What happens when a child injures an adult?

Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:If your kid breaks something in the store you pay for it. If your kid gives someone a concussion, you pay for it.


100%. i’m not sure why all these people think the family of the kid who dropped the water bottle is just free from responsibility here. That’s not how this works.


No. this is why you have health insurance.


Most people have co-pays and deductibles. It’s easy to spend $400-500+ at the ER when you are getting a CT SCAN and/or MRI. Most insurance policies don’t have a $0 ER copay. Why does OP need to pick up the bill when concussions are brain injuries and serious and she has to live with that. Even mild concussions have short and long term health implications, and OP’s concussion was moderate.


Exactly for many many people even with health insurance this could actually cost thousands not to mention time out of work.


Thousands for a mild concussion!!!!!!! I'm glad the child's mother didn't provide her information. You sound insane.


If someone backs into your car today and you get a concussion or your car gets damaged, I hope they drive away because accidents happen. You’ll live, you may live differently, but it’s not there problem! Great attitude. Hope you live it either by choice or by karma.


That’s what car insurance is for and that’s why we are all required by law to carry it. The same with medical. Comparing this to a car accident is exactly why you’re getting the reaction you’re getting. Those things are not the same and the whole analogy is ridiculous. It’s like comparing a paper cut to a stabbing.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:If your kid breaks something in the store you pay for it. If your kid gives someone a concussion, you pay for it.


100%. i’m not sure why all these people think the family of the kid who dropped the water bottle is just free from responsibility here. That’s not how this works.




No. this is why you have health insurance.


Most people have co-pays and deductibles. It’s easy to spend $400-500+ at the ER when you are getting a CT SCAN and/or MRI. Most insurance policies don’t have a $0 ER copay. Why does OP need to pick up the bill when concussions are brain injuries and serious and she has to live with that. Even mild concussions have short and long term health implications, and OP’s concussion was moderate.


Exactly for many many people even with health insurance this could actually cost thousands not to mention time out of work.


Thousands for a mild concussion!!!!!!! I'm glad the child's mother didn't provide her information. You sound insane.


Yes, an ER visit and all that comes with it can cost thousands.
Anonymous
Anonymous wrote:If your kid breaks something in the store you pay for it. If your kid gives someone a concussion, you pay for it.


No, OP’s health insurance pays for it.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:If your kid breaks something in the store you pay for it. If your kid gives someone a concussion, you pay for it.


100%. i’m not sure why all these people think the family of the kid who dropped the water bottle is just free from responsibility here. That’s not how this works.


No. this is why you have health insurance.


Most people have co-pays and deductibles. It’s easy to spend $400-500+ at the ER when you are getting a CT SCAN and/or MRI. Most insurance policies don’t have a $0 ER copay. Why does OP need to pick up the bill when concussions are brain injuries and serious and she has to live with that. Even mild concussions have short and long term health implications, and OP’s concussion was moderate.


My goodness. Accidents happen. Most of us wouldn't have gone to the ER for something like this. What do you expect the family to do? Pay OPs wages for a few weeks? JFC


i’m sorry-you wouldn’t go the ER when you are hit in the head from 12 feet up with a water bottle?? And have a terrible headache after that turns out to be a concussion? Wow…


What do they do for concussions at the ER?


Nothing. Give you a paper that talks about concussions. The same as when your child gets hit on the head at school and goes to the school nurse.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:If your kid breaks something in the store you pay for it. If your kid gives someone a concussion, you pay for it.


100%. i’m not sure why all these people think the family of the kid who dropped the water bottle is just free from responsibility here. That’s not how this works.


No. this is why you have health insurance.


Most people have co-pays and deductibles. It’s easy to spend $400-500+ at the ER when you are getting a CT SCAN and/or MRI. Most insurance policies don’t have a $0 ER copay. Why does OP need to pick up the bill when concussions are brain injuries and serious and she has to live with that. Even mild concussions have short and long term health implications, and OP’s concussion was moderate.


Exactly for many many people even with health insurance this could actually cost thousands not to mention time out of work.


