Guac and queso if you make over $450k

[Anonymous]

I think it’s nice to have treats once in a while and if you always have something it’s not a treat— isn’t that what the hedonic treadmill is about?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:^^ it’s bc the person said cutting back on wants can’t result in meaningful savings like house/car type of savings.

It’s one thing if someone said, I don’t care about cost, don’t need to evaluate a cost, etc. because it is meaningless to me. Saying it doesn’t result in savings is false.

No one said it doesn’t result in savings. What was said is that it doesn’t result in meaningful saving IF you are overspending on the big things, such as house, car, and education.

Which is 100% true.

I guess we can disagree on the definition of “meaningful.” Saving is saving and I, like Ben Franklin, believe in a penny saved is a penny earned. But obviously if you’re house poor, you will always be treading water. A nephew overspent on a car and significantly cut back on wants for 18 months and paid the loan off.

Did your nephew earn over $450k/yr?

Was it her nephew’s 7th car?

[Anonymous]

Anonymous wrote:I think it’s nice to have treats once in a while and if you always have something it’s not a treat— isn’t that what the hedonic treadmill is about?

This is a board of $$ hoarders. The correct answer is: no treats.

[Anonymous]

What’s with all the stupid and immature responses from people who think they are funny?

[Anonymous]

Anonymous wrote:

Anonymous wrote:For me, the wanting and the mindfulness are tied together. I'm not going to want it (unless absolutely necessary), if I can't fairly easily afford it.

What? Are you saying you have lots of money? You don’t want things out of your price range? Then you’re just in denial. I want to fly business class only. I can’t really afford to do that all the time; I still would like to do so.

Huh. Our HHI was never over $300k but after 2012 we never flew coach on any trip over an hour. House was paid off by then though.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:^^ it’s bc the person said cutting back on wants can’t result in meaningful savings like house/car type of savings.

It’s one thing if someone said, I don’t care about cost, don’t need to evaluate a cost, etc. because it is meaningless to me. Saying it doesn’t result in savings is false.

No one said it doesn’t result in savings. What was said is that it doesn’t result in meaningful saving IF you are overspending on the big things, such as house, car, and education.

Which is 100% true.

I guess we can disagree on the definition of “meaningful.” Saving is saving and I, like Ben Franklin, believe in a penny saved is a penny earned. But obviously if you’re house poor, you will always be treading water. A nephew overspent on a car and significantly cut back on wants for 18 months and paid the loan off.

Now, see, I think your nephew’s story is a reason TOO get the extras and to budget for them. If you don’t have extras and wants in your budget, and everything is wrapped up in fixed expenses like 3 houses and 7 cars, then what are you going to cut back on if times get tough?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:For me, the wanting and the mindfulness are tied together. I'm not going to want it (unless absolutely necessary), if I can't fairly easily afford it.

What? Are you saying you have lots of money? You don’t want things out of your price range? Then you’re just in denial. I want to fly business class only. I can’t really afford to do that all the time; I still would like to do so.

Huh. Our HHI was never over $300k but after 2012 we never flew coach on any trip over an hour. House was paid off by then though.

You probably don't spend five figures a year on food and wine

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:^^ it’s bc the person said cutting back on wants can’t result in meaningful savings like house/car type of savings.

It’s one thing if someone said, I don’t care about cost, don’t need to evaluate a cost, etc. because it is meaningless to me. Saying it doesn’t result in savings is false.

No one said it doesn’t result in savings. What was said is that it doesn’t result in meaningful saving IF you are overspending on the big things, such as house, car, and education.

Which is 100% true.

I guess we can disagree on the definition of “meaningful.” Saving is saving and I, like Ben Franklin, believe in a penny saved is a penny earned. But obviously if you’re house poor, you will always be treading water. A nephew overspent on a car and significantly cut back on wants for 18 months and paid the loan off.

Now, see, I think your nephew’s story is a reason TOO get the extras and to budget for them. If you don’t have extras and wants in your budget, and everything is wrapped up in fixed expenses like 3 houses and 7 cars, then what are you going to cut back on if times get tough?

