Questions to ask a divorce attorney

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:How much does your DH make? If you only have $80K in assets I'm going to assume he makes less than $100K. Remember that alimony is no longer tax deductible for the payor or taxable income for the recipient so if my guess is right the amount of alimony probably won't be very high.

140k and 160k with his bonus. This is net pay.

Good luck supporting two households on that.

OP works PT. He would need to supplement the difference. It is not the same as supporting two incomes. $1600 a month in rent is cheap.

+1 with her PT salary and his 160k, they can afford to pay $1600 in rent. Unless she's been living a luxury lifestyle which sounds like she's not they will be fine.

They will EACH have rent. They will EACH have household bills (cable, electric, gas, insurance, etc). We are not talking about $1600. Double that, plus double bills...then add childcare and minus that. Then minus groceries and a car payment. My guess there is zero left to save for retirement and no wiggle room for an emergency. If she is only working PT, she needs to plan now for a career that will earn money if/when spousal support runs out in a few years. Retraining takes more money and more time. These are all factors. She needs an attorney consult and then go from there.

She doesn't need childcare since she works on the weekends. How do you know there's a car payment? You live in a bubble. People of all incomes get divorced. If OP thinks it's right, she should do it.

Once she’s divorced she’s not going to be able to just work on weekends.

Why not? It estimates childcare expenses—plenty of people working none traditional schedules. No rule says divorced kids must go to daycare. You have no idea how low-income people stay afloat.

[Anonymous]

The original question was questions of what to ask a divorce attorney and I’ve answered it multiple times which is the original poster needs to ask what she can expect financially in in a divorce based on her numbers in order to make a decision of how and when to do it.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:How much does your DH make? If you only have $80K in assets I'm going to assume he makes less than $100K. Remember that alimony is no longer tax deductible for the payor or taxable income for the recipient so if my guess is right the amount of alimony probably won't be very high.

140k and 160k with his bonus. This is net pay.

Good luck supporting two households on that.

OP works PT. He would need to supplement the difference. It is not the same as supporting two incomes. $1600 a month in rent is cheap.

+1 with her PT salary and his 160k, they can afford to pay $1600 in rent. Unless she's been living a luxury lifestyle which sounds like she's not they will be fine.

They will EACH have rent. They will EACH have household bills (cable, electric, gas, insurance, etc). We are not talking about $1600. Double that, plus double bills...then add childcare and minus that. Then minus groceries and a car payment. My guess there is zero left to save for retirement and no wiggle room for an emergency. If she is only working PT, she needs to plan now for a career that will earn money if/when spousal support runs out in a few years. Retraining takes more money and more time. These are all factors. She needs an attorney consult and then go from there.

She doesn't need childcare since she works on the weekends. How do you know there's a car payment? You live in a bubble. People of all incomes get divorced. If OP thinks it's right, she should do it.

Once she’s divorced she’s not going to be able to just work on weekends.

Why not? It estimates childcare expenses—plenty of people working none traditional schedules. No rule says divorced kids must go to daycare. You have no idea how low-income people stay afloat.

Again spell so support is temporary she will not be able to work on weekends forever she is going to feel the pain of having less money and she’s going to work more than just working on the weekends. Getting a divorce and expecting to work the exact same before when you’ve barely been working and the guy is struggling to have his house and her house or apartment or whatever is a rude awakening for a lot of people. Working on weekends part-time is not something she’s going to be able to do permanently eventually she’s going to need to actually work because she’s going to need the money.

[Anonymous]

Anonymous wrote:The original question was questions of what to ask a divorce attorney and I’ve answered it multiple times which is the original poster needs to ask what she can expect financially in in a divorce based on her numbers in order to make a decision of how and when to do it.

You have answered enough, PP. Keep scrolling.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:How much does your DH make? If you only have $80K in assets I'm going to assume he makes less than $100K. Remember that alimony is no longer tax deductible for the payor or taxable income for the recipient so if my guess is right the amount of alimony probably won't be very high.

140k and 160k with his bonus. This is net pay.

Good luck supporting two households on that.

OP works PT. He would need to supplement the difference. It is not the same as supporting two incomes. $1600 a month in rent is cheap.

+1 with her PT salary and his 160k, they can afford to pay $1600 in rent. Unless she's been living a luxury lifestyle which sounds like she's not they will be fine.

They will EACH have rent. They will EACH have household bills (cable, electric, gas, insurance, etc). We are not talking about $1600. Double that, plus double bills...then add childcare and minus that. Then minus groceries and a car payment. My guess there is zero left to save for retirement and no wiggle room for an emergency. If she is only working PT, she needs to plan now for a career that will earn money if/when spousal support runs out in a few years. Retraining takes more money and more time. These are all factors. She needs an attorney consult and then go from there.