Which is why I will never give out my contact info after reading this thread. A reasonable person would go to their PCP to be screened for a concussion and ask if they need further care. But if you know someone else is paying, why not go to the ER? And take time off work?
Anonymous
Anonymous wrote:The most bizarre thing is the mom didn’t go down to ask if she was ok. Until she went to retrieve the bottle? Dahell?


The whole thing was an accident! What if mom didn't even see it happen?

This waas an ACCIDENT. They happen. I'd be upset too but omg, ACCIDENT.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:If your kid breaks something in the store you pay for it. If your kid gives someone a concussion, you pay for it.


100%. i’m not sure why all these people think the family of the kid who dropped the water bottle is just free from responsibility here. That’s not how this works.


No. this is why you have health insurance.


Most people have co-pays and deductibles. It’s easy to spend $400-500+ at the ER when you are getting a CT SCAN and/or MRI. Most insurance policies don’t have a $0 ER copay. Why does OP need to pick up the bill when concussions are brain injuries and serious and she has to live with that. Even mild concussions have short and long term health implications, and OP’s concussion was moderate.


My goodness. Accidents happen. Most of us wouldn't have gone to the ER for something like this. What do you expect the family to do? Pay OPs wages for a few weeks? JFC


i’m sorry-you wouldn’t go the ER when you are hit in the head from 12 feet up with a water bottle?? And have a terrible headache after that turns out to be a concussion? Wow…


What do they do for concussions at the ER?


Check for skull fractures and hematomas.
Anonymous
Lock that negligent mom up!
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:If your kid breaks something in the store you pay for it. If your kid gives someone a concussion, you pay for it.


100%. i’m not sure why all these people think the family of the kid who dropped the water bottle is just free from responsibility here. That’s not how this works.


No. this is why you have health insurance.


Most people have co-pays and deductibles. It’s easy to spend $400-500+ at the ER when you are getting a CT SCAN and/or MRI. Most insurance policies don’t have a $0 ER copay. Why does OP need to pick up the bill when concussions are brain injuries and serious and she has to live with that. Even mild concussions have short and long term health implications, and OP’s concussion was moderate.


Exactly for many many people even with health insurance this could actually cost thousands not to mention time out of work.


Thousands for a mild concussion!!!!!!! I'm glad the child's mother didn't provide her information. You sound insane.


If someone backs into your car today and you get a concussion or your car gets damaged, I hope they drive away because accidents happen. You’ll live, you may live differently, but it’s not there problem! Great attitude. Hope you live it either by choice or by karma.


That’s what car insurance is for and that’s why we are all required by law to carry it. The same with medical. Comparing this to a car accident is exactly why you’re getting the reaction you’re getting. Those things are not the same and the whole analogy is ridiculous. It’s like comparing a paper cut to a stabbing.


nobody is required to carry health insurance. That’s why many don’t have it.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:If your kid breaks something in the store you pay for it. If your kid gives someone a concussion, you pay for it.


100%. i’m not sure why all these people think the family of the kid who dropped the water bottle is just free from responsibility here. That’s not how this works.


No. this is why you have health insurance.


Most people have co-pays and deductibles. It’s easy to spend $400-500+ at the ER when you are getting a CT SCAN and/or MRI. Most insurance policies don’t have a $0 ER copay. Why does OP need to pick up the bill when concussions are brain injuries and serious and she has to live with that. Even mild concussions have short and long term health implications, and OP’s concussion was moderate.


My goodness. Accidents happen. Most of us wouldn't have gone to the ER for something like this. What do you expect the family to do? Pay OPs wages for a few weeks? JFC


i’m sorry-you wouldn’t go the ER when you are hit in the head from 12 feet up with a water bottle?? And have a terrible headache after that turns out to be a concussion? Wow…


What do they do for concussions at the ER?


Nothing. Give you a paper that talks about concussions. The same as when your child gets hit on the head at school and goes to the school nurse.