A. It’s “to.”

B. You won’t get it ever so need to explain.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:^^ it’s bc the person said cutting back on wants can’t result in meaningful savings like house/car type of savings.

It’s one thing if someone said, I don’t care about cost, don’t need to evaluate a cost, etc. because it is meaningless to me. Saying it doesn’t result in savings is false.

No one said it doesn’t result in savings. What was said is that it doesn’t result in meaningful saving IF you are overspending on the big things, such as house, car, and education.

Which is 100% true.

I guess we can disagree on the definition of “meaningful.” Saving is saving and I, like Ben Franklin, believe in a penny saved is a penny earned. But obviously if you’re house poor, you will always be treading water. A nephew overspent on a car and significantly cut back on wants for 18 months and paid the loan off.

Now, see, I think your nephew’s story is a reason TOO get the extras and to budget for them. If you don’t have extras and wants in your budget, and everything is wrapped up in fixed expenses like 3 houses and 7 cars, then what are you going to cut back on if times get tough?

A. It’s “to.”

B. You won’t get it ever so need to explain.

Nobody gets the point you’re trying to make, because it’s completely illogical.

If you have three times as many houses and seven times as many cars as you have @$$es, then all the pennies saved in the world won’t convince others that you are anything other than a wasteful, entitled spendthrift. And obviously in no position to lecture anyone else about their saving and spending decisions. Duh.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:^^ it’s bc the person said cutting back on wants can’t result in meaningful savings like house/car type of savings.

It’s one thing if someone said, I don’t care about cost, don’t need to evaluate a cost, etc. because it is meaningless to me. Saying it doesn’t result in savings is false.

No one said it doesn’t result in savings. What was said is that it doesn’t result in meaningful saving IF you are overspending on the big things, such as house, car, and education.

Which is 100% true.

I guess we can disagree on the definition of “meaningful.” Saving is saving and I, like Ben Franklin, believe in a penny saved is a penny earned. But obviously if you’re house poor, you will always be treading water. A nephew overspent on a car and significantly cut back on wants for 18 months and paid the loan off.

Now, see, I think your nephew’s story is a reason TOO get the extras and to budget for them. If you don’t have extras and wants in your budget, and everything is wrapped up in fixed expenses like 3 houses and 7 cars, then what are you going to cut back on if times get tough?

A. It’s “to.”

B. You won’t get it ever so need to explain.

Nobody gets the point you’re trying to make, because it’s completely illogical.

If you have three times as many houses and seven times as many cars as you have @$$es, then all the pennies saved in the world won’t convince others that you are anything other than a wasteful, entitled spendthrift. And obviously in no position to lecture anyone else about their saving and spending decisions. Duh.

Please stop derailing threads. Please.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:^^ it’s bc the person said cutting back on wants can’t result in meaningful savings like house/car type of savings.

It’s one thing if someone said, I don’t care about cost, don’t need to evaluate a cost, etc. because it is meaningless to me. Saying it doesn’t result in savings is false.

No one said it doesn’t result in savings. What was said is that it doesn’t result in meaningful saving IF you are overspending on the big things, such as house, car, and education.

Which is 100% true.

I guess we can disagree on the definition of “meaningful.” Saving is saving and I, like Ben Franklin, believe in a penny saved is a penny earned. But obviously if you’re house poor, you will always be treading water. A nephew overspent on a car and significantly cut back on wants for 18 months and paid the loan off.

Now, see, I think your nephew’s story is a reason TOO get the extras and to budget for them. If you don’t have extras and wants in your budget, and everything is wrapped up in fixed expenses like 3 houses and 7 cars, then what are you going to cut back on if times get tough?

A. It’s “to.”

B. You won’t get it ever so need to explain.

Nobody gets the point you’re trying to make, because it’s completely illogical.

If you have three times as many houses and seven times as many cars as you have @$$es, then all the pennies saved in the world won’t convince others that you are anything other than a wasteful, entitled spendthrift. And obviously in no position to lecture anyone else about their saving and spending decisions. Duh.

Please stop derailing threads. Please.

WTF are you talking about?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:^^ it’s bc the person said cutting back on wants can’t result in meaningful savings like house/car type of savings.

