| You sound a little bit nuts. Have you considered just talking to him about this? |
I never said they were going to be homeless over this. Nice strawman! I said his wife and child are paying the price. She’s stressing about how to make up the difference. Maybe it means canceling a vacation, maybe it means cutting out the entire family’s entertainment budget for several months. Who knows? We only have her word that it’s affecting her to the point of considering divorce. He’s still prioritizing helping other people than helping his wife. Why? He must get something out of being the one to lay down his credit card and say “I got this.” The external validation is worth more than his wife’s stress and anxiety. That says a lot about him. |
I didn’t say you said that. I said she didn’t. Your own anxiety is palpable and you’re adding drama like several other posters. Your post reinforced my point. |
+1. Could you get him to try a cash budget? To some people, credit cards don't feel like "real" money. I also don't think it matters if you can easily afford his doing this. It bothers OP, they are married, it's their money - so it should matter to him. |
THEN it's a different issue. It's not working together when approache dpositively, and it's probably not limited to this. |
Ha. This made me laugh out loud. Sorry OP that would drive me absolutely crazy! |
This is an interesting comment. I grew up poor and I exhibit this behavior. Guess I need to seek help. Good luck to you OP. |
|
Start the Dave Ramsey plan together.
No credit card only cash for both of you. |
|
If it was just a one-time thing or $100 treat to friends every so often, I'd forget about it. But $500 and $1000 regularly from joint funds? Hell to the no.
Have you considered separating finances? A joint account for strictly household expenses (food, mortgage, car, childcare,etc) and everything else is separate. Let him deal with his own budget. |
| Can you open a second account and divert your essentials prior to his spending??? |