Reply to Guac and queso if you make over $450k

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]^^ it’s bc the person said cutting back on wants can’t result in meaningful savings like house/car type of savings.

It’s one thing if someone said, I don’t care about cost, don’t need to evaluate a cost, etc. because it is meaningless to me. Saying it doesn’t result in savings is false.  [/quote]

No one said it doesn’t result in savings. What was said is that it doesn’t result in meaningful saving IF you are overspending on the big things, such as house, car, and education.

Which is 100% true.[/quote]

I guess we can disagree on the definition of “meaningful.” Saving is saving and I, like Ben Franklin, believe in a penny saved is a penny earned. But obviously if you’re house poor, you will always be treading water. A nephew overspent on a car and significantly cut back on wants for 18 months and paid the loan off. [/quote]

Now, see, I think your nephew’s story is a reason [b]TOO[/b] get the extras and to budget for them.  If you don’t have extras and wants in your budget, and everything is wrapped up in fixed expenses like 3 houses and 7 cars, then what are you going to cut back on if times get tough?  [/quote]

A. It’s “to.”

B. You won’t get it ever so need to explain. [/quote]

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