You do realize that you don’t find out you have a concussion until you actually go correct? It’s not like you just know. They check to make sure you don’t have a serious brain injury. It’s a head injury-most people tend to take those pretty seriously. That being said it seems like many on this thread maybe have had some they have chosen to ignore.
Anonymous
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:If your kid breaks something in the store you pay for it. If your kid gives someone a concussion, you pay for it.


100%. i’m not sure why all these people think the family of the kid who dropped the water bottle is just free from responsibility here. That’s not how this works.


No. this is why you have health insurance.


Most people have co-pays and deductibles. It’s easy to spend $400-500+ at the ER when you are getting a CT SCAN and/or MRI. Most insurance policies don’t have a $0 ER copay. Why does OP need to pick up the bill when concussions are brain injuries and serious and she has to live with that. Even mild concussions have short and long term health implications, and OP’s concussion was moderate.


Exactly for many many people even with health insurance this could actually cost thousands not to mention time out of work.


Thousands for a mild concussion!!!!!!! I'm glad the child's mother didn't provide her information. You sound insane.


If someone backs into your car today and you get a concussion or your car gets damaged, I hope they drive away because accidents happen. You’ll live, you may live differently, but it’s not there problem! Great attitude. Hope you live it either by choice or by karma.


That’s what car insurance is for and that’s why we are all required by law to carry it. The same with medical. Comparing this to a car accident is exactly why you’re getting the reaction you’re getting. Those things are not the same and the whole analogy is ridiculous. It’s like comparing a paper cut to a stabbing.


We are required to carry car insurance because the injuries and damage are often severe and expensive- not because those accidents are somehow different from other accidents where misuse, negligence, or carelessness causes and injury. A water bottle isn’t meant to be dropped from high above. Throwing/dropping a heavy metal water bottle from 12 ft above, while an accident, is negligent. You were supposed to be holding on to it.

Kids playing tennis in a group class and one of the balls hits the coach square in the eye; scratches his cornea. That’s an accident, but wasn’t negligent.
Anonymous
Anonymous wrote:
Anonymous wrote:If your kid breaks something in the store you pay for it. If your kid gives someone a concussion, you pay for it.


No, OP’s health insurance pays for it.


Why should OPs pay for it when they didn’t cause it? If someone’s kid dents your car with their door should your insurance cover it or theirs?
Anonymous
I totally get the OP's anger. Yes it could have been an accident but frankly I would not be shocked if it was done on purpose by the 6 year old. I was at a kids park once sitting on a bench under a tree house and those rope web crawling tunnels. I felt water dripping on me and thought a bird had pooped in me. Turns out a 5-7 year old kid was up in that tunnel spitting at me. On purpose. And honestly the parent's reaction here makes me think it was not a simple accident. What normal human being, when their kid hurts another person, doesn't come and apologize? Wtf.

But there is no way to prove anything, so this falls under that gray zone of can't do much. It also is a situation where the reaction of the adults could have maybe affected how OP felt about the whole situation. If the other parent had checked on her, apologized, looked modified, offered to help, then maybe OP would actually be more willing to accept that sh*t happens.
Anonymous
Anonymous wrote:I totally get the OP's anger. Yes it could have been an accident but frankly I would not be shocked if it was done on purpose by the 6 year old. I was at a kids park once sitting on a bench under a tree house and those rope web crawling tunnels. I felt water dripping on me and thought a bird had pooped in me. Turns out a 5-7 year old kid was up in that tunnel spitting at me. On purpose. And honestly the parent's reaction here makes me think it was not a simple accident. What normal human being, when their kid hurts another person, doesn't come and apologize? Wtf.

But there is no way to prove anything, so this falls under that gray zone of can't do much. It also is a situation where the reaction of the adults could have maybe affected how OP felt about the whole situation. If the other parent had checked on her, apologized, looked modified, offered to help, then maybe OP would actually be more willing to accept that sh*t happens.


I agree completely. I think a big part of the issue is the other parent’s reaction. Some people really just don’t care if others live or die based on their actions. It’s amazing how far a little compassion can go and it seems like this other mom showed 0.
Anonymous
Where do you live OP because both you and the other mom sound insane and I don’t want to go anywhere near your neighborhood.
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