What happens when a child injures an adult?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I would not give you my contact info. You were clearly looking for money. I would have apologized profusely though.

Accidents happen in life, OP. This was an accident.

And that is what insurance is for. Whoever is at fault for the accident is legally liable for the expenses. Their insurance can pay.

Are you thinking about car accidents?
Likely the family who did this doesn’t have insurance to cover a claim and wouldn’t be responsible unless you could prove negligence anyway.

My friend was plowed into by a snowboarder. She received 250k from his insurance policy, which was held by his parents. She did not sue.

Is your friend doing okay? That's scary.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I would not give you my contact info. You were clearly looking for money. I would have apologized profusely though.

Accidents happen in life, OP. This was an accident.

And that is what insurance is for. Whoever is at fault for the accident is legally liable for the expenses. Their insurance can pay.

Are you thinking about car accidents?
Likely the family who did this doesn’t have insurance to cover a claim and wouldn’t be responsible unless you could prove negligence anyway.

My friend was plowed into by a snowboarder. She received 250k from his insurance policy, which was held by his parents. She did not sue.

So what? This does not negate the prior point.

[Anonymous]

A few years ago our teen accidentally hit an older women’s leg w a shipping cart.

She had a loud outburst in the store - - rightfully so she was older and it hurt.
Embarrassed herself and her husband… Who was so nice about it all and kept reassuring us and his wife that all was fine

Husband,myself and child ALL apologized profusely… and also gave her and her husband our contact information . Nothing became of it

However, We simply thought that was the correct thing to do.

[Anonymous]

Shopping ^

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I would not give you my contact info. You were clearly looking for money. I would have apologized profusely though.

Accidents happen in life, OP. This was an accident.

And that is what insurance is for. Whoever is at fault for the accident is legally liable for the expenses. Their insurance can pay.

Are you thinking about car accidents?
Likely the family who did this doesn’t have insurance to cover a claim and wouldn’t be responsible unless you could prove negligence anyway.

Home owners insurance typically have some element of personal liability coverage for accidents (even away from your home) you are responsible for that cause damage to a person or someone’s property

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I would not give you my contact info. You were clearly looking for money. I would have apologized profusely though.

Accidents happen in life, OP. This was an accident.

And that is what insurance is for. Whoever is at fault for the accident is legally liable for the expenses. Their insurance can pay.

Are you thinking about car accidents?
Likely the family who did this doesn’t have insurance to cover a claim and wouldn’t be responsible unless you could prove negligence anyway.

My friend was plowed into by a snowboarder. She received 250k from his insurance policy, which was held by his parents. She did not sue.

Is your friend doing okay? That's scary.

She is okay thanks! She tore her ACL/MCL/Menicious. Her health insirance paid for her costs but the 250k was nice compensation for the many weeks she needed childcare help, food help, etc. it also made her fall better about the impact on her work (6 weeks out and then working on crutches as a pharma salesperson.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Why are people suggesting calling the police because a young child accidentally dropped something? That is in no way a crime, either by the young child or the parent. And assuming that the dropped item was something reasonable for the child to have (and a water bottle is!) I don't see the negligence either.

Accidents happen, OP. I'm sorry. But it's not anyone's fault.

Negligence if the parent wasn't watching the child, what if the other parent was drunk or high

Did OP say anything to suggest that either of these is true or are you making things up?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Sorry this happened. Obviously, it was an accident.

That said, I can’t believe your first thought is suing etc. Just doesn’t sit right with me. I’m guessing the parents of the kid got the same sense, possibly, and knew to steer clear of much conversation.

I would potentially discuss safety measures etc with the facility (sounds like an incident report was filed, so that is good) to help prevent this from happening again.

I hope you feel better soon.

It wasn’t my first thought. My first thought was ‘oh my God, what just hit my head. Am I ok’ and my second thought was that my three year old, sitting next to me, could have gotten a skull fracture and died if the bottle had been dropped six inches to the left. I asked the mom for her contact information 20 minutes after the bottle was dropped when she came down to get the water bottle. I wouldn’t have asked for her information if she hadn’t come down to get the water bottle and had left. The facility is big and our kids were not in the same activity - I had never seen her before.

It’s in incredibly poor taste to go out of your way to get a water bottle your unattended child dropped on someone’s head when you couldn’t even be bothered to ask the person your child injured if they’re ok. What message are you sending to your children?

