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I make about 1/4 of what you make, so maybe I'm missing something.
But I like to think that if I were rich like you, I'd be able to prioritize the following when feeding my kids: nutrition and enjoyment. Guac is one of the healthiest things at Chipotle, so of course they can have guac. The idea that you'd sacrifice nutrients out of cheapness when clearly have enough money is bizarre. Queso makes it taste better. That's a reason to order it. If you have two kids and they each only want some queso, then splitting one queso makes sense. But if you are arguing that your kid should order full queso instead of light queso because full queso is a better "deal", then I can't understand that. Light queso is generally, unless you have a kid who needs more calories, the healthier choice. So, telling your kid "I'll spend X amount for something that's less good for you, but I won't spend the same amount for something that's better for you, and that you'd enjoy". That's insanity. |
You just sound incredibly cheap if the queso/guac example is real. There is a huge difference between food you are already eating out and $300 sneakers. |
| We never get extras like that, but we make less than 150k. I feel like if we made over 450k, we'd splurge more often. But I do agree with making sure kids understand that extras cost more. A lot of kids don't get that at all because their parents have never explained it, and never put ANY limits on what they get based on cost. You can tell this in the behavior of a lot of kids. |
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PP who grew up in a family that didn't allow extras - I agree with the other posters who mention this isn't just about being able to afford it - it's teaching kids to make decisions about what to spend on.
So, for example- it's one extra - quac, queso, or a drink. And while I think financial advice along the lines of "make coffee at home so you can afford a downpayment" is stupid - there is something to be said about modeling delayed gratification and decision making. |
Agree with this. There’s something distorted about not spending an extra $2 on a meal for your kids at that income level. It’s food, not branded sneakers or an expensive coat or the newest electronics. It’s just a weird way to demonstrate frugality. Are there other ways you model this for your kids, op? |
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OP there's a teaching opportunity here.
Use the toppings conversation to start an ongoing conversation on ordering etiquette when you are eating with friends, other families. For example, when others invite you, don't order the most expensive thing on the menu. Don't add on lots of extras. See what the hosts are having. If hosts invite you for, say, pizza, don't ask for calzones or appetizers unless offered, That sort of thing. |
Yes! It had been one extra for years - the guac. I guess the queso add on is what surprised me. I will say that last year I got Starbucks every workday at $6 each. That is $1600 at the end of the year. I've cut back significantly in 2026. |
She just wanted to brag that she makes more than 85% of Americans. And like most people I’ve never even thought of of not getting the children the food and condiments they wanted even when in my 20s with a low income. |
| The best part of making this income is not having to worry about the guac and queso charges! Life is too short to worry about this kind of thing when you don’t need to. |
No, but we don’t make that much. Teach your kids. |
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We dont eat out often, but when we do the kids can get what they want
Im okay with them learning to budget for their luxuries |
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We make way more than that and I've always side-eyed my husband for getting both, lol. But I also don't say anything, because I'm not trying to control him.
My kids don't like either, so that's a non-issue, but we do try to limit the "extras" just as a matter of not overdoing it, and keeping some things special. So choose 1 extra, or maybe that thing that costs extra is a special treat. One time one of my kids was super hungry and ordered steak and chicken on a salad at chop't. I wasn't involved in the order, but that would have been an example where I would have encouraged her to pick one. I know we can afford it, but I don't think we (or my kids) should get everything we want all the time. |
| Any Chipotle is too expensive for some of us. |
Mexican Coke is the best. |
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I mean, that's too many calories unless the kids are very active.
But in terms of money... what? I'd rather go out less and get exactly what I want when I do, regardless of budget. |