This. Parents spend money on their kids that they could have used to save for retirement, so they have less savings at retirement than if they didn't have kids. Or they could have used the money spent on kids to take great vacations. Point is, they sacrificed one way or another. "The kids didn't ask to be born" is a cop-out. If you asked any of these kids I'm certain they'd all say they're glad to be alive. They're also glad their parents put a roof over their heads and fed them. |
Surprise, your parent was paying for piano lessons and putting you through college instead of saving every last penny for retirement. |
If parents've done right by their children and are in need now or if children are loving and trying to do good, supporting each other isn't leeching, its caring. |
This^. Mine did both but just not enough could be saved for any luxury or retirement after providing best opportunities for us. |
Caregiving (child and elder) is an incredibly important cornerstone of society that is so depressingly undervalued. And now that women have better options than the bear the brunt of it themselves, we are realizing how much exploitation of generally female unpaid labor was used to keep society going. Even now still, many caregiver positions (daycares, nursing homes, etc.) are wildly underpaid and cost more than many households can absorb. We need to stop looking at this as some individual problem that families need to just figure out how to solve with the good ole pulling up of bootstraps and realize it’s a societal issue. I still don’t understand how we aren’t more evolved yet in this regard. The early childcare are financially crushing for many families and most families can’t afford (time or money-wise) raise children and take care of aging parents without a mental breakdown. |
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Some of you are too entitled to see the contradiction between
"My parents should not only help me through college, they should also help me in my 20s with rent/car/down payment/wedding." and "Mom and dad don't have any retirement savings, that's their fault so why should I help them out?" |
No child asked to be born whereas the parent chose to take on the responsibility of raising a child. That aside, there are a lot of crummy parents out there and the ones I’ve seen with the biggest “my kids owe me” are the ones who did nothing to save or set themselves up in retirement. Often this is cultural and I’ve seen it play out with friend who married into families with parents who lived pretty high on the hog spending paycheck to paycheck and now feel their child should care for them, often not just for a last few handful of years but potentially a couple decades. It’s so unreasonable. And I imagine if you’re a kind, generous parent who treated your kids very well and you did the best you could to save, your kids will feel more inclined to want to help you if they can. But the expectation that your kids are going to just keep bankrolling you at the lifestyle you are accustomed to in old age is literal narcissism. |
Why don't you ask some adult children if they wanted to be born. Pretty sure 99% will say yes. That argument is really dumb.
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I think you assume wrong. Most people understand they wouldn’t have known if they weren’t born. Life can be a slog and a struggle. Suicide is a leading cause of death in this country. If being alive means you are financially responsible for yourself and your parents in a country where the elder generation has created policies that have led to ever-increasing income inequality, I think a lot of people would not choose that. DH and I have been very aggressive with saving for retirement since before our kids were born. I have chosen to stay in a fed position because the pension and lifelong healthcare (I was hired long enough ago that I contribute only .9% so I realize I’m lucky). Our children are our responsibility. We are not theirs. I just hope that someday, if they choose to have children, they will similarly save for themselves while also doing their best to provide their family a nice life. If we can help out with down payments and childcare we will the way our parents helped us. If you want your family to have continued upward mobility or at least stay in the UMC, then you model good saving and investing habits and help your children out at points along the way like being able to get on the property ladder when they are still somewhat young. You do not create an anchor for them that will stop them from being able to lean into their careers or afford to have a family of their own. |
This^. Women are supposed to be default caregivers for childhood, special needs, illness, disability,trauma, accident, laziness, addiction, disasters mental health, aging, dying ... you name it. |
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Do you not feel any responsibility towards your parents and have no wish to return the live, kindness, care, education, resources they provided to even though they could've spent energy and money on better lifestyle and retirement.
There is no real compulsion for parents to care and provide for their children. There are many who only offer abortions, neglect, abuse, selfishness, broken families, alcoholism etc etc. |
Those kinds of sacrifices are meant to be paid forwards, not backwards. |
What if an adult child is in need? |
Those are luxuries. I'm talking about adult children who can't afford food/shelter/comfort. |
Parents who make those kinds of sacrifices clearly want their children to have as comfortable of a lifestyle as possible. And I don't think many people would define comfort as having their space infringed upon by elders. |