She doesn't need childcare since she works on the weekends. How do you know there's a car payment? You live in a bubble. People of all incomes get divorced. If OP thinks it's right, she should do it.

Once she’s divorced she’s not going to be able to just work on weekends.

Why not? It estimates childcare expenses—plenty of people working none traditional schedules. No rule says divorced kids must go to daycare. You have no idea how low-income people stay afloat.

And I did not say daycare—even when the kids are no elementary school if you have a normal job you’re going to need aftercare before care or both and it’s expensive. Even babysitters are expensive. Planning to work part time on the weekends for years on end is not reality.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:How much does your DH make? If you only have $80K in assets I'm going to assume he makes less than $100K. Remember that alimony is no longer tax deductible for the payor or taxable income for the recipient so if my guess is right the amount of alimony probably won't be very high.

140k and 160k with his bonus. This is net pay.

Good luck supporting two households on that.

OP works PT. He would need to supplement the difference. It is not the same as supporting two incomes. $1600 a month in rent is cheap.

+1 with her PT salary and his 160k, they can afford to pay $1600 in rent. Unless she's been living a luxury lifestyle which sounds like she's not they will be fine.

They will EACH have rent. They will EACH have household bills (cable, electric, gas, insurance, etc). We are not talking about $1600. Double that, plus double bills...then add childcare and minus that. Then minus groceries and a car payment. My guess there is zero left to save for retirement and no wiggle room for an emergency. If she is only working PT, she needs to plan now for a career that will earn money if/when spousal support runs out in a few years. Retraining takes more money and more time. These are all factors. She needs an attorney consult and then go from there.

She doesn't need childcare since she works on the weekends. How do you know there's a car payment? You live in a bubble. People of all incomes get divorced. If OP thinks it's right, she should do it.

Once she’s divorced she’s not going to be able to just work on weekends.

Why not? It estimates childcare expenses—plenty of people working none traditional schedules. No rule says divorced kids must go to daycare. You have no idea how low-income people stay afloat.

Again spell so support is temporary she will not be able to work on weekends forever she is going to feel the pain of having less money and she’s going to work more than just working on the weekends. Getting a divorce and expecting to work the exact same before when you’ve barely been working and the guy is struggling to have his house and her house or apartment or whatever is a rude awakening for a lot of people. Working on weekends part-time is not something she’s going to be able to do permanently eventually she’s going to need to actually work because she’s going to need the money.

Why do you keep repeating this? You realize it doesn't pay for her to work, right? When her child is older, she can figure something else out. 160k gross is at least 7k a month. They aren't poor. He is the one with anger issues. I'm sure she gave him a chance to resolve that, but he refused. He can deal with supporting two households for a while.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:How much does your DH make? If you only have $80K in assets I'm going to assume he makes less than $100K. Remember that alimony is no longer tax deductible for the payor or taxable income for the recipient so if my guess is right the amount of alimony probably won't be very high.

140k and 160k with his bonus. This is net pay.

Good luck supporting two households on that.

OP works PT. He would need to supplement the difference. It is not the same as supporting two incomes. $1600 a month in rent is cheap.

+1 with her PT salary and his 160k, they can afford to pay $1600 in rent. Unless she's been living a luxury lifestyle which sounds like she's not they will be fine.

They will EACH have rent. They will EACH have household bills (cable, electric, gas, insurance, etc). We are not talking about $1600. Double that, plus double bills...then add childcare and minus that. Then minus groceries and a car payment. My guess there is zero left to save for retirement and no wiggle room for an emergency. If she is only working PT, she needs to plan now for a career that will earn money if/when spousal support runs out in a few years. Retraining takes more money and more time. These are all factors. She needs an attorney consult and then go from there.

She doesn't need childcare since she works on the weekends. How do you know there's a car payment? You live in a bubble. People of all incomes get divorced. If OP thinks it's right, she should do it.

Once she’s divorced she’s not going to be able to just work on weekends.

Why not? It estimates childcare expenses—plenty of people working none traditional schedules. No rule says divorced kids must go to daycare. You have no idea how low-income people stay afloat.

And I did not say daycare—even when the kids are no elementary school if you have a normal job you’re going to need aftercare before care or both and it’s expensive. Even babysitters are expensive. Planning to work part time on the weekends for years on end is not reality.

OP never said that's her plan, drama llama.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:How much does your DH make? If you only have $80K in assets I'm going to assume he makes less than $100K. Remember that alimony is no longer tax deductible for the payor or taxable income for the recipient so if my guess is right the amount of alimony probably won't be very high.

