happen in life, OP. This was an accident.

And that is what insurance is for. Whoever is at fault for the accident is legally liable for the expenses. Their insurance can pay.

Are you thinking about car accidents?
Likely the family who did this doesn’t have insurance to cover a claim and wouldn’t be responsible unless you could prove negligence anyway.

My friend was plowed into by a snowboarder. She received 250k from his insurance policy, which was held by his parents. She did not sue.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Seems to me the sports complex would be liable for this, not the parents.

Yup. I take my DD to a sport at a place with a similar setup. All the signs in the world didn’t prevent metal water bottles and phones from being dropped from the 2nd floor railing onto people’s heads. They eventually had to specially machine a sheet metal screen to attach to the railing to prevent things from falling through. And people still manage to drop things over the edge!

What place is this, I would avoid it for sure!

[Anonymous]

Anonymous wrote:

Anonymous wrote:Sounds fake.

And delusional.

Or at least highly embellished or rhetorical.

Op is probably trying to write a paper for her Ethics 101 class and asking dcum.