Tampa Bay days away from getting largest hurricane in city’s history

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I feel for the people. But I also hope it’s a wake up call in the land of climate change denialism. They need to rethink housing in the hurricane belt. Make it more reliant and build in different locations— that assume a hundred year storm every few years. Because I tired of FEMA bailing out people the 4th and 5th time they have massive hurricane distraction. The definition of insanity and all that. And expensive insanity.

Well "the hurricane belt" now includes Asheville NC.

So I guess we stop building everywhere from Florida all the way up to New Jersey/New York, which have also been damaged by hurricanes. BTW, that includes DC area which has also been hit.

The DC metro area is not nearly as vulnerable to hurricanes. The expected annual loss per $100 of building value (due to natural disasters) is relatively low. The EAL for Fairfax County is around 4 cents per $100, Loudoun County 2.4 cents per $100. In Hillsborough County FL, (where Tampa is located) the EAL is around 21 cents per $100. Many places with high EAL's will eventually become uninsurable and the property markets will crash because uninsurable properties are not edible for mortgages. There are numerous places in the US where EALs equal 0.5% or more per year and some places even have EALs in excess of 1% of the building value each year. https://hazards.fema.gov/nri/map

So, what's the problem? Homeowner's insurance is already skyrocketing in parts of Florida. It sounds like what you think should be happening is already happening.

Previous person that posted the FEMA link. Yes, it is happening, but it will get much worse. The annual insurance premium house for my house NOVA is about 7x the Annual EAL for 500k of building value. So my premium is $1200 a year. Many of these places in Florida are still underpricing their insurance. The premiums will go from an average of 12k a year to the 20k- 40k+ range in some places to insure a 500k house. Houses values will decline to zero when insurance premiums start approaching 5%+ of property values.

[Anonymous]

"And actually you have to apply for it. Using power that you don’t have. Again, tone deaf."

FEMA has set up emergency centers in towns and people can use computers there to apply for the $750. FEMA workers there actually hand out the payment upon completion of the forms. It'll take many days for everyone to get to the centers, but the response is must quicker than Katrina and Maria. Many stores are open but don't have the electricity/internet to accept credit cards. I'm wondering what you, Emergency Services expert, would do differently?

[Anonymous]

A hurricane in Florida in October who would have expected that to happen. Hurricanes have been hitting the area we now call Florida for centuries. Good thing Europeans came along and began recording hurricanes in the 1500s. Otherwise we would have never been able to put the pieces together and come up with the concept of hurricane season 400 years later.

[Anonymous]

Anonymous wrote:

"And actually you have to apply for it. Using power that you don’t have. Again, tone deaf."

FEMA has set up emergency centers in towns and people can use computers there to apply for the $750. FEMA workers there actually hand out the payment upon completion of the forms. It'll take many days for everyone to get to the centers, but the response is must quicker than Katrina and Maria. Many stores are open but don't have the electricity/internet to accept credit cards. I'm wondering what you, Emergency Services expert, would do differently?

Hand out food, water, pet food, and cash.

[Anonymous]

Anonymous wrote:

"And actually you have to apply for it. Using power that you don’t have. Again, tone deaf."

FEMA has set up emergency centers in towns and people can use computers there to apply for the $750. FEMA workers there actually hand out the payment upon completion of the forms. It'll take many days for everyone to get to the centers, but the response is must quicker than Katrina and Maria. Many stores are open but don't have the electricity/internet to accept credit cards. I'm wondering what you, Emergency Services expert, would do differently?

They need to put many more "foot soldiers" on the ground to take basic items to people in remote areas. They cannot expect people to get to centers to use computers.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

"And actually you have to apply for it. Using power that you don’t have. Again, tone deaf."

FEMA has set up emergency centers in towns and people can use computers there to apply for the $750. FEMA workers there actually hand out the payment upon completion of the forms. It'll take many days for everyone to get to the centers, but the response is must quicker than Katrina and Maria. Many stores are open but don't have the electricity/internet to accept credit cards. I'm wondering what you, Emergency Services expert, would do differently?

They need to put many more "foot soldiers" on the ground to take basic items to people in remote areas. They cannot expect people to get to centers to use computers.

Where? With what funding? I doubt FEMA has enough to handle another response without Congress appropriating additional funding. Of course, the House GOP is on recess for the foreseeable future.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

"And actually you have to apply for it. Using power that you don’t have. Again, tone deaf."

FEMA has set up emergency centers in towns and people can use computers there to apply for the $750. FEMA workers there actually hand out the payment upon completion of the forms. It'll take many days for everyone to get to the centers, but the response is must quicker than Katrina and Maria. Many stores are open but don't have the electricity/internet to accept credit cards. I'm wondering what you, Emergency Services expert, would do differently?

They need to put many more "foot soldiers" on the ground to take basic items to people in remote areas. They cannot expect people to get to centers to use computers.