140k and 160k with his bonus. This is net pay.

Good luck supporting two households on that.

OP works PT. He would need to supplement the difference. It is not the same as supporting two incomes. $1600 a month in rent is cheap.

+1 with her PT salary and his 160k, they can afford to pay $1600 in rent. Unless she's been living a luxury lifestyle which sounds like she's not they will be fine.

They will EACH have rent. They will EACH have household bills (cable, electric, gas, insurance, etc). We are not talking about $1600. Double that, plus double bills...then add childcare and minus that. Then minus groceries and a car payment. My guess there is zero left to save for retirement and no wiggle room for an emergency. If she is only working PT, she needs to plan now for a career that will earn money if/when spousal support runs out in a few years. Retraining takes more money and more time. These are all factors. She needs an attorney consult and then go from there.

She doesn't need childcare since she works on the weekends. How do you know there's a car payment? You live in a bubble. People of all incomes get divorced. If OP thinks it's right, she should do it.

Once she’s divorced she’s not going to be able to just work on weekends.

Why not? It estimates childcare expenses—plenty of people working none traditional schedules. No rule says divorced kids must go to daycare. You have no idea how low-income people stay afloat.

Again spell so support is temporary she will not be able to work on weekends forever she is going to feel the pain of having less money and she’s going to work more than just working on the weekends. Getting a divorce and expecting to work the exact same before when you’ve barely been working and the guy is struggling to have his house and her house or apartment or whatever is a rude awakening for a lot of people. Working on weekends part-time is not something she’s going to be able to do permanently eventually she’s going to need to actually work because she’s going to need the money.

Why do you keep repeating this? You realize it doesn't pay for her to work, right? When her child is older, she can figure something else out. 160k gross is at least 7k a month. They aren't poor. He is the one with anger issues. I'm sure she gave him a chance to resolve that, but he refused. He can deal with supporting two households for a while.

Whatever. My ex made more. He was not paying me a dime. We could not afford a costly legal battle. I was not working at the time. She will have to coparent with this person. You were talking about divorce as if everything just goes your way and that’s not how it works and I know multiple people who have been divorced. Numbers rule the game and she needs to know realistically what she’s entitled to before making a decision.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:How much does your DH make? If you only have $80K in assets I'm going to assume he makes less than $100K. Remember that alimony is no longer tax deductible for the payor or taxable income for the recipient so if my guess is right the amount of alimony probably won't be very high.

140k and 160k with his bonus. This is net pay.

Good luck supporting two households on that.

OP works PT. He would need to supplement the difference. It is not the same as supporting two incomes. $1600 a month in rent is cheap.

+1 with her PT salary and his 160k, they can afford to pay $1600 in rent. Unless she's been living a luxury lifestyle which sounds like she's not they will be fine.

They will EACH have rent. They will EACH have household bills (cable, electric, gas, insurance, etc). We are not talking about $1600. Double that, plus double bills...then add childcare and minus that. Then minus groceries and a car payment. My guess there is zero left to save for retirement and no wiggle room for an emergency. If she is only working PT, she needs to plan now for a career that will earn money if/when spousal support runs out in a few years. Retraining takes more money and more time. These are all factors. She needs an attorney consult and then go from there.

She doesn't need childcare since she works on the weekends. How do you know there's a car payment? You live in a bubble. People of all incomes get divorced. If OP thinks it's right, she should do it.

Once she’s divorced she’s not going to be able to just work on weekends.

Why not? It estimates childcare expenses—plenty of people working none traditional schedules. No rule says divorced kids must go to daycare. You have no idea how low-income people stay afloat.

Again spell so support is temporary she will not be able to work on weekends forever she is going to feel the pain of having less money and she’s going to work more than just working on the weekends. Getting a divorce and expecting to work the exact same before when you’ve barely been working and the guy is struggling to have his house and her house or apartment or whatever is a rude awakening for a lot of people. Working on weekends part-time is not something she’s going to be able to do permanently eventually she’s going to need to actually work because she’s going to need the money.

Why do you keep repeating this? You realize it doesn't pay for her to work, right? When her child is older, she can figure something else out. 160k gross is at least 7k a month. They aren't poor. He is the one with anger issues. I'm sure she gave him a chance to resolve that, but he refused. He can deal with supporting two households for a while.

It might wake him up when he sees the numbers.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:How much does your DH make? If you only have $80K in assets I'm going to assume he makes less than $100K. Remember that alimony is no longer tax deductible for the payor or taxable income for the recipient so if my guess is right the amount of alimony probably won't be very high.