Who said the child was unattended?

[Anonymous]

Anonymous wrote:

Anonymous wrote:There’s no requirement to exchange information. And honestly I wouldn’t hand out my contact information to people I don’t know. I mean why did you want it?

If something catastrophic happened I would have asked them to assume some of the cost or I would have asked the facility to do that. I’m not a lawyer or a doctor. It was about optionality…and the physical damage to my head was way worse than any car accident I’ve been in, so somewhere it seemed to make sense to exchange info.

And if they had given you details about them, you would have found a way to prove they needed to pay you in some way and hence they protected themselves. I would have taken your name and number to follow up but not have given you mine.

[Anonymous]

Why does it being a child excuse the household for accidentally injuring someone? Why assume the household doesn't have liability insurance?

[Anonymous]

Anonymous wrote:Why does it being a child excuse the household for accidentally injuring someone? Why assume the household doesn't have liability insurance?

+1. And presumably a child being watched would be stopped from throwing a metal water bottle onto people below them. I would be watching at 2 year old and a 6 year old closely in that type of situation to ensure they didn’t try to climb over the bar.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:There’s no requirement to exchange information. And honestly I wouldn’t hand out my contact information to people I don’t know. I mean why did you want it?

If something catastrophic happened I would have asked them to assume some of the cost or I would have asked the facility to do that. I’m not a lawyer or a doctor. It was about optionality…and the physical damage to my head was way worse than any car accident I’ve been in, so somewhere it seemed to make sense to exchange info.

And if they had given you details about them, you would have found a way to prove they needed to pay you in some way and hence they protected themselves. I would have taken your name and number to follow up but not have given you mine.

OP said upthread she wasn’t pursuing a police report, which would be how she could shift her ER bill onto either the facility or the family of the child who injured her. She said she only asked the mom for her contact info because the mom came to look for the water bottle her child dropped on OP’s head.

“Found a way” How dumb are you? OP had to go to the ER because a metal water bottle full of water was thrown onto her head from 12 ft above. A good way to not put yourself in the position of potentially paying for someone’s ER bill is to not let your child drop a metal water bottle onto someone’s head.

And you would get the OP’s number so you could what? Call to ask her how she felt about your child giving her a concussion and just missing giving her child a skull fracture? And then wouldn’t she have your contact information, which would defeat the point of you not giving it to OP in the first place. Not too bright are you.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Sorry this happened. Obviously, it was an accident.

That said, I can’t believe your first thought is suing etc. Just doesn’t sit right with me. I’m guessing the parents of the kid got the same sense, possibly, and knew to steer clear of much conversation.

I would potentially discuss safety measures etc with the facility (sounds like an incident report was filed, so that is good) to help prevent this from happening again.

I hope you feel better soon.

It wasn’t my first thought. My first thought was ‘oh my God, what just hit my head. Am I ok’ and my second thought was that my three year old, sitting next to me, could have gotten a skull fracture and died if the bottle had been dropped six inches to the left. I asked the mom for her contact information 20 minutes after the bottle was dropped when she came down to get the water bottle. I wouldn’t have asked for her information if she hadn’t come down to get the water bottle and had left. The facility is big and our kids were not in the same activity - I had never seen her before.

It’s in incredibly poor taste to go out of your way to get a water bottle your unattended child dropped on someone’s head when you couldn’t even be bothered to ask the person your child injured if they’re ok. What message are you sending to your children?

Who said the child was unattended?

That’s funny. Does your child only throws heavy objects of balconies when you’re watching them.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I would not give you my contact info. You were clearly looking for money. I would have apologized profusely though.

Accidents happen in life, OP. This was an accident.

And that is what insurance is for. Whoever is at fault for the accident is legally liable for the expenses. Their insurance can pay.

Are you thinking about car accidents?
Likely the family who did this doesn’t have insurance to cover a claim and wouldn’t be responsible unless you could prove negligence anyway.

My friend was plowed into by a snowboarder. She received 250k from his insurance policy, which was held by his parents. She did not sue.

So what? This does not negate the prior point.

Yes it does fool

[Anonymous]

Throwing a water bottle? Dropping is sufficient for injury, and easily could happen to any parent and child. But I think the lesson is that children and balconies and cups/bottles do not mix.