Yes, if Republican Congresspeople were willing to show up during a NATIONAL EMERGENCY and do what we pay them to do -- like pass additional funds for FEMA -- it would be nice. Oh, well, I'm sure they have their list of grievances why not.

Or are you suggesting FEMA, a federal agency, illegally appropriate money from a fund allocated elsewhere? Is that what you are saying?

[Anonymous]

Anonymous wrote:Who would’ve guessed climate change is the October surprise?

Climate change, also known as hurricanes in hurricane season, are not unpredictable. It’s the government’s deprioritizing of a federal response to them that is relatively new.

[Anonymous]

If this hits as a Cat 3+ as predicted, it's going to be an epic disaster after Helene, especially with the ground already so saturated. Homeowners insurance is going to go parabolic upon renewals and is going to bankrupt many families. It doesn't matter if you personally don't believe in climate change. You insurance company sure as hell does.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

"And actually you have to apply for it. Using power that you don’t have. Again, tone deaf."

FEMA has set up emergency centers in towns and people can use computers there to apply for the $750. FEMA workers there actually hand out the payment upon completion of the forms. It'll take many days for everyone to get to the centers, but the response is must quicker than Katrina and Maria. Many stores are open but don't have the electricity/internet to accept credit cards. I'm wondering what you, Emergency Services expert, would do differently?

They need to put many more "foot soldiers" on the ground to take basic items to people in remote areas. They cannot expect people to get to centers to use computers.

Yes, if Republican Congresspeople were willing to show up during a NATIONAL EMERGENCY and do what we pay them to do -- like pass additional funds for FEMA -- it would be nice. Oh, well, I'm sure they have their list of grievances why not.

Or are you suggesting FEMA, a federal agency, illegally appropriate money from a fund allocated elsewhere? Is that what you are saying?

They did show up. At least two of them did. But two does not a voting majority make.

This is a failure of Congress, not one party, as far as we know.

[Anonymous]

Anonymous wrote:If this hits as a Cat 3+ as predicted, it's going to be an epic disaster after Helene, especially with the ground already so saturated. Homeowners insurance is going to go parabolic upon renewals and is going to bankrupt many families. It doesn't matter if you personally don't believe in climate change. You insurance company sure as hell does.

Andrew was stronger. In 1992.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

"And actually you have to apply for it. Using power that you don’t have. Again, tone deaf."

FEMA has set up emergency centers in towns and people can use computers there to apply for the $750. FEMA workers there actually hand out the payment upon completion of the forms. It'll take many days for everyone to get to the centers, but the response is must quicker than Katrina and Maria. Many stores are open but don't have the electricity/internet to accept credit cards. I'm wondering what you, Emergency Services expert, would do differently?

They need to put many more "foot soldiers" on the ground to take basic items to people in remote areas. They cannot expect people to get to centers to use computers.

Yes, if Republican Congresspeople were willing to show up during a NATIONAL EMERGENCY and do what we pay them to do -- like pass additional funds for FEMA -- it would be nice. Oh, well, I'm sure they have their list of grievances why not.

Or are you suggesting FEMA, a federal agency, illegally appropriate money from a fund allocated elsewhere? Is that what you are saying?

FEMA has enough money, despite your protestations. It's a matter of allocation choices.

[Anonymous]

Anonymous wrote:

Anonymous wrote:If this hits as a Cat 3+ as predicted, it's going to be an epic disaster after Helene, especially with the ground already so saturated. Homeowners insurance is going to go parabolic upon renewals and is going to bankrupt many families. It doesn't matter if you personally don't believe in climate change. You insurance company sure as hell does.

Andrew was stronger. In 1992.

Andrew was a one off. We have another month of hurricane season and this looks like it'll hit directly and right after Helene, which they haven't finished cleaning up yet.

[Anonymous]

The only thing about this Gulf hurricane as opposed to all the other Gulf hurricanes that is different is all the New Yorkers who moved there in the last four years and are currently learning how a hurricane is different from a nor’easter.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

"And actually you have to apply for it. Using power that you don’t have. Again, tone deaf."

FEMA has set up emergency centers in towns and people can use computers there to apply for the $750. FEMA workers there actually hand out the payment upon completion of the forms. It'll take many days for everyone to get to the centers, but the response is must quicker than Katrina and Maria. Many stores are open but don't have the electricity/internet to accept credit cards. I'm wondering what you, Emergency Services expert, would do differently?

They need to put many more "foot soldiers" on the ground to take basic items to people in remote areas. They cannot expect people to get to centers to use computers.

Yes, if Republican Congresspeople were willing to show up during a NATIONAL EMERGENCY and do what we pay them to do -- like pass additional funds for FEMA -- it would be nice. Oh, well, I'm sure they have their list of grievances why not.

Or are you suggesting FEMA, a federal agency, illegally appropriate money from a fund allocated elsewhere? Is that what you are saying?

They did show up. At least two of them did. But two does not a voting majority make.

This is a failure of Congress, not one party, as far as we know.

FEMA can't just reallocate funds that aren't appropriated for that use, moron. That's Congress's job.