140k and 160k with his bonus. This is net pay.

Good luck supporting two households on that.

OP works PT. He would need to supplement the difference. It is not the same as supporting two incomes. $1600 a month in rent is cheap.

+1 with her PT salary and his 160k, they can afford to pay $1600 in rent. Unless she's been living a luxury lifestyle which sounds like she's not they will be fine.

They will EACH have rent. They will EACH have household bills (cable, electric, gas, insurance, etc). We are not talking about $1600. Double that, plus double bills...then add childcare and minus that. Then minus groceries and a car payment. My guess there is zero left to save for retirement and no wiggle room for an emergency. If she is only working PT, she needs to plan now for a career that will earn money if/when spousal support runs out in a few years. Retraining takes more money and more time. These are all factors. She needs an attorney consult and then go from there.

She doesn't need childcare since she works on the weekends. How do you know there's a car payment? You live in a bubble. People of all incomes get divorced. If OP thinks it's right, she should do it.

Once she’s divorced she’s not going to be able to just work on weekends.

Why not? It estimates childcare expenses—plenty of people working none traditional schedules. No rule says divorced kids must go to daycare. You have no idea how low-income people stay afloat.

Again spell so support is temporary she will not be able to work on weekends forever she is going to feel the pain of having less money and she’s going to work more than just working on the weekends. Getting a divorce and expecting to work the exact same before when you’ve barely been working and the guy is struggling to have his house and her house or apartment or whatever is a rude awakening for a lot of people. Working on weekends part-time is not something she’s going to be able to do permanently eventually she’s going to need to actually work because she’s going to need the money.

Why do you keep repeating this? You realize it doesn't pay for her to work, right? When her child is older, she can figure something else out. 160k gross is at least 7k a month. They aren't poor. He is the one with anger issues. I'm sure she gave him a chance to resolve that, but he refused. He can deal with supporting two households for a while.

It might wake him up when he sees the numbers.

No what will happen is that he will want 50-50 custody and she will get less. People suddenly don’t stop becoming abusive.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:How much does your DH make? If you only have $80K in assets I'm going to assume he makes less than $100K. Remember that alimony is no longer tax deductible for the payor or taxable income for the recipient so if my guess is right the amount of alimony probably won't be very high.

140k and 160k with his bonus. This is net pay.

Good luck supporting two households on that.

OP works PT. He would need to supplement the difference. It is not the same as supporting two incomes. $1600 a month in rent is cheap.

+1 with her PT salary and his 160k, they can afford to pay $1600 in rent. Unless she's been living a luxury lifestyle which sounds like she's not they will be fine.

They will EACH have rent. They will EACH have household bills (cable, electric, gas, insurance, etc). We are not talking about $1600. Double that, plus double bills...then add childcare and minus that. Then minus groceries and a car payment. My guess there is zero left to save for retirement and no wiggle room for an emergency. If she is only working PT, she needs to plan now for a career that will earn money if/when spousal support runs out in a few years. Retraining takes more money and more time. These are all factors. She needs an attorney consult and then go from there.

She doesn't need childcare since she works on the weekends. How do you know there's a car payment? You live in a bubble. People of all incomes get divorced. If OP thinks it's right, she should do it.

Once she’s divorced she’s not going to be able to just work on weekends.

Why not? It estimates childcare expenses—plenty of people working none traditional schedules. No rule says divorced kids must go to daycare. You have no idea how low-income people stay afloat.

Again spell so support is temporary she will not be able to work on weekends forever she is going to feel the pain of having less money and she’s going to work more than just working on the weekends. Getting a divorce and expecting to work the exact same before when you’ve barely been working and the guy is struggling to have his house and her house or apartment or whatever is a rude awakening for a lot of people. Working on weekends part-time is not something she’s going to be able to do permanently eventually she’s going to need to actually work because she’s going to need the money.

Why do you keep repeating this? You realize it doesn't pay for her to work, right? When her child is older, she can figure something else out. 160k gross is at least 7k a month. They aren't poor. He is the one with anger issues. I'm sure she gave him a chance to resolve that, but he refused. He can deal with supporting two households for a while.

It might wake him up when he sees the numbers.

No what will happen is that he will want 50-50 custody and she will get less. People suddenly don’t stop becoming abusive.

Not with her earnings and the ages of the children. No judge will give the absent parent more custody unless he can prove there's something seriously wrong with the kid. Not all men are assholes when it comes to taking care of an ex. The alimony also improves his child's quality of life.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:How much does your DH make? If you only have $80K in assets I'm going to assume he makes less than $100K. Remember that alimony is no longer tax deductible for the payor or taxable income for the recipient so if my guess is right the amount of alimony probably won't be very high.