It’s one thing if someone said, I don’t care about cost, don’t need to evaluate a cost, etc. because it is meaningless to me. Saying it doesn’t result in savings is false.

No one said it doesn’t result in savings. What was said is that it doesn’t result in meaningful saving IF you are overspending on the big things, such as house, car, and education.

Which is 100% true.

I guess we can disagree on the definition of “meaningful.” Saving is saving and I, like Ben Franklin, believe in a penny saved is a penny earned. But obviously if you’re house poor, you will always be treading water. A nephew overspent on a car and significantly cut back on wants for 18 months and paid the loan off.

Now, see, I think your nephew’s story is a reason TOO get the extras and to budget for them. If you don’t have extras and wants in your budget, and everything is wrapped up in fixed expenses like 3 houses and 7 cars, then what are you going to cut back on if times get tough?

A. It’s “to.”

B. You won’t get it ever so need to explain.

Nobody gets the point you’re trying to make, because it’s completely illogical.

If you have three times as many houses and seven times as many cars as you have @$$es, then all the pennies saved in the world won’t convince others that you are anything other than a wasteful, entitled spendthrift. And obviously in no position to lecture anyone else about their saving and spending decisions. Duh.

Please stop derailing threads. Please.

WTF are you talking about?

Try knitting to occupy your hands

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:^^ it’s bc the person said cutting back on wants can’t result in meaningful savings like house/car type of savings.

It’s one thing if someone said, I don’t care about cost, don’t need to evaluate a cost, etc. because it is meaningless to me. Saying it doesn’t result in savings is false.

No one said it doesn’t result in savings. What was said is that it doesn’t result in meaningful saving IF you are overspending on the big things, such as house, car, and education.

Which is 100% true.

I guess we can disagree on the definition of “meaningful.” Saving is saving and I, like Ben Franklin, believe in a penny saved is a penny earned. But obviously if you’re house poor, you will always be treading water. A nephew overspent on a car and significantly cut back on wants for 18 months and paid the loan off.

Now, see, I think your nephew’s story is a reason TOO get the extras and to budget for them. If you don’t have extras and wants in your budget, and everything is wrapped up in fixed expenses like 3 houses and 7 cars, then what are you going to cut back on if times get tough?

A. It’s “to.”

B. You won’t get it ever so need to explain.

What? You don't even make sense.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:^^ it’s bc the person said cutting back on wants can’t result in meaningful savings like house/car type of savings.

It’s one thing if someone said, I don’t care about cost, don’t need to evaluate a cost, etc. because it is meaningless to me. Saying it doesn’t result in savings is false.

No one said it doesn’t result in savings. What was said is that it doesn’t result in meaningful saving IF you are overspending on the big things, such as house, car, and education.

Which is 100% true.

I guess we can disagree on the definition of “meaningful.” Saving is saving and I, like Ben Franklin, believe in a penny saved is a penny earned. But obviously if you’re house poor, you will always be treading water. A nephew overspent on a car and significantly cut back on wants for 18 months and paid the loan off.

Now, see, I think your nephew’s story is a reason TOO get the extras and to budget for them. If you don’t have extras and wants in your budget, and everything is wrapped up in fixed expenses like 3 houses and 7 cars, then what are you going to cut back on if times get tough?

A. It’s “to.”

B. You won’t get it ever so need to explain.

Nobody gets the point you’re trying to make, because it’s completely illogical.

If you have three times as many houses and seven times as many cars as you have @$$es, then all the pennies saved in the world won’t convince others that you are anything other than a wasteful, entitled spendthrift. And obviously in no position to lecture anyone else about their saving and spending decisions. Duh.

Please stop derailing threads. Please.

WTF are you talking about?

+1

dp

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:For me, the wanting and the mindfulness are tied together. I'm not going to want it (unless absolutely necessary), if I can't fairly easily afford it.

What? Are you saying you have lots of money? You don’t want things out of your price range? Then you’re just in denial. I want to fly business class only. I can’t really afford to do that all the time; I still would like to do so.

Huh. Our HHI was never over $300k but after 2012 we never flew coach on any trip over an hour. House was paid off by then though.

Same. HHI 250k or so, depending on the year. I hate flying. So.