140k and 160k with his bonus. This is net pay.

Good luck supporting two households on that.

OP works PT. He would need to supplement the difference. It is not the same as supporting two incomes. $1600 a month in rent is cheap.

+1 with her PT salary and his 160k, they can afford to pay $1600 in rent. Unless she's been living a luxury lifestyle which sounds like she's not they will be fine.

They will EACH have rent. They will EACH have household bills (cable, electric, gas, insurance, etc). We are not talking about $1600. Double that, plus double bills...then add childcare and minus that. Then minus groceries and a car payment. My guess there is zero left to save for retirement and no wiggle room for an emergency. If she is only working PT, she needs to plan now for a career that will earn money if/when spousal support runs out in a few years. Retraining takes more money and more time. These are all factors. She needs an attorney consult and then go from there.

She doesn't need childcare since she works on the weekends. How do you know there's a car payment? You live in a bubble. People of all incomes get divorced. If OP thinks it's right, she should do it.

Once she’s divorced she’s not going to be able to just work on weekends.

Why not? It estimates childcare expenses—plenty of people working none traditional schedules. No rule says divorced kids must go to daycare. You have no idea how low-income people stay afloat.

Again spell so support is temporary she will not be able to work on weekends forever she is going to feel the pain of having less money and she’s going to work more than just working on the weekends. Getting a divorce and expecting to work the exact same before when you’ve barely been working and the guy is struggling to have his house and her house or apartment or whatever is a rude awakening for a lot of people. Working on weekends part-time is not something she’s going to be able to do permanently eventually she’s going to need to actually work because she’s going to need the money.

Why do you keep repeating this? You realize it doesn't pay for her to work, right? When her child is older, she can figure something else out. 160k gross is at least 7k a month. They aren't poor. He is the one with anger issues. I'm sure she gave him a chance to resolve that, but he refused. He can deal with supporting two households for a while.

It might wake him up when he sees the numbers.

No what will happen is that he will want 50-50 custody and she will get less. People suddenly don’t stop becoming abusive.

Not with her earnings and the ages of the children. No judge will give the absent parent more custody unless he can prove there's something seriously wrong with the kid. Not all men are assholes when it comes to taking care of an ex. The alimony also improves his child's quality of life.

Many men do 0 until a divorce. If they want 50/50, they will likely get it. I was in this situation. With kids the same age and I was not working and you have no idea what you were talking about and by the way only 5% of divorces ever see a court room. To get in front of a judge you were going to be spending thousands and thousands of dollars and it doesn’t sound like they have the money to pay for that.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Prepare to go back to work. If you get spousal support, it will likely be temporary and you will both have a lower standard of living if you do not go back to work.

The norm is 50/50 custody and 50/50 of assets split during the marriage as well as debt.

Many men do nothing with kids until a divorce. Prepare for that.

You don't have a lot of assets. That means you do not have money to have a costly legal battle fighting for little money you have. Be practical about the financial aspect. There are formulas for child support. Ask the attorney what is reasonable to expect financially in your situation. That is the most important thing to ask.

Then what do they do? Suddenly have real conversations with the kids, read the school emails, teach and coach them? Or just Disney dad it and throw money.

Where they are helpless before...they suddenly start doing everything they were incapable of before. This has happened to me and 3 other friends. Literally did not one thing before...suddenly they

are capable. They choose not to be capable in marriage. They want 50/50 so they pay less or nothing...and suddenly they figure stuff out.

I have dated multiple divorced dads and this is so true. Whenever I see my married mom friends acting like their husbands are incompetent, I want to shake them and tell them, no, they’re perfectly competent, they’re just choosing not to be helpful so you’ll do everything

[Anonymous]

If you were smart you’d try to make it work and get a degree while you’re still financially able to. Moving out on your own with children and little education doesn’t sound like a move up in the world.

[Anonymous]

OP, I'm recently divorced so I can give some ideas what to ask the lawyer.

Ask about asset division. Ask about possible alimony (don't go on what people here say, it is dependent on a lot of things), ask about what custody could look like and what a parenting plan may look like. I'm not local and my state is typically 50/50-although if the parents decide on their own to do something else it is usually ordered.

My divorce was pretty low conflict but I have a solid and thorough parenting plan. Having stuff spelled out leaves less room for conflict.

It's smart to gather info OP. You don't have to divorce right away, get the info you need first and then decide a course of action. As far as job training, there are jobs you can train for that do not require